Welcome to our dedicated page for World Accep Corporation SEC filings (Ticker: WRLD), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The World Acceptance Corporation (NASDAQ: WRLD) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures filed with the U.S. Securities and Exchange Commission. World Acceptance, a consumer finance company offering personal installment loans, related credit insurance, and personal tax preparation and filing services, uses these filings to report on its financial condition, governance, and material corporate events.
Investors can review annual reports on Form 10-K for a comprehensive discussion of the company’s business model, risk factors, loan portfolio performance, and accounting policies, including its use of current expected credit loss (CECL) methodology. Quarterly reports on Form 10-Q provide interim updates on revenues from interest, fees, and insurance, changes in gross loans outstanding, delinquency trends, and net charge-offs.
Current reports on Form 8-K are particularly relevant for WRLD. Recent 8-K filings describe entry into a senior secured asset-based revolving credit facility, establishment of a warehouse facility secured by consumer loan receivables, early redemption of senior secured notes, adoption of the World Acceptance Corporation 2025 Stock Incentive Plan, and the release of quarterly earnings. These documents outline key terms of credit agreements, financial covenants, trigger events, and capital allocation decisions such as share repurchase programs.
Users can also examine proxy statements (DEF 14A) for information on board composition, executive compensation, equity incentive plans, and matters submitted to shareholder votes at the annual meeting. Where available, Forms 4 and related ownership filings provide insight into insider transactions by directors and officers.
Stock Titan enhances this information with AI-powered summaries that highlight the main points of lengthy filings, helping readers quickly understand changes in World Acceptance’s funding arrangements, credit risk profile, governance structure, and shareholder programs. Real-time updates from EDGAR ensure that new WRLD filings, including 10-K, 10-Q, 8-K, proxy statements, and insider transaction reports, are reflected promptly on this page.
World Acceptance Corp — The Vanguard Group amended a Schedule 13G/A to report that it beneficially owns 0 shares of World Acceptance common stock. The filing notes an internal realignment effective January 12, 2026 under SEC Release No. 34-39538 and is signed on 03/27/2026.
The filing states Vanguard and certain subsidiaries will report holdings on a disaggregated basis and that Vanguard "no longer has, or is deemed to have, beneficial ownership" over securities held by those subsidiaries.
World Acceptance Corp officer John L. Calmes Jr. reported an open-market sale of 1,000 shares of common stock at $141.88 per share. After this transaction, he directly holds 50,334 shares of World Acceptance common stock, indicating the sale represents a relatively small portion of his overall reported holdings.
WRLD affiliate reports proposed sale of 1,000 common shares. The filing shows John L. Calmes lists a transaction of 1,000 common shares dated 12/17/2025 with proceeds of $149,212.04. The entry also shows 1,000 restricted shares tied to a 12/18/2025 vesting event labeled compensation. A broker record names Fidelity Brokerage Services LLC with an entry referencing NASDAQ.
Turner James Tobin reported acquisition or exercise transactions in this Form 4 filing.
World Acceptance Corp executive James Tobin Turner received a grant of 6,000 shares of common stock as equity compensation. The award was made as a restricted stock grant, with the shares vesting in two equal annual installments beginning on December 1, 2026. After this grant, Turner directly holds a total of 16,255 shares of World Acceptance Corp common stock.
World Acceptance Corp executive James Tobin Turner filed an initial ownership report showing his stake in the company. He directly holds 10,255 shares of common stock, no par value, as of February 13, 2026. The filing does not reflect any specific buy or sell transaction.
World Acceptance Corporation appointed J. Tobin Turner as Executive Vice President and Chief Operating Officer, effective in mid-February 2026. He previously served as Senior Vice President of Strategy and Analytics and has an academic and entrepreneurial background in operations, economics, and multi-location service businesses.
Turner’s initial base salary is $450,000, with eligibility under the Company’s Stock Incentive Plan and other executive benefits. His employment agreement provides severance equal to $450,000 over 24 months (or a lump sum after a change in control), accelerated vesting of certain equity awards, and COBRA premium support if he is terminated without cause or resigns for good reason. In connection with his promotion, he received 6,000 time-based restricted shares vesting quarterly over three years and 2,500 performance-based restricted shares tied to an earnings-per-share target through March 31, 2027, subject to continued employment and performance certification, along with non-compete, non-solicitation, confidentiality, and non-disparagement obligations.
World Acceptance Corporation disclosed that its Board of Directors approved a new share repurchase program authorizing the company to buy back up to $50.0 million of its outstanding common stock. This total is inclusive of any amount still available under prior repurchase authorizations.
The number of shares actually repurchased will depend on factors such as the stock price, corporate and regulatory requirements, available funds, alternative uses of capital, restrictions under the company’s Revolving Credit Agreement, and broader market and economic conditions. The program may be suspended or discontinued at any time, giving the company flexibility to adjust repurchase activity as circumstances change.
World Acceptance Corporation filed its quarterly report showing modest revenue growth but a swing to a small loss. For the quarter ended December 31, 2025, total revenues were $141.3 million, slightly above $138.6 million a year earlier, but higher credit costs and expenses led to a net loss of $0.9 million versus $13.4 million of profit.
For the nine months, the company reported a $1.5 million net loss compared with $45.5 million of net income in the prior-year period as provision for credit losses and personnel costs increased. Gross loans receivable rose to $1.40 billion from $1.23 billion, funded in part by heavier use of a new revolving credit facility and a $175.0 million warehouse facility, while shareholders’ equity declined as the company repurchased stock and redeemed its senior notes.
World Acceptance Corporation furnished a Form 8-K to share that it issued a press release with financial information for its third quarter ended December 31, 2025. The company states that this press release, dated January 27, 2026, is attached as Exhibit 99.1 to the Form 8-K and is being furnished to, but not filed with, the Securities and Exchange Commission. The filing also includes an Exhibit 104 cover page interactive data file embedded within the Inline XBRL document.
World Acceptance Corp12/18/2025, a company officer, identified as the Senior Vice President of Human Resources, reported a disposition of 1,224 shares of common stock at a price of $147.94 per share. The filing explains this was a payment of tax liability by withholding securities, meaning shares were withheld rather than sold in the open market.
After this withholding transaction, the reporting person beneficially owned 15,291 shares of World Acceptance Corp common stock in direct ownership. The form is filed as a single reporting person and does not show any derivative securities transactions.