[Form 4] Univest Financial Corporation Insider Trading Activity

Rhea-AI Filing Summary

Univest Financial Corporation (UVSP) director Thomas M. Petro reported insider sales on 08/27/2025. The filing shows two sales totaling 9,000 common shares (4,000 and 5,000 shares) at about $31.75 per share. After the transactions, the report lists beneficial ownership of 50,192.5544 shares, and a prior line shows 55,192.5544 shares before the second sale. The filing notes 1,279.5544 shares were acquired through the dividend reinvestment plan. The form is signed on 08/28/2025 by Megan D. Santana on behalf of the reporting person.

Positive

• Reporting demonstrates continued ownership: the director retains 50,192.5544 shares after the sales
• Participation in dividend reinvestment: 1,279.5544 shares were acquired through the DRIP, indicating reinvestment of dividends

Negative

• Insider sales reported: total of 9,000 shares sold on 08/27/2025 at about $31.75 per share
• No 10b5-1 plan indicated: filing does not check the box for transactions made pursuant to a pre-established trading plan

Insights

Financial Analyst

TL;DR: Director sold 9,000 shares at ~$31.75; remaining direct beneficial ownership stays above 50,000 shares.

The reported transactions are routine insider dispositions: two separate sales on 08/27/2025 totaling 9,000 shares at approximately $31.75 each. Post-transaction beneficial ownership is reported at 50,192.5544 shares, which indicates the director retains a meaningful stake. The filing also documents 1,279.5544 shares acquired via the dividend reinvestment plan, showing participation in the company’s dividend program. No options, derivatives, or price-varying transactions are reported in this Form 4.

Corporate Governance Expert

TL;DR: Insider sale is material as a disclosure but the filing contains no evidence of unusual trading patterns or derivative activity.

The Form 4 discloses direct sales by a director on a single date for a combined 9,000 shares. The document does not present any executes-under-plan checkbox or indicate sales pursuant to a Rule 10b5-1 plan. Beneficial ownership remains above 50,000 shares after the transactions. Because the filing lacks contextual notes on purpose or pre-planned instructions, the disclosure should be viewed as a factual update rather than proof of broader governance concerns.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

PETRO THOMAS M

(Last) (First) (Middle)

14 NORTH MAIN STREET

PO BOX 197

(Street)

SOUDERTON PA 18964

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UNIVEST FINANCIAL Corp [ UVSP ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
08/27/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common	08/27/2025		S		4,000	D	$31.75	55,192.5544(1)	D
Common	08/27/2025		S		5,000	D	$31.7501	50,192.5544(1)	D
Common								44	I	Spouse

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. INCLUDES 1,279.5544 SHARES ACQUIRED THROUGH THE DIVIDEND REINVESTMENT PLAN.

Remarks:

	Megan D. Santana	08/28/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transactions did UVSP director Thomas M. Petro report on 08/27/2025?

The Form 4 reports two sales on 08/27/2025 totaling 9,000 common shares (4,000 and 5,000 shares) at approximately $31.75 per share.

How many Univest (UVSP) shares does the reporting director own after the reported sales?

The filing reports 50,192.5544 shares beneficially owned following the reported transactions.

Did the Form 4 for UVSP indicate shares acquired through dividend reinvestment?

Yes. The filing states 1,279.5544 shares were acquired through the dividend reinvestment plan.

Was the transaction filed as part of a Rule 10b5-1 trading plan?

No. The form does not indicate the transaction was made pursuant to a Rule 10b5-1(c) written plan.

Who signed the Form 4 and when was it signed?

The form is signed by Megan D. Santana on behalf of the reporting person on 08/28/2025.