Uwharrie director granted 132 shares as retainer

Foster Deidre B reported acquisition or exercise transactions in this Form 4 filing.

Rhea-AI Filing Summary

Foster Deidre B reported acquisition or exercise transactions in this Form 4 filing.

Uwharrie Capital Corp director Deidre B. Foster received 132 shares of common stock, held jointly with her spouse, as part of her Annual Retainer for board service. The shares were valued using a weighted average price of $11.293 per share, bringing her direct holdings to 4,194 shares.

Insider Trade Summary

Grant/Award: 132 shares

Grant/Award 1 txn

Insider Foster Deidre B

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock (Held jointly with Spouse)	132	$11.293	$1K

Holdings After Transaction: Common Stock (Held jointly with Spouse) — 4,194 shares (Direct)

Footnotes (3)

1. F1. This acquisition represents payment for a portion of the reporting person's Annual Retainer for serving in the capacity of Director.
2. F2. The number of shares acquired by the reporting person is based on the amount of the Annual Retainer being paid divided by a weighted average price of the issuer's common stock acquired for this specific payment.
3. F3. Represents a weighted average price of the issuer's common stock acquired for this specific payment.

Key Figures

Shares granted: 132 shares Weighted average price: $11.293 per share Shares held after transaction: 4,194 shares +1 more

4 metrics

Shares granted 132 shares Common Stock received as part of Annual Retainer

Weighted average price $11.293 per share Valuation used for this retainer-related stock payment

Shares held after transaction 4,194 shares Total direct holdings following grant

Transaction date 2026-06-17 Date of Form 4-reported grant

Key Terms

Annual Retainer, weighted average price, Common Stock (Held jointly with Spouse), Grant, award, or other acquisition

4 terms

Annual Retainer financial

"This acquisition represents payment for a portion of the reporting person's Annual Retainer for serving in the capacity of Director."

weighted average price financial

"The number of shares acquired ... divided by a weighted average price of the issuer's common stock acquired for this specific payment."

Weighted average price is the average price of a security where each trade or component is counted according to its size, so bigger trades pull the average more than smaller ones. Think of it like calculating the average cost of a grocery haul where items you bought more of have greater influence on the final per-item cost. Investors use it to understand the true average price paid or received, judge execution quality, and compare trading performance against market movement.

Common Stock (Held jointly with Spouse) financial

"security_title: Common Stock (Held jointly with Spouse)"

Grant, award, or other acquisition financial

"transaction_code_description: Grant, award, or other acquisition"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did UWHR director Deidre B. Foster report on this Form 4?

Deidre B. Foster reported receiving 132 shares of Uwharrie Capital Corp common stock as part of her Annual Retainer for serving as a director, increasing her directly held position to 4,194 shares after the transaction.

Was the UWHR Form 4 transaction a market purchase or compensation grant?

The transaction was a compensation-related grant, not an open-market purchase. The 132 Uwharrie Capital Corp shares were issued as payment for a portion of Foster’s Annual Retainer for board service, based on a weighted average share price.

At what price were the UWHR shares valued in Deidre Foster’s grant?

The 132 Uwharrie Capital Corp shares were valued at a weighted average price of $11.293 per share. This price reflects the average cost of issuer common stock acquired specifically to satisfy this portion of the director’s Annual Retainer.

How many UWHR shares does Deidre Foster hold after this Form 4 transaction?

After the reported grant, Deidre B. Foster holds 4,194 shares of Uwharrie Capital Corp common stock directly, including the 132 shares received as part of her Annual Retainer compensation for service on the company’s board of directors.

How were the number of UWHR shares in the director retainer grant calculated?

The number of shares granted to Deidre B. Foster was calculated by dividing the portion of her Annual Retainer being paid in stock by the weighted average price of Uwharrie Capital Corp common stock used for this specific compensation payment.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 06/18/2026 - 03:01 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Foster Deidre B

(Last) (First) (Middle)

PO BOX 338

(Street)

ALBEMARLE NORTH CAROLINA 28002-0338

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
UWHARRIE CAPITAL CORP [ UWHR ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
06/17/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock (Held jointly with Spouse)	06/17/2026		A(1)		132(2)	A	$11.293(3)	4,194	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. This acquisition represents payment for a portion of the reporting person's Annual Retainer for serving in the capacity of Director.

2. The number of shares acquired by the reporting person is based on the amount of the Annual Retainer being paid divided by a weighted average price of the issuer's common stock acquired for this specific payment.

3. Represents a weighted average price of the issuer's common stock acquired for this specific payment.

	Deidre B. Foster by Tamara M. Singletary, EVP, Uwharrie Capital Corp	06/18/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)