Third Coast Bancshares, Inc. filings document the regulatory record of a Texas bank holding company and its ownership of Third Coast Bank. The company’s Form 8-K reports cover operating results, Regulation FD investor materials, preferred-stock dividend actions, material debt arrangements, and the completed Keystone Bancshares acquisition, including amended financial statements and pro forma information.
Proxy materials describe annual meeting matters, director elections, board and governance practices, and shareholder voting procedures. Capital-structure disclosures address common stock registered as TCBX, Series A Convertible Non-Cumulative Preferred Stock, loan commitments secured by bank stock, and related risk and cautionary-statement disclosures.
Third Coast Bancshares, Inc. director Greenleaf Clint Tuxberry received a grant of stock options covering 3,600 shares of common stock. These options were awarded on March 16, 2026 with an exercise price of $37.91 per share.
The options become exercisable on March 16, 2027 and expire on March 16, 2036. Following this grant, Tuxberry holds stock options for 3,600 underlying shares, reflecting equity-based compensation rather than an open-market purchase or sale.
Third Coast Bancshares, Inc. officer Liz Eber reported a small tax-related share disposition. On this Form 4, 25 shares of common stock were delivered at $37.34 per share to satisfy tax obligations. After this non-market, tax-withholding transaction, Eber directly holds 653 shares of common stock.
Third Coast Bancshares, Inc. officer Christopher Seay Peacock reported a routine tax-related share disposition. On 2026-03-15, he transferred 63 shares of common stock at $37.34 per share to cover tax obligations, a non‑market transaction. Following this, he directly held 1,489 shares and indirectly held 1,622 shares through an ESOP.
Third Coast Bancshares director and officer Bart Caraway reported a routine tax-related share disposition. On March 15, 2026, 3,023 shares of Common Stock were used at $37.34 per share to satisfy tax obligations, not as an open-market sale. After this Form 4 event, Caraway holds 132,024 shares directly, plus 2,746 shares indirectly by IRA and 4,534 shares indirectly by ESOP, indicating a substantial remaining equity position in the company.
Third Coast Bancshares, Inc. director Jeffrey A. Wilkinson exercised a stock option on March 3, 2026, converting rights into 14,776 shares of common stock at $21.77 per share. This derivative exercise increased his directly held common stock to 32,055 shares.
He also reported indirect ownership of 13,777 common shares held through an IRA and 42,755 common shares held indirectly by Jeff and Kelly Wilkinson. The filing reflects an option exercise and updated ownership totals, not an open-market purchase or sale.
Third Coast Bancshares, Inc., a Texas-based bank holding company, describes a growing commercial banking platform centered on small and mid-sized businesses across the Greater Houston, Dallas-Fort Worth, and Austin-San Antonio markets. The company operates through Third Coast Bank and commercial finance subsidiary TCCC, offering a full suite of lending, deposit and treasury management services.
As of December 31, 2025, Third Coast reported total assets of $5.34 billion, total loans of $4.39 billion, total deposits of $4.63 billion and shareholders’ equity of $531.0 million. Regulatory capital ratios for both the company and the bank exceeded Basel III minimums, and the bank qualified as well‑capitalized under prompt corrective action rules.
The filing highlights continued expansion, including a completed merger on February 1, 2026 with Keystone Bancshares, Inc. and the earlier 2020 merger with Heritage Bancorp, reinforcing its presence in key Texas metros. The bank maintains a legal lending limit of $153.7 million with its largest relationship at $70.0 million and emphasizes disciplined credit oversight through dedicated underwriting, loan review and special assets functions.
Funding relies primarily on core deposits, supplemented by wholesale and institutional programs and modest borrowings, including $37.9 million drawn on a holding company line of credit and $81.0 million of subordinated notes at year-end 2025. The bank paid $4.2 million in FDIC insurance premiums and holds a satisfactory Community Reinvestment Act rating, while operating under a detailed risk management, cybersecurity and regulatory compliance framework.
Third Coast Bancshares, Inc. officer William Bobbora reported an open-market purchase of 1,200 shares of common stock at $39.615 per share. Following this transaction, he directly owns 48,306 shares, with additional indirect holdings of 2,104 shares through an ESOP and 11,750 shares through an IRA.
Third Coast Bancshares, Inc. officer Laura Rau filed an initial ownership report showing beneficial ownership of 4,000 shares of common stock. According to the footnote, these are restricted shares that will vest in equal annual installments over a three-year period beginning on February 1, 2027.
Third Coast Bancshares, Inc. director Jeffrey A. Wilkinson filed an initial ownership report, outlining his holdings in TCBX common stock and related equity awards. This filing does not show new purchases or sales but establishes his current beneficial ownership position.
He directly holds 17,279 shares of common stock, which include 10,000 shares of restricted stock scheduled to vest in equal annual installments over five years beginning on February 1, 2027. He also indirectly holds 13,777 shares through an IRA and 42,755 shares jointly with Jeff and Kelly Wilkinson. In addition, he holds a stock option for 44,001 shares of common stock at an exercise price of $21.77 per share, exercisable from December 27, 2023 until December 27, 2028.
Third Coast Bancshares director Carolyn Bailey exercised 2,000 stock options for Third Coast Bancshares, Inc. common stock at $16.43 per share on February 9, 2026. To pay the exercise price on these options, 760 shares of common stock were withheld by the issuer at $43.29 per share.
After these transactions, Bailey beneficially owned 9,716 shares of common stock directly and 4,000 stock options, and indirectly held 1,600 additional common shares through an IRA for her benefit.