Uwharrie Capital director reports 1,821 share stake

UWHARRIE CAPITAL CORP director Michael J. Flake filed an initial ownership report on Form 3.

Rhea-AI Filing Summary

UWHARRIE CAPITAL CORP director Michael J. Flake filed an initial ownership report on Form 3. The filing shows he directly holds 1,821 shares of the company’s common stock. This is a baseline disclosure of his stake as an insider, not a new buy or sale.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Flake Michael J

Role Director

Type	Security	Shares	Price	Value
holding	Common Stock (Held by Self)	--	--	--

Holdings After Transaction: Common Stock (Held by Self) — 1,821 shares (Direct)

Key Figures

Common shares held: 1,821 shares

1 metrics

Common shares held 1,821 shares Total common stock held directly after reported entry

Key Terms

Common Stock (Held by Self), Form 3, direct or indirect ownership

3 terms

Common Stock (Held by Self) financial

"security_title: "Common Stock (Held by Self)""

Form 3 regulatory

"INSIDER FILING DATA (Form 3)"

Form 3 is the initial public filing that officers, directors and large shareholders must submit to report their ownership of a company’s securities when they become insiders. It acts like an opening inventory sheet that gives investors a starting point to see who holds significant stakes and to spot later trades or potential conflicts of interest, helping assess insider confidence and transparency.

direct or indirect ownership financial

""direct_or_indirect": "D" and "ownership_type": "direct""

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What does Michael J. Flake’s Form 3 filing for UWHR show?

The Form 3 filing shows director Michael J. Flake directly holds 1,821 shares of UWHARRIE CAPITAL CORP common stock. This is an initial ownership disclosure required when someone becomes an insider, not a record of a new transaction.

Is Michael J. Flake buying or selling UWHARRIE CAPITAL CORP (UWHR) shares in this Form 3?

No, the Form 3 does not report a buy or sell transaction. It simply states that Michael J. Flake already owns 1,821 common shares directly, establishing his baseline ownership as a company director for regulatory reporting purposes.

How many UWHARRIE CAPITAL CORP (UWHR) shares does Michael J. Flake own?

Michael J. Flake is reported to directly own 1,821 shares of UWHARRIE CAPITAL CORP common stock. This total appears as his holdings following the reported entry, serving as his starting disclosed position as an insider.

What type of security is reported in Michael J. Flake’s UWHR Form 3?

The filing lists Common Stock (Held by Self) as the security. This means the 1,821 shares are ordinary common shares of UWHARRIE CAPITAL CORP, held directly in his own name rather than through an indirect entity or derivative instrument.

Why is UWHARRIE CAPITAL CORP director Michael J. Flake required to file Form 3?

Form 3 is required when someone becomes a reporting insider, such as a director. Michael J. Flake’s filing discloses his initial holding of 1,821 common shares of UWHARRIE CAPITAL CORP, providing transparency into insider ownership levels.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 05/26/2026 - 02:45 PM EDT Learn about SEC filing dates

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0104
Estimated average burden
hours per response:			0.5

1. Name and Address of Reporting Person^*

Flake Michael J

(Last) (First) (Middle)

PO BOX 338

(Street)

ALBEMARLE NORTH CAROLINA 28002-0338

(City) (State) (Zip)

UNITED STATES

(Country)

2. Date of Event Requiring Statement (Month/Day/Year)
05/19/2026

3. Issuer Name and Ticker or Trading Symbol
UWHARRIE CAPITAL CORP [ UWHR ]

3a. Foreign Trading Symbol

5. If Amendment, Date of Original Filed (Month/Day/Year)

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock (Held by Self)	1,821	D

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

Michael J. Flake's term began as of Uwharrie Capital Corp's Annual Meeting of Shareholders 05-19-2026.

	Michael J. Flake by Tamara M. Singletary, EVP, Uwharrie Capital Corp	05/26/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 3: SEC 1473 (03-26)