Uwharrie director granted 132 shares as retainer

Uwharrie Capital Corp director Vanessa O. Chambers received a stock award as part of her board compensation.

Rhea-AI Filing Summary

Uwharrie Capital Corp director Vanessa O. Chambers received a stock award as part of her board compensation. She acquired 132 shares of common stock held jointly with her spouse at a weighted average price of $11.293 per share. This grant represents a portion of her Annual Retainer for serving as a director. Following the award, she directly holds 2,726 shares of Uwharrie Capital common stock.

Insider Trade Summary

Grant/Award: 132 shares

Grant/Award 1 txn

Insider Chambers Vanessa O

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock (Held jointly with Spouse)	132	$11.293	$1K

Holdings After Transaction: Common Stock (Held jointly with Spouse) — 2,726 shares (Direct)

Footnotes (3)

1. F1. This acquisition represents payment for a portion of the reporting person's Annual Retainer for serving in the capacity of Director.
2. F2. The number of shares acquired by the reporting person is based on the amount of the Annual Retainer being paid divided by a weighted average price of the issuer's common stock acquired for this specific payment.
3. F3. Represents a weighted average price of the issuer's common stock acquired for this specific payment.

Key Figures

Shares granted: 132 shares Grant price: $11.293 per share Total holdings after grant: 2,726 shares

3 metrics

Shares granted 132 shares Director stock award on June 17, 2026

Grant price $11.293 per share Weighted average price for this retainer payment

Total holdings after grant 2,726 shares Common stock held directly after the transaction

Key Terms

Annual Retainer, Common Stock (Held jointly with Spouse), Grant, award, or other acquisition, weighted average price

4 terms

Annual Retainer financial

"This acquisition represents payment for a portion of the reporting person's Annual Retainer for serving in the capacity of Director."

Common Stock (Held jointly with Spouse) financial

"security_title: Common Stock (Held jointly with Spouse)"

Grant, award, or other acquisition financial

"transaction_code_description: Grant, award, or other acquisition"

weighted average price financial

"Represents a weighted average price of the issuer's common stock acquired for this specific payment."

Weighted average price is the average price of a security where each trade or component is counted according to its size, so bigger trades pull the average more than smaller ones. Think of it like calculating the average cost of a grocery haul where items you bought more of have greater influence on the final per-item cost. Investors use it to understand the true average price paid or received, judge execution quality, and compare trading performance against market movement.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did UWHARRIE CAPITAL CORP (UWHR) director Vanessa Chambers report?

Director Vanessa O. Chambers reported acquiring 132 shares of Uwharrie Capital common stock. The shares are held jointly with her spouse and were received as part of her Annual Retainer for serving on the board, rather than through an open-market purchase.

At what price were the UWHARRIE CAPITAL CORP (UWHR) shares granted to Vanessa Chambers?

The 132 shares granted to Vanessa Chambers were valued at a weighted average price of $11.293 per share. This price reflects the issuer’s common stock acquired for this specific retainer payment, as described in the footnotes to the insider transaction.

How many UWHARRIE CAPITAL CORP (UWHR) shares does Vanessa Chambers hold after this Form 4 transaction?

After this compensation-related acquisition, Vanessa O. Chambers holds a total of 2,726 shares of Uwharrie Capital common stock. These shares are reported as directly owned and include the 132 shares received as part of her Annual Retainer for board service.

Is the UWHARRIE CAPITAL CORP (UWHR) Form 4 transaction an open-market purchase?

The Form 4 transaction is not an open-market purchase. The filing describes the acquisition as a grant or award representing payment for a portion of Vanessa Chambers’ Annual Retainer for serving as a director, based on a weighted average share price.

How was the number of UWHARRIE CAPITAL CORP (UWHR) shares in this grant determined?

The number of shares granted was calculated by dividing the portion of Vanessa Chambers’ Annual Retainer being paid in stock by a weighted average price of Uwharrie Capital’s common stock acquired specifically for this payment, according to the Form 4 footnotes.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 06/18/2026 - 02:46 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Chambers Vanessa O

(Last) (First) (Middle)

PO BOX 338

(Street)

ALBEMARLE NORTH CAROLINA 28002-0338

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
UWHARRIE CAPITAL CORP [ UWHR ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
06/17/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock (Held jointly with Spouse)	06/17/2026		A(1)		132(2)	A	$11.293(3)	2,726	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. This acquisition represents payment for a portion of the reporting person's Annual Retainer for serving in the capacity of Director.

2. The number of shares acquired by the reporting person is based on the amount of the Annual Retainer being paid divided by a weighted average price of the issuer's common stock acquired for this specific payment.

3. Represents a weighted average price of the issuer's common stock acquired for this specific payment.

	Vanessa O. Chambers by Tamara M. Singletary, EVP, Uwharrie Capital Corp	06/18/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)