Welcome to our dedicated page for World Accep Corporation SEC filings (Ticker: WRLD), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
World Acceptance Corporation (WRLD) filings document formal disclosures for a South Carolina consumer finance company listed on the Nasdaq Global Select Market. Recent reports cover quarterly operating results, Regulation FD earnings releases, executive departures and appointments, compensation arrangements, shareholder voting matters, and governance actions.
The company’s material-event filings also describe capital and financing subjects, including a common-stock repurchase authorization, a warehouse credit facility secured by consumer loan receivables originated by subsidiaries, and the World Acceptance Corporation 2025 Stock Incentive Plan. These records frame disclosures around installment-loan receivables, branch-based operations, capital structure, and board oversight.
Turner James Tobin reported acquisition or exercise transactions in this Form 4 filing.
World Acceptance Corp executive James Tobin Turner received a grant of 6,000 shares of common stock as equity compensation. The award was made as a restricted stock grant, with the shares vesting in two equal annual installments beginning on December 1, 2026. After this grant, Turner directly holds a total of 16,255 shares of World Acceptance Corp common stock.
World Acceptance Corp executive James Tobin Turner filed an initial ownership report showing his stake in the company. He directly holds 10,255 shares of common stock, no par value, as of February 13, 2026. The filing does not reflect any specific buy or sell transaction.
World Acceptance Corporation appointed J. Tobin Turner as Executive Vice President and Chief Operating Officer, effective in mid-February 2026. He previously served as Senior Vice President of Strategy and Analytics and has an academic and entrepreneurial background in operations, economics, and multi-location service businesses.
Turner’s initial base salary is $450,000, with eligibility under the Company’s Stock Incentive Plan and other executive benefits. His employment agreement provides severance equal to $450,000 over 24 months (or a lump sum after a change in control), accelerated vesting of certain equity awards, and COBRA premium support if he is terminated without cause or resigns for good reason. In connection with his promotion, he received 6,000 time-based restricted shares vesting quarterly over three years and 2,500 performance-based restricted shares tied to an earnings-per-share target through March 31, 2027, subject to continued employment and performance certification, along with non-compete, non-solicitation, confidentiality, and non-disparagement obligations.
World Acceptance Corporation disclosed that its Board of Directors approved a new share repurchase program authorizing the company to buy back up to $50.0 million of its outstanding common stock. This total is inclusive of any amount still available under prior repurchase authorizations.
The number of shares actually repurchased will depend on factors such as the stock price, corporate and regulatory requirements, available funds, alternative uses of capital, restrictions under the company’s Revolving Credit Agreement, and broader market and economic conditions. The program may be suspended or discontinued at any time, giving the company flexibility to adjust repurchase activity as circumstances change.
World Acceptance Corporation filed its quarterly report showing modest revenue growth but a swing to a small loss. For the quarter ended December 31, 2025, total revenues were $141.3 million, slightly above $138.6 million a year earlier, but higher credit costs and expenses led to a net loss of $0.9 million versus $13.4 million of profit.
For the nine months, the company reported a $1.5 million net loss compared with $45.5 million of net income in the prior-year period as provision for credit losses and personnel costs increased. Gross loans receivable rose to $1.40 billion from $1.23 billion, funded in part by heavier use of a new revolving credit facility and a $175.0 million warehouse facility, while shareholders’ equity declined as the company repurchased stock and redeemed its senior notes.
World Acceptance Corporation furnished a Form 8-K to share that it issued a press release with financial information for its third quarter ended December 31, 2025. The company states that this press release, dated January 27, 2026, is attached as Exhibit 99.1 to the Form 8-K and is being furnished to, but not filed with, the Securities and Exchange Commission. The filing also includes an Exhibit 104 cover page interactive data file embedded within the Inline XBRL document.
World Acceptance Corp12/18/2025, a company officer, identified as the Senior Vice President of Human Resources, reported a disposition of 1,224 shares of common stock at a price of $147.94 per share. The filing explains this was a payment of tax liability by withholding securities, meaning shares were withheld rather than sold in the open market.
After this withholding transaction, the reporting person beneficially owned 15,291 shares of World Acceptance Corp common stock in direct ownership. The form is filed as a single reporting person and does not show any derivative securities transactions.
World Acceptance Corp reported an insider stock transaction by an executive officer. The Executive VP and Chief Branch Operations Officer filed a Form 4 showing two sales of the company’s common stock, no par value, in December 2025.
On 12/15/2025, the officer sold 89 shares at a price of $150 per share, leaving 42,497 shares beneficially owned directly after that trade. On 12/16/2025, the officer sold an additional 8,857 shares at $149 per share, resulting in 33,640 shares of common stock directly owned following the reported transactions.
World Acceptance Corporation filed a Form S-8 to register 400,000 shares of common stock for issuance under the World Acceptance Corporation 2025 Stock Incentive Plan, plus additional shares that may become issuable under the plan’s adjustment and anti-dilution provisions.
The filing incorporates by reference the company’s most recent Form 10-K, Forms 10-Q for the quarters ended June 30, 2025 and September 30, 2025, and several Forms 8-K. It also outlines standard South Carolina indemnification and director/officer liability provisions and lists required exhibits, including the legal opinion and auditor consent.
World Acceptance Corporation (WRLD) reported a quarterly net loss as credit costs and operating expenses rose. For the three months ended September 30, 2025, total revenues were $134,465,850 versus $131,409,504 a year ago. The company recorded a net loss of $1,946,197 (basic and diluted EPS of $-0.38), compared with net income of $22,128,158 last year. Key drivers included a higher provision for credit losses of $49,840,902, personnel expenses of $47,989,296, and interest expense of $14,342,594.
Loans receivable, net increased to $858,575,978, and the allowance for credit losses rose to $117,796,583. The company fully redeemed its senior unsecured notes during the quarter (ending balance $0) and reported a loss on extinguishment of $3,703,866. Revolving credit facility borrowings increased to $584,586,124. WRLD established a warehouse facility on September 29, 2025, with no loans pledged and no borrowings as of quarter-end. Capital returns were significant: the company repurchased 347,064 shares for $60.0 million at $172.88 per share on September 3, 2025, and $80,309,096 in repurchases for the six months. Shares outstanding were 5,038,077 as of October 31, 2025, with $33.4 million remaining under the repurchase authorization.