Welcome to our dedicated page for United Bankshares West Va SEC filings (Ticker: UBSI), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The United Bankshares, Inc. (UBSI) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as filed with the U.S. Securities and Exchange Commission. United Bankshares, Inc., a West Virginia-incorporated financial services and commercial banking company, lists its common stock on the NASDAQ Global Select Market under the symbol UBSI. Through its filings, investors can review how United reports its community banking activities, financial condition, and capital position.
Key filings for UBSI include annual reports on Form 10-K and quarterly reports on Form 10-Q, which describe net interest income, noninterest income and expense, provision for credit losses, credit quality metrics, and regulatory capital ratios. Current reports on Form 8-K, several of which are referenced in the provided data, disclose material events such as quarterly earnings announcements, share repurchase plans, executive compensation arrangements, and the completion of acquisitions like Piedmont Bancorp, Inc.
On this page, users can also monitor Form 4 insider transaction reports, proxy materials related to director elections and executive compensation, and other exhibits such as change in control agreements and equity incentive plan documents. Stock Titan enhances these filings with AI-powered summaries that explain complex sections in straightforward language, highlight key figures and trends, and help distinguish recurring items from one-time events. Real-time updates from the SEC’s EDGAR system ensure that new UBSI filings, including 10-K, 10-Q, 8-K, and Form 4 submissions, are quickly available with contextual insights, allowing investors to review how management discusses performance, risk, and governance over time.
United Bankshares executive vice president Shelli L. Adams reported insider transactions in United Bankshares common stock. On 12/11/2025 she exercised 5,000 stock options at $35.04 per share and disposed of 4,690 shares at $39.53.
After these transactions, she held 41,043 shares directly, 2,208 shares of common stock in a direct IRA and 4,939.1315 shares of common stock through a 401(k) plan. The exercised option covered 5,000 shares of common stock and now has a reported remaining balance of 0.0000 derivative securities, while she continues to hold several other stock option grants on United Bankshares common stock.
UNITED BANKSHARES INC/WV Executive Vice President Shelli L. Adams reported insider stock transactions dated 12/11/2025. She acquired 9,130 shares of common stock at $35.04 through a stock option exercise and disposed of 8,564 shares at $39.53.
Following these transactions, she beneficially owned 89,080.8338 common shares directly, plus 9,003.6549 shares held through a UBSI 401K plan and 89.5771 shares held by her wife. The report also lists several outstanding stock options with exercise prices between $32.51 and $45.3 and expirations from 02/26/2027 to 02/24/2030.
UNITED BANKSHARES INC/WV (UBSI) director Shelli L. Adams reported an equity-based compensation transaction involving phantom stock tied to UBSI common stock. On 11/24/2025, she acquired 882 phantom stock units at $37.1835 per unit, each representing one share of common stock. These phantom shares are payable in cash after her termination of employment with UBSI.
Following this transaction, Adams beneficially owned 55,416 phantom stock units directly. Separately from the phantom stock, she reported direct ownership of 457,070 UBSI common shares, and indirect ownership of 36,800 shares through Bray & Oakley Insurance and 1,000 shares held by her spouse. This filing records ongoing alignment of a company director with UBSI equity performance through both stock and cash-settled phantom units.
United Bankshares, Inc. announced that its Board of Directors has approved a new share repurchase program authorizing the company to buy back up to 5 million shares of its common stock, which is approximately 3.6% of its total shares issued and outstanding. The new 2025 Plan replaces the prior repurchase plan approved in May 2022, which was terminated effective November 20, 2025.
Between October 1, 2025 and November 20, 2025, United repurchased 1,103,666 shares under the 2022 Plan at a weighted average price of $35.99 per share. Repurchases under the new plan may occur from time to time in the open market, through privately negotiated transactions, or by other means, in compliance with applicable securities laws. Management believes the plan will provide capital management opportunities and help build value for shareholders, and repurchased shares may be used for employee benefit programs and other corporate purposes, including potential acquisitions.
United Bankshares, Inc. reports solid third-quarter 2025 results alongside the integration of its Piedmont Bancorp acquisition. Net income for the quarter rose to $130.7 million from $95.3 million a year earlier, with basic and diluted EPS increasing to $0.92 from $0.70.
For the first nine months of 2025, net income reached $335.8 million versus $278.6 million in 2024, and EPS grew to $2.36 from $2.06. Total assets expanded to $33.4 billion at September 30, 2025, up from $30.0 billion at December 31, 2024, driven by loan growth and the Piedmont transaction.
The January 2025 acquisition of Piedmont Bancorp, Inc. added $2.36 billion in total assets and $2.11 billion in deposits at the acquisition date, for total purchase consideration of about $281.0 million. United recorded preliminary $130.0 million of goodwill and a $32.8 million core deposit intangible from this deal.
United Bankshares (UBSI) director Shelli L. Adams reported insider activity on a Form 4. On 11/07/2025, Adams acquired 138 shares of phantom stock (Transaction Code P) at $36.1724 per unit. These phantom shares are convertible on a 1-for-1 basis for common stock reference and are payable in cash following termination of employment.
Following the reported transaction, Adams beneficially owned 54,534 phantom stock units directly. Common stock holdings after the filing were 457,070 shares held directly, plus 36,800 shares held indirectly through Bray & Oakley Insurance and 1,000 shares held indirectly by spouse. The filing was made by one reporting person in the capacity of Director.
United Bankshares, Inc. reported that it has released its financial results for the third quarter and first nine months of 2025. The company disclosed these results through a press release dated October 23, 2025, which is attached as Exhibit 99.1.
The filing also furnishes a slide presentation of financial information for the third quarter of 2025 as Exhibit 99.2, providing additional detail on the period’s performance. Both the press release and slides are being furnished, not filed, under the section covering results of operations and financial condition.
UNITED BANKSHARES INC/WV director Clinton P. Winter increased his exposure using phantom stock. On October 8, 2025, he bought 536 units of phantom stock at $37.0949 per unit in an open‑market purchase, taking his phantom stock balance to 54,396 units.
The phantom stock is described as 1‑for‑1 with common stock and is payable in cash after his termination of employment. On the same date he also reported direct ownership of 457,070 shares of common stock and indirect holdings of 36,800 shares through Bray & Oakley Insurance and 1,000 shares held by his spouse.
United Bankshares Inc. director Winter P. Clinton reported a purchase of 662 phantom stock units on August 26, 2025, at $38.231 per unit. These phantom stock units are tied 1-for-1 to United Bankshares common stock and are payable in cash after the end of the reporting person’s employment with the company.
Following this transaction, Clinton held 53,860 phantom stock units directly. The Form 4 also shows direct ownership of 457,070 shares of United Bankshares common stock, plus indirect holdings of 36,800 shares through Bray & Oakley Insurance and 1,000 shares held by a spouse.
United Bankshares reported stronger results in the first half of 2025 with consolidated assets of $32,783,363 thousand, up from $30,023,545 thousand, driven by loan growth and the acquisition of Piedmont Bancorp. Net income was $120,721 thousand for the quarter (up from $96,507 thousand a year ago) and $205,027 thousand for six months (up from $183,321 thousand), producing basic EPS of $0.85 for the quarter and $1.44 for six months. Net interest income rose to $274,537 thousand for the quarter and $534,592 thousand year‑to‑date, reflecting higher loan yields and short‑term investment income. Deposits increased to $26,335,874 thousand from $23,961,859 thousand, supporting loan growth to $24,050,222 thousand gross. The company completed the Piedmont acquisition for $280,967 thousand, issuing 7,860,831 shares and recording $130,021 thousand of goodwill and $32,764 thousand of core deposit intangibles. Management recorded acquisition costs and purchase‑related credit provisions; available‑for‑sale securities carried $268,656 thousand of unrealized losses largely due to rising interest rates.