SPFI risk officer granted 1,605 shares, tax shares used

South Plains Financial Chief Risk Officer & Secretary Mikella D. Newsom reported mixed equity movements in company stock.

Rhea-AI Filing Summary

South Plains Financial Chief Risk Officer & Secretary Mikella D. Newsom reported mixed equity movements in company stock. On February 18, 2026, she acquired 1,605 shares of common stock as a grant or award at $0.00 per share, bringing her direct holdings to 49,285 shares. On February 17, 2026, 612 shares were disposed of at $42.50 per share to cover tax or exercise obligations, leaving 47,680 directly held shares after that transaction. The filing also notes 24,625 shares held indirectly by her spouse, who is an employee of the issuer, and explains that some reported holdings include restricted stock units that settle only in shares and remain subject to vesting and forfeiture conditions.

Insider Trade Summary

3 transactions reported

Mixed 3 txns

Insider Newsom Mikella D

Role Chief Risk Officer & Secretary

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	1,605	$0.00	$0.00
Exercise Price or Tax Liability	Common Stock	612	$42.50	$26K
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 49,285 shares (Direct); Common Stock — 24,625 shares (Indirect, By Spouse)

Footnotes (2)

1. F1. The shares reported include restricted stock units that may be settled only by delivery of an equal number of shares of common stock and which are subject to vesting and forfeiture conditions.
2. F2. Shares owned by the Reporting Person's spouse, who is also an employee of the Issuer.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transactions did SPFI executive Mikella D. Newsom report?

Mikella D. Newsom reported a grant of 1,605 South Plains Financial common shares and a tax-related disposition of 612 shares. The grant increased her direct holdings, while the disposition covered tax or exercise obligations rather than representing an open-market trade.

How many SPFI shares does Mikella D. Newsom hold after these transactions?

After the reported transactions, Mikella D. Newsom directly holds 49,285 South Plains Financial common shares. A separate line in the filing shows 24,625 additional shares held indirectly by her spouse, who is also an employee of the company.

What does the 1,605-share SPFI award to Mikella D. Newsom represent?

The 1,605-share entry is a grant or award of South Plains Financial common stock at $0.00 per share. A footnote explains that some reported holdings are restricted stock units, settled only in shares and subject to vesting and forfeiture conditions.

Why were 612 SPFI shares disposed of in Mikella D. Newsom’s Form 4?

The 612 South Plains Financial shares were disposed of at $42.50 per share to satisfy exercise price or tax liabilities. The filing classifies this as a tax-withholding disposition, not an ordinary market sale, using the transaction code for delivering shares to cover obligations.

How are SPFI shares held by Mikella D. Newsom’s spouse reported?

The filing lists 24,625 South Plains Financial shares as indirectly owned "By Spouse." A footnote states these shares are owned by the reporting person’s spouse, who is also an employee of the issuer, distinguishing them from her directly held shares.

Do Mikella D. Newsom’s reported SPFI holdings include restricted stock units?

Yes. A footnote notes that the reported shares include restricted stock units that can be settled only in an equal number of common shares. These units remain subject to vesting schedules and possible forfeiture, affecting when she ultimately receives unrestricted shares.

AI-generated analysis. How Rhea-AI works. Not financial advice.

Form 4 Insider Transactions: What Each Field Means →

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Accepted by SEC EDGAR 02/19/2026 - 08:07 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Newsom Mikella D

(Last) (First) (Middle)

5219 CITY BANK PARKWAY

(Street)

LUBBOCK TX 79407-3544

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
SOUTH PLAINS FINANCIAL, INC. [ SPFI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Risk Officer & Secretary

3. Date of Earliest Transaction (Month/Day/Year)
02/17/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/17/2026		F		612	D	$42.5	47,680(1)	D
Common Stock	02/18/2026		A		1,605	A	$0	49,285(1)	D
Common Stock								24,625(1)(2)	I	By Spouse

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The shares reported include restricted stock units that may be settled only by delivery of an equal number of shares of common stock and which are subject to vesting and forfeiture conditions.

2. Shares owned by the Reporting Person's spouse, who is also an employee of the Issuer.

	/s/ Mikella D. Newsom	02/19/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.