Welcome to our dedicated page for Uwm Holdings Corporation SEC filings (Ticker: UWMC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The UWM Holdings Corporation (UWMC) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as filed with the U.S. Securities and Exchange Commission. UWM Holdings Corporation is the publicly traded parent of United Wholesale Mortgage, a wholesale residential mortgage lender that reports detailed information about its origination volumes, servicing portfolio, capital structure, and corporate actions through periodic and current reports.
In its Form 8-K filings, UWM discloses material events such as quarterly earnings releases, dividend declarations, senior unsecured note offerings, and significant transactions. For example, recent 8-Ks describe quarterly loan origination volume, total gain margin, revenue, net income or loss, non-GAAP measures like adjusted EBITDA and adjusted net income, and changes in mortgage servicing rights balances. Other 8-Ks outline the terms of a $1.0 billion aggregate principal amount of 6.250% senior unsecured notes due 2031, including interest, maturity, redemption provisions, and related covenants, as well as the announced all-stock acquisition of Two Harbors Investment Corp. and its conditions.
UWMC filings also cover board decisions on recurring cash dividends for Class A common stock and proportional distributions to a related entity, along with references to Form 8937 for tax characterization. A separate 8-K details the New York Stock Exchange’s decision to commence delisting proceedings and suspend trading in UWM’s warrants due to abnormally low selling price levels, while noting that trading in the common stock under ticker UWMC on the NYSE remains in place, subject to listing standards.
In addition, a Form 25 filing by the New York Stock Exchange documents the removal from listing and registration of UWM’s warrants. Through this page, users can review Forms 8-K and 25 and, via links to the SEC’s EDGAR system, locate annual reports on Form 10-K, quarterly reports on Form 10-Q, and other exhibits. Stock Titan’s interface is designed to surface key elements of these filings and can be paired with AI-powered summaries that explain complex sections of 10-Ks, 10-Qs, and 8-Ks, as well as highlight information about capital structure, debt instruments, dividends, and listing status changes.
Mat Ishbia, President and CEO of UWM Holdings Corp (UWMC), and SFS Holding Corp reported insider sales under a 10b5-1 plan. On 08/22/2025 Ishbia/SFS sold 400,036 Class A shares at a weighted average price of $5.78, leaving SFS with 2,498,308 shares beneficially owned. On 08/25/2025 another 400,036 Class A shares were sold at a weighted average price of $5.73, reducing beneficial ownership to 2,098,272. The filing also reports the disposition of 279,989 shares held directly by Mat Ishbia and 180,737 Restricted Stock Units that convert one-for-one to Class A shares and vest on March 1, 2026.
Mat Ishbia and SFS Holding Corp reported multiple planned sales of UWM Holdings Corp (UWMC) Class A common stock under a 10b5-1 plan adopted March 17, 2025. The filing shows sales on 08/19/2025, 08/20/2025 and 08/21/2025 of 400,036 shares each at weighted average price ranges of $5.42–$5.68, $5.52–$5.66 and $5.28–$5.46 respectively, and an additional 279,989 shares disposed. Beneficial ownership reported fell from 3,698,416 shares after the first sale to 2,898,344 after the third sale. The filing discloses 180,737 restricted stock units that convert one-for-one to Class A shares and vest on March 1, 2026.
Mat Ishbia and SFS Holding Corp. reported multiple insider transactions in UWM Holdings Corp (UWMC). On August 15, 2025, SFS Corp converted 4,200,000 UWM Paired Interests into Class A common stock, increasing beneficial ownership reported for SFS to 4,898,524 shares. Under a 10b5-1 plan, SFS sold 400,036 shares on August 15 at a weighted average price of approximately $5.39 and another 400,036 shares on August 18 at a weighted average of ~$5.35. Mat Ishbia directly disposed of 279,989 shares. After these transactions, combined indirect beneficial ownership is reported as 4,098,452 Class A shares, and 180,737 RSUs remain unvested, vesting March 1, 2026.
Mat Ishbia and SFS Holding Corp. filed Amendment No. 8 to their Schedule 13D for UWM Holdings Corporation Class A common stock. The filing reports that SFS Holding Corp. directly holds 1,380,682,620 shares of Class D stock that are convertible into Class A shares, representing 86.4% of outstanding Class A shares based on 218,637,559 Class A shares outstanding. Because of a charter voting limitation, the Reporting Persons hold 79% of the voting power of the company (otherwise 99.9%). The amendment also discloses that sales occurred under a previously adopted 10b5-1 trading plan. The Reporting Persons share voting and dispositive power, and Mat Ishbia is deemed to beneficially own the shares held by SFS Corp.
Citadel-affiliated entities and Kenneth Griffin disclosed collective holdings in UWM Holdings Corporation (UWMC). The filing reports that several Citadel entities each beneficially own specific blocks of Class A common stock, with Citadel Advisors LLC, Citadel Advisors Holdings LP and Citadel GP LLC each reported as having shared voting and dispositive power over 3,176,929 shares (1.6% of the class based on 201,418,588 shares outstanding). Citadel Securities LLC holds 1,083,315 shares (0.5%), Citadel Securities Group LP and Citadel Securities GP LLC each 2,407,699 shares (1.2%), and Kenneth Griffin a total of 5,584,628 shares (2.8%).
The filing states the securities were not acquired to change or influence control of the issuer and provides the reporting persons' principal address as 830 Brickell Plaza, Miami, Florida 33131.
UWM Holdings Corp. Schedule 13G filed by Brandes Investment Partners, L.P. reports beneficial ownership of 12,228,813 shares of the issuer's Class A common stock, representing a material passive stake. The filing shows no sole voting or dispositive power and instead discloses shared voting and shared dispositive power over all 12,228,813 shares, and classifies the reporting person as an investment adviser/partner (IA, PN).
The filing includes a certification that the shares were acquired and are held in the ordinary course of business and were not acquired to change or influence control of the issuer. The reported stake (listed as 6.05% in Item 4 and shown as 6.1% elsewhere on the form) exceeds the 5% threshold that generally requires disclosure, making this a materially reportable institutional holding without an asserted intent to seek control.
Mat Ishbia, the President and CEO of UWM Holdings Corp and a reported 10% owner, reported multiple dispositions of Class A common stock in Form 4 filings dated 08/11/2025. On 08/08/2025 and 08/11/2025, 400,036 shares were sold on each date pursuant to a 10b5-1 plan adopted by SFS Corp on March 17, 2025; the filing lists a weighted average price of $4.58 and notes sale price ranges of $4.43–$4.74 and $4.52–$4.67 for the respective transactions. A separate disposition of 279,989 shares is also reported as directly held by Mat Ishbia. After the reported transactions, SFS-held indirect Class A holdings are shown as 2,298,668 and 1,898,632 in the table following those sales.
The filing also shows 180,737 restricted stock units that convert one-for-one into Class A common stock; those RSUs vest on March 1, 2026 and were granted under the 2020 Omnibus Incentive Plan. The Form 4 is signed by Mat Ishbia (and signed on behalf of SFS Holding Corp) on 08/11/2025. Footnotes disclose that SFS Corp is a 10% holder and describe Mat Ishbia's control relationship with SFS Corp and certain family trusts.
UWM Holdings (UWMC) – Form 4 insider activity
President, CEO and 10 % owner Mat Ishbia, acting through affiliate SFS Corp., sold 1,200,108 Class A shares across 5-7 Aug 2025 under a Rule 10b5-1 plan adopted 17 Mar 2025. Weighted-average prices were $4.31, $4.25 and $4.61. The sales lowered SFS Corp.’s indirect holdings from 3.90 m to 2.70 m shares. Ishbia continues to own 279,989 shares directly.
Post-transaction, total direct and indirect beneficial ownership is ~2.98 m shares. The filing also reports 180,737 unvested RSUs that will convert one-for-one into Class A stock on 1 Mar 2026 under the 2020 Omnibus Incentive Plan.
The disclosure reflects substantial insider monetisation yet preserves a meaningful stake and provides transparency through the pre-arranged trading plan.
UWM Holdings (UWMC) posted strong Q2-25 results despite a challenging first half. For the quarter ended 6/30/25, total revenue rose 22% YoY to $758.7 m, driven by a 25% jump in loan production income and 24% growth in servicing income. A $208.9 m gain on interest-rate derivatives more than offset a $111.4 m MSR fair-value hit, pushing pre-tax earnings to $329.4 m versus $77.1 m a year earlier. Net income attributable to common shareholders climbed to $22.9 m ($0.11 diluted EPS) from $3.1 m ($0.03).
Year-to-date figures remain pressured: revenue increased 14% to $1.37 bn, but a $500.0 m MSR write-down dragged net income to $67.5 m, down 74% YoY; diluted EPS is $0.03 versus $0.12. Operating cash flow swung to +$328 m from a –$3.52 bn outflow last year as mortgage inventory fell $1.48 bn and MSR sales generated $1.59 bn.
Balance sheet trends: assets fell to $13.9 bn (-11% from 12/31/24) on lower mortgage loans and MSRs. Warehouse line draws dropped to $7.25 bn (-17%), while secured MSR lines declined to $425 m. Cash closed at $490 m. Equity slipped to $1.75 bn as MSR marks and distributions to SFS Corp. outweighed earnings.
Liquidity & leverage: net debt (warehouse, secured lines, senior notes minus cash) is ~10.0 bn; interest expense rose 23% YoY to $133.5 m. UWMC remains in compliance with all warehouse, MSR-facility and agency capital covenants, with minimum net worth of $660 m versus actual $1.75 bn.
Outlook implications: The sharp quarterly rebound highlights hedging effectiveness and volume recovery, yet persistent MSR valuation headwinds, higher funding costs and large non-controlling payouts temper full-year visibility.