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WORLD ACCEPTANCE CORP senior vice president of human resources Alice Lindsay Caulder reported an open-market sale of 609 shares of common stock at $181.00 per share. After this transaction, she directly holds 14,682 shares, indicating that the sale represents a small portion of her overall position.
WORLD ACCEPTANCE CORP officer Luke J. Umstetter reported an open-market sale of 1,000 shares of common stock on June 12, 2026 at a weighted average price of $181.66 per share. After this transaction, he directly owns 28,245 shares.
The shares were sold in multiple trades at prices ranging from $181.61 to $181.76, according to the disclosure.
WORLD ACCEPTANCE CORP interim President and CEO Janet Lewis Matricciani reported a forfeiture of restricted stock under a compensation award. She disposed of 6,503 shares of common stock at $0.00 per share when her employment ended, in line with the award’s terms. After this automatic forfeiture, she directly holds 328 common shares, indicating a much smaller remaining equity position. The transaction was coded as an “other acquisition or disposition,” reflecting a non-market, compensation-related adjustment rather than a buy or sell in the open market.
World Acceptance Corporation filed Amendment No. 1 to its annual report on Form 10-K to address a narrow technical issue with exhibits. The company is refiling Exhibit 23.1, the Consent of Independent Registered Public Accounting Firm, so that it correctly lists additional Form S-8 registration statements that were referenced in the executed consent but omitted from the electronic version originally filed.
The amendment also includes updated certifications from the Chief Operating Officer and Chief Financial Officer under Section 302 of the Sarbanes-Oxley Act, with certain paragraphs omitted because no financial statements are included and no internal control disclosures are being changed. No other sections of the original Form 10-K are amended, and the company notes this filing does not update any prior financial or narrative disclosures and does not reflect subsequent events.
World Acceptance Corporation describes its small-loan consumer finance business and key risks in its annual report. The company operates 1,009 branches across 16 U.S. states, focusing on customers with limited access to traditional credit, and had gross loans receivable of $1.28 billion as of March 31, 2026.
Installment loans are its core product, with an average portfolio annual percentage rate of 51.4% and 709,975 loans outstanding. The company also earns revenue from credit insurance, automobile club memberships, and tax preparation services, while highlighting extensive state and federal regulatory oversight, economic sensitivity, cybersecurity threats, and substantial use of revolving credit facilities as major risk factors.
World Acceptance Corporation ended Janet L. Matricciani’s role as Interim President and Chief Executive Officer effective June 3, 2026. The company states her departure is not due to any disagreement over operations, policies, or practices, and the board expressed appreciation for her interim service while it continues searching for a permanent CEO.
Subject to her signing a separation agreement, she will receive accrued salary through June 3, 2026, unused vacation, expenses, vested benefits, retention of a $350,000 cash inducement award, severance equal to continued base salary through April 12, 2027 at $38,461.54 every two weeks, retention of 592 shares of previously vested restricted stock, and a lump sum equal to expected COBRA premiums through April 12, 2027. Effective June 3, 2026, Executive Vice President and Chief Operating Officer J. Tobin Turner, age 51, was designated Principal Executive Officer for SEC reporting purposes, with no change to his compensation.
World Acceptance Corporation entered into a consent and limited modification with Bank of Montreal and its lenders to temporarily ease a key debt covenant under its Revolving Credit Agreement. The agreement governs a financial test measuring the ratio of Net Income Available for Fixed Charges to Fixed Charges.
The minimum ratio, normally 2.25 to 1.0 each quarter, will be reduced to 2.20 to 1.0 for the quarter ending March 31, 2026, 2.10 to 1.0 for June 30, 2026, and 2.15 to 1.0 for September 30, 2026. Starting with the quarter ending December 31, 2026, the covenant level returns to 2.25 to 1.0, and all other terms of the Credit Agreement remain unchanged.