Third Coast Bancshares, Inc. filings document the regulatory record of a Texas bank holding company and its ownership of Third Coast Bank. The company’s Form 8-K reports cover operating results, Regulation FD investor materials, preferred-stock dividend actions, material debt arrangements, and the completed Keystone Bancshares acquisition, including amended financial statements and pro forma information.
Proxy materials describe annual meeting matters, director elections, board and governance practices, and shareholder voting procedures. Capital-structure disclosures address common stock registered as TCBX, Series A Convertible Non-Cumulative Preferred Stock, loan commitments secured by bank stock, and related risk and cautionary-statement disclosures.
Bonnen Greg reported acquisition or exercise transactions in this Form 4 filing.
Third Coast Bancshares, Inc. director Greg Bonnen reported a compensation-related stock award and updated holdings. He received 1,318 shares of restricted common stock as a grant, which will vest on the anniversary of the grant date, subject to the award’s terms. After this award, he holds 6,189 shares of common stock directly. Separately, an indirect ownership entry shows 144,150 shares of common stock held through Bonnen Investments LP, reflecting a larger associated stake reported as indirect ownership.
Basaldua Martin reported acquisition or exercise transactions in this Form 4 filing.
Third Coast Bancshares, Inc. director Martin Basaldua reported a compensation-related equity award. He received 1,318 shares of restricted common stock at a price of $0.00 per share, which will vest on the anniversary of the grant date under the award’s terms. Following the award, he holds 39,235 shares of common stock directly and 37,525 shares indirectly through an IRA.
Third Coast Bancshares, Inc. reported results of its annual shareholder meeting, including approval of an amended and restated 2019 Omnibus Incentive Plan. The updated plan adds a reserve of 375,000 common shares for equity awards and introduces minimum vesting, anti-repricing rules, and other administrative changes.
Shareholders elected Class A and Class C directors to new terms, with individual nominees receiving between 6.6 million and 10.1 million votes in favor. They also approved the Restated Plan with 9,639,839 votes for and ratified Whitley Penn LLP as independent auditor for the year ending December 31, 2026.
Third Coast Bancshares director Shelton McDonald exercised stock options to acquire additional common shares. He converted options into 6,000 shares of Common Stock at $16.43 per share, increasing his direct holdings to 13,476 shares. The reported stock option for 6,000 underlying shares now shows a zero remaining balance after this exercise.
Third Coast Bancshares, Inc. reported solid growth for the quarter ended March 31, 2026. Total assets reached $6.58 billion, up from $5.34 billion at year-end 2025, and deposits increased to $5.72 billion from $4.63 billion, reflecting balance sheet expansion and the Keystone acquisition.
Quarterly net income was $16.4 million, compared with $13.6 million a year earlier. Net income available to common shareholders rose to $15.2 million, with basic earnings per share of $1.03 and diluted earnings per share of $0.88, versus $0.90 and $0.78 in 2025.
Loans, net of a higher allowance for credit losses of $51.5 million, grew to $5.20 billion. Noninterest expense rose to $38.1 million, driven by salaries, legal and professional costs, and integration-related items. Cash and cash equivalents increased to $431.3 million, helped by net deposit inflows and $64.1 million of cash acquired with Keystone Bancshares.
Third Coast Bancshares, Inc. entered into a Renewal, Extension and Modification of Loan agreement with American National Bank & Trust effective March 10, 2026. This amends its existing March 10, 2021 loan agreement.
As of March 10, 2026, the company had $54,875,000 outstanding under the loan and had pledged all issued and outstanding capital stock of Third Coast Bank as collateral. The amendment extends the loan’s maturity date from March 10, 2026 to March 10, 2028 and increases the maximum commitment from $55,000,000 to $70,000,000, giving the company a larger committed borrowing capacity over an additional two-year term.
BlackRock, Inc. reports beneficial ownership of 850,967 shares of Third Coast Bancshares, Inc. common stock (CUSIP 88422P109) as of 03/31/2026. The filing states this equals 5.2% of the class and that BlackRock has sole dispositive power over 850,967 shares and sole voting power over 836,582 shares. The Schedule 13G/A clarifies holdings reflect certain Reporting Business Units and notes that various persons may have rights to dividends or sale proceeds. The filing is signed by Spencer Fleming, Managing Director on 04/27/2026.
Third Coast Bancshares, Inc. reported first quarter 2026 results and completed its merger with Keystone Bancshares on February 1, 2026. The merger added approximately $1.0 billion in assets, $812.0 million in loans and $844.2 million in deposits.
Net income for the quarter was $16.4 million, or $1.03 basic and $0.88 diluted earnings per share, including about $3.3 million in pre-tax merger-related expenses. Return on average assets was 1.08% annualized and net interest margin was 3.67%.
Gross loans reached $5.25 billion and deposits $5.72 billion at March 31, 2026. The efficiency ratio rose to 66.06% amid higher merger and compensation costs. Asset quality remained controlled, with nonperforming loans of $35.6 million, or 0.68% of total loans, and an allowance for credit losses of $51.5 million, or 0.98% of gross loans.
Third Coast Bancshares, Inc. filed an amended current report to add detailed financial information for its completed merger with Keystone Bancshares, Inc., effective February 1, 2026. The filing includes Keystone’s audited 2025 and 2024 financial statements and unaudited pro forma combined statements as of and for the year ended December 31, 2025.
Keystone reported total assets of $1.02 billion and total deposits of $864.4 million at year-end 2025. Net income for 2025 was $6.25 million, with total stockholders’ equity of $104.3 million. The filing also details loan portfolio quality, credit loss allowances, liquidity, capital ratios, and stock-based compensation programs that now underlie the combined bank’s financial profile.