Welcome to our dedicated page for Wintrust Fincl SEC filings (Ticker: WTFC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Wintrust Financial Corporation filings document the regulatory record of a financial holding company with common stock and preferred-related depositary shares listed on the Nasdaq Global Select Market. Its 8-K filings report earnings releases, financial presentations, non-GAAP supplemental measures, director appointments and material agreements tied to specialty finance operations.
Proxy materials cover annual meeting voting, director elections, executive compensation and auditor ratification. Other filings describe the company’s capital structure, preferred securities, listing and registration changes, and obligations under receivables purchase arrangements involving its insurance premium finance subsidiary.
Wintrust Financial Corp (WTFC) senior vice president and chief risk officer reported a change in indirect ownership of company common stock. On 11/04/2025, a Form 4 transaction with code G showed the disposition of 717 shares of common stock at a price of $0 through an Employee Stock Purchase Plan. Following this transaction, the reporting person indirectly beneficially owned 1 share of common stock through the plan, compared with 718 shares previously held in that account.
Wintrust Financial delivered stronger results for the quarter ended September 30, 2025. Net income rose to $216.3 million from $170.0 million a year earlier, with diluted EPS increasing to $2.78 from $2.47. Net interest income grew to $567.0 million, supported by higher loan balances, while the provision for credit losses was $21.8 million, slightly below last year.
Total assets reached $69.6 billion, up from $64.9 billion at December 31, 2024, as loans expanded to $52.1 billion. Deposits increased to $56.7 billion, with a stable mix across non‑interest‑bearing, money market, savings and time deposits. Shareholders’ equity climbed to $7.05 billion, reflecting retained earnings growth, unrealized gains in securities and the issuance of Series F preferred stock alongside redemption of prior preferred series.
Wintrust Financial (WTFC) reported insider transactions by a company officer (Vice Chair, Chief Lending Officer). The filing shows two bona fide gifts of common stock: 475 shares on 10/29/2025 and 114 shares on 10/30/2025, each at a reported price of $0. Following these transactions, direct beneficial ownership stood at 41,173 shares after the first gift and 41,059 shares after the second.
The transactions are coded “G,” indicating gifts, and are reported as Direct (D) ownership. This Form 4 reflects personal share transfers and does not indicate any company-level financing or operational change.
Wintrust Financial Corporation furnished an update on operations by announcing its third quarter 2025 earnings and making related materials available. The company posted a press release and an earnings presentation on its website, which are attached as Exhibit 99.1 and Exhibit 99.2.
The information was provided under Item 2.02 and is being furnished and not deemed filed under the Securities Exchange Act of 1934. The materials include supplemental details on non-GAAP financial measures, with references noted within the exhibits.
Initial Form 3 for Wintrust Financial Corp (WTFC) reports that Laura A. Kohl filed an initial statement of beneficial ownership tied to an event on 10/01/2025. The filing lists Ms. Kohl's relationship as a Director and indicates 0 shares of Common Stock owned directly, with no derivative securities reported. The form was signed by an attorney-in-fact on 10/10/2025.
Wintrust Financial Corp (WTFC) reported an initial insider ownership filing showing David S. Richter as a director holding 466 shares of common stock. The Form 3 records the transaction date as 10/01/2025 and indicates the filing was signed by an attorney-in-fact on 10/10/2025. The ownership is listed as direct, and no derivative securities or additional holdings are reported. This filing establishes the reporting obligation and discloses a small, direct equity stake by a company director.
Wintrust Financial Corporation reported the appointment of Ms. Kohl and Mr. Richter as members of its board of directors, with the event dated October 1, 2025. The filing states there are no arrangements or understandings between the new directors and any other person regarding their selection, and that neither is party to any transaction with the company reportable under Regulation S-K Item 404(a). A press release announcing the appointments is attached as Exhibit 99.1.
Gregory A. Smith, a director of Wintrust Financial Corp. (WTFC), reported receipt of 366 shares of Common Stock on 09/30/2025 under the companys Directors Deferred Fee and Stock Plan as compensation for third quarter 2025 director services. The transaction is recorded as an acquisition at an indicated price of $123.98 per share and leaves Mr. Smith with 2,747 shares beneficially owned directly. The Form 4 was filed individually and signed by an attorney-in-fact on behalf of the reporting person.
Wintrust Financial Corp (WTFC) director Marla F. Glabe received 387 shares of Wintrust common stock on 09/30/2025 at a reported price of $123.98 per share as compensation for third-quarter 2025 director services under the Director's Deferred Fee and Stock Plan approved by shareholders. After the award, the reporting person beneficially owns 22,584 shares directly. The Form 4 was filed as an individual filing and signed by an attorney-in-fact on behalf of the reporting person.
Peter D. Crist, a director of Wintrust Financial Corp (WTFC), received 727 shares of Common Stock on 09/30/2025 as compensation for third-quarter 2025 director services under the Director's Deferred Fee and Stock Plan approved by shareholders. The transaction was recorded at a price of $123.98 per share, and following the award Mr. Crist beneficially owned 73,529 shares. The Form 4 was filed individually and signed by an attorney-in-fact on behalf of the reporting person.