Welcome to our dedicated page for United Bankshares West Va SEC filings (Ticker: UBSI), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The United Bankshares, Inc. (UBSI) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as filed with the U.S. Securities and Exchange Commission. United Bankshares, Inc., a West Virginia-incorporated financial services and commercial banking company, lists its common stock on the NASDAQ Global Select Market under the symbol UBSI. Through its filings, investors can review how United reports its community banking activities, financial condition, and capital position.
Key filings for UBSI include annual reports on Form 10-K and quarterly reports on Form 10-Q, which describe net interest income, noninterest income and expense, provision for credit losses, credit quality metrics, and regulatory capital ratios. Current reports on Form 8-K, several of which are referenced in the provided data, disclose material events such as quarterly earnings announcements, share repurchase plans, executive compensation arrangements, and the completion of acquisitions like Piedmont Bancorp, Inc.
On this page, users can also monitor Form 4 insider transaction reports, proxy materials related to director elections and executive compensation, and other exhibits such as change in control agreements and equity incentive plan documents. Stock Titan enhances these filings with AI-powered summaries that explain complex sections in straightforward language, highlight key figures and trends, and help distinguish recurring items from one-time events. Real-time updates from the SEC’s EDGAR system ensure that new UBSI filings, including 10-K, 10-Q, 8-K, and Form 4 submissions, are quickly available with contextual insights, allowing investors to review how management discusses performance, risk, and governance over time.
United Bankshares Inc. director Shelli L. Adams reported updated holdings of company stock and phantom stock units. On 01/02/2026, Adams acquired 548 shares of phantom stock at $38.34 per unit, which are payable in cash after her termination of employment with UBSI. Following this transaction, she holds 55,964 phantom stock units.
Adams also reports beneficial ownership of United Bankshares common stock, including 457,070 shares held directly, 36,800 shares held indirectly through Bray & Oakley Insurance, and 1,000 shares held indirectly by her spouse. This filing reflects equity-based compensation and current insider ownership, rather than open-market buying or selling of the company’s stock.
United Bankshares, Inc. Executive Chairman and director Shelli L. Adams reported insider transactions in the company’s common stock dated 12/11/2025.
She exercised 33,300 stock options at an exercise price of $35.04 per share, receiving the same number of common shares, and on the same date disposed of 31,233 common shares at a price of $39.53 per share. After these transactions, she directly owned 862,926.4143 common shares, with additional indirect holdings through an IRA, a 401(k) plan, a corporation, immediate family, and her spouse’s IRA.
Footnotes explain that some reported positions include additional shares acquired through a dividend reinvestment plan and the UBSI 401(k) plan since her prior ownership report.
United Bankshares, Inc. executive Shelli L. Adams, a Director and Chief Executive Officer, reported insider transactions in company stock. On 12/11/2025, the reporting person exercised a stock option for 11,100 shares of common stock at $35.04 per share (transaction code M), increasing direct ownership.
A separate transaction with code F recorded the disposition of 10,411 shares at $39.53 per share. After these transactions, the reporting person directly owns 162,180.392 shares of United Bankshares common stock. Indirect holdings include 16,247.9878 shares through the UBSI 401K plan and 10,986.084 shares held in a trust for children. The filing also lists multiple stock options and 254.151 shares of phantom stock, which are payable in cash following termination of employment and are exercisable immediately.
United Bankshares Inc. executive Shelli L. Adams reported an option exercise and related share withholding. On 12/11/2025, the Chief Operating Officer exercised 11,100 stock options at an exercise price of $35.04 per share, converting them into common stock. To cover tax obligations, 10,411 shares of common stock were disposed of at $39.53 under transaction code F.
After these transactions, Adams directly beneficially owned 131,237 shares of United Bankshares common stock and indirectly owned 11,306.1971 shares through a 401(k) plan. The exercised options came from a grant dated 02/29/2016 with an expiration date of 02/28/2026, and that grant now has 0 options remaining. She continues to hold other stock option awards with various exercise prices and expiration dates.
United Bankshares Inc/WV executive Shelli L. Adams reported equity transactions in company common stock. On 12/11/2025, she reported an M-coded transaction in 2,000 shares of common stock at $35.04 and an F-coded transaction in 1,876 shares at $39.53. Following these, she directly beneficially owned 22,913.6293 common shares and indirectly owned 5,405.0971 shares through a 401k plan.
The direct holdings include additional stock acquired in the Dividend Reinvestment Plan, and the 401k balance includes additional shares acquired under the UBSI 401K plan since her last 401k ownership report. Adams also continues to hold stock options on United Bankshares common stock, including 1,453 options at an exercise price of $32.51 expiring on 02/24/2030, 3,000 options at $37.6 expiring on 02/26/2028, 3,200 options at $38.49 expiring on 02/25/2029, and 2,500 options at $45.3 expiring on 02/27/2027.
United Bankshares, Inc. Executive Vice President Shelli L. Adams reported insider transactions involving company common stock. On 12/11/2025, she exercised 5,000 stock options at an exercise price of $35.04 per share, acquiring 5,000 shares of common stock. On the same date, she disposed of 4,690 common shares at $39.53 per share. Following these transactions, Adams directly owned 47,129.9601 shares of United Bankshares common stock, plus 8,017.0485 shares held indirectly through a 401(k) plan and 79 shares held indirectly by her spouse. The filing also notes that the 5,000-share stock option grant expiring on 02/28/2026 was fully exercised and that Adams continues to hold several other stock option awards, including grants for 7,295, 3,647, 7,676, 5,455, and 7,676 shares with exercise prices between $32.51 and $45.30.
United Bankshares Inc. Executive Vice President Shelli L. Adams reported insider transactions involving company common stock. On 12/11/2025, she exercised stock options for 3,200 shares at an exercise price of $35.04 per share, and a related transaction coded "F" disposed of 2,976 shares at $39.53 per share.
After these transactions, Adams directly beneficially owned 29,421 shares of United Bankshares common stock and also held indirect interests, including 13,466.2128 shares through a UBSI 401(k) plan, 900 shares held by her spouse as power of attorney for a family member, and 1,364 shares in her spouse's IRA. She continues to hold several stock option awards with exercise prices between $32.51 and $45.3 and expiration dates from 02/27/2027 to 02/24/2030.
United Bankshares Inc. executive Shelli L. Adams reported insider share and option activity dated 12/11/2025. The filing shows 3,200 common shares acquired at $35.04 per share and 2,995 shares disposed of at $39.53 per share on that date. After these transactions, she directly owns 19,842.941 common shares and indirectly holds 7,023.4462 shares in a UBSI 401K plan and 646.007 shares through immediate family. A related stock option for 3,200 underlying shares with a $35.04 conversion or exercise price, expiring 03/01/2026, is reported with 0.0000 derivative securities beneficially owned following the transaction, while several other stock option grants with exercise prices between $32.51 and $45.3 remain outstanding. Explanatory notes state that some balances include additional shares acquired through a Dividend Reinvestment Plan and the UBSI 401K plan since her prior ownership reports.
United Bankshares Executive Vice President Shelli L. Adams exercised stock options for 1,500 shares of common stock at $35.04 on December 11, 2025, increasing her direct holdings. She also reported a disposition of 1,395 shares at $39.53, leaving 10,193.2962 shares owned directly, which includes additional stock acquired through the Dividend Reinvestment Plan. Adams additionally holds 4,448.1758 shares indirectly through the UBSI 401k plan and retains several other stock option grants covering 906, 2,000, 2,000 and 1,500 shares.
United Bankshares Inc. Executive Vice President Shelli L. Adams reported insider transactions in company common stock dated 12/11/2025. Adams exercised stock options covering 1,375 shares at $35.04 per share, acquiring the same number of common shares, and in a separate transaction coded “F” disposed of 1,287 shares at $39.53 per share.
After these transactions, Adams directly owned 10,615.5687 shares of United Bankshares common stock. Additional indirect holdings included 12,902.0743 shares through a 401(k) plan and 1,201.951 shares held indirectly through a spouse. The filing also lists remaining stock options with exercise prices between $32.51 and $45.3 expiring between 02/27/2027 and 02/24/2030.