Ehealth Inc Financials
Financial Health Signals
Based on FY2024 annual data. Scores normalized against common benchmarks. How we calculate these scores
Ehealth Inc has an operating margin of 4.4%, meaning the company retains $4 of operating profit per $100 of revenue. This below-average margin results in a low score of 22/100, suggesting thin profitability after operating expenses. This is up from -6.4% the prior year.
Ehealth Inc's revenue surged 17.6% year-over-year to $532.4M, reflecting rapid business expansion. This strong growth earns a score of 79/100.
Ehealth Inc carries a low D/E ratio of 0.12, meaning only $0.12 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 100/100, indicating a strong balance sheet with room for future borrowing.
With a current ratio of 3.69, Ehealth Inc holds $3.69 in current assets for every $1 of short-term obligations. This comfortable liquidity earns a score of 100/100.
While Ehealth Inc generated -$18.4M in operating cash flow, capex of $2.1M consumed most of it, leaving -$20.5M in free cash flow. This results in a low score of 0/100, reflecting heavy capital investment rather than weak cash generation.
Ehealth Inc generates a 1.7% ROE, indicating limited profit relative to shareholders' investment. This results in a returns score of 7/100.
Ehealth Inc scores 0.87, below the 1.81 distress threshold. This indicates elevated financial distress risk and warrants close attention to liquidity and debt levels.
Ehealth Inc passes 5 of 9 financial strength tests. 2 of 4 profitability signals pass, 1 of 3 leverage/liquidity signals pass, both operating efficiency signals pass.
For every $1 of reported earnings, Ehealth Inc generates $-1.83 in operating cash flow (-$18.4M OCF vs $10.1M net income). This low ratio suggests earnings are primarily driven by accounting accruals rather than cash generation, which may not be sustainable.
Ehealth Inc earns $2.1 in operating income for every $1 of interest expense ($23.6M vs $11.2M). This adequate coverage means the company can meet its interest obligations, but has limited cushion if earnings fall.
This page shows Ehealth Inc (EHTH) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 16 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Key Financial Metrics
Ehealth Inc generated $532.4M in revenue in fiscal year 2024. This represents an increase of 17.6% from the prior year.
Ehealth Inc's EBITDA was $25.6M in fiscal year 2024, measuring earnings before interest, taxes, depreciation, and amortization. This represents an increase of 379.0% from the prior year.
Ehealth Inc generated -$20.5M in free cash flow in fiscal year 2024, representing cash available after capex. This represents a decrease of 133.1% from the prior year.
Ehealth Inc reported $10.1M in net income in fiscal year 2024. This represents an increase of 135.6% from the prior year.
Ehealth Inc earned $-1.19 per diluted share (EPS) in fiscal year 2024. This represents an increase of 49.8% from the prior year.
Ehealth Inc held $39.2M in cash against $68.5M in long-term debt as of fiscal year 2024.
Ehealth Inc had 30M shares outstanding in fiscal year 2024. This represents an increase of 4.3% from the prior year.
Ehealth Inc's gross margin was 39.1% in fiscal year 2024, indicating the percentage of revenue retained after direct costs. This is up 4.0 percentage points from the prior year.
Ehealth Inc's operating margin was 4.4% in fiscal year 2024, reflecting core business profitability. This is up 10.8 percentage points from the prior year.
Ehealth Inc's net profit margin was 1.9% in fiscal year 2024, showing the share of revenue converted to profit. This is up 8.1 percentage points from the prior year.
Ehealth Inc's ROE was 1.7% in fiscal year 2024, measuring profit generated per dollar of shareholder equity.
Ehealth Inc invested $12.4M in research and development in fiscal year 2024. This represents a decrease of 9.5% from the prior year.
Ehealth Inc invested $2.1M in capex in fiscal year 2024, funding long-term assets and infrastructure. This represents an increase of 0.4% from the prior year.
EHTH Income Statement
| Metric | Q3'25 | Q2'25 | Q1'25 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $53.9M-11.4% | $60.8M-46.3% | $113.1M-64.1% | $315.2M+378.6% | $65.9M-29.2% | $93.0M-62.5% | $247.7M+282.7% | $64.7M |
| Cost of Revenue | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Gross Profit | -$180K-101.0% | $18.9M-54.7% | $41.7M-74.5% | $163.9M+767.8% | $18.9M-35.9% | $29.5M | N/A | N/A |
| R&D Expenses | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| SG&A Expenses | $21.9M+1.6% | $21.6M+24.7% | $17.3M-36.9% | $27.4M+22.5% | $22.4M+14.2% | $19.6M-27.5% | $27.1M+17.9% | $22.9M |
| Operating Income | -$41.5M-80.2% | -$23.0M-580.3% | $4.8M-95.7% | $112.6M+502.9% | -$28.0M-56.1% | -$17.9M-130.2% | $59.4M+250.7% | -$39.4M |
| Interest Expense | $2.4M+1.5% | $2.3M-11.3% | $2.6M+0.2% | $2.6M-7.3% | $2.8M+1.4% | $2.8M-1.5% | $2.9M+1.1% | $2.8M |
| Income Tax | -$11.2M-68.9% | -$6.7M-474.7% | $1.8M-86.3% | $13.0M+2672.5% | -$505K+62.5% | -$1.3M-121.4% | $6.3M+350.3% | -$2.5M |
| Net Income | -$31.7M-82.2% | -$17.4M-992.2% | $1.9M-98.0% | $97.5M+448.5% | -$28.0M-64.7% | -$17.0M-132.5% | $52.2M+241.0% | -$37.0M |
| EPS (Diluted) | $-1.46-49.0% | $-0.98-197.0% | $-0.33-111.3% | $2.93+320.3% | $-1.33-38.5% | $-0.96-164.0% | $1.50+189.3% | $-1.68 |
EHTH Balance Sheet
| Metric | Q3'25 | Q2'25 | Q1'25 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $1.0B-3.0% | $1.1B-5.1% | $1.1B-1.6% | $1.2B+11.2% | $1.0B-5.2% | $1.1B-1.6% | $1.1B+8.5% | $1.0B |
| Current Assets | $302.9M-7.7% | $328.2M-11.2% | $369.4M+4.2% | $354.5M-0.4% | $355.9M-12.0% | $404.4M+5.8% | $382.4M-3.6% | $396.7M |
| Cash & Equivalents | $63.1M-4.3% | $65.9M-45.6% | $121.1M+208.9% | $39.2M-69.0% | $126.3M-27.8% | $175.0M+51.2% | $115.7M-23.9% | $152.1M |
| Inventory | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Accounts Receivable | $1.9M-0.2% | $1.9M-45.2% | $3.4M-79.8% | $16.8M+1320.7% | $1.2M-15.9% | $1.4M-64.8% | $4.0M+664.9% | $522K |
| Goodwill | N/A | N/A | N/A | N/A | N/A | N/A | $0 | N/A |
| Total Liabilities | $533.2M+1.6% | $524.8M-5.5% | $555.5M-2.0% | $567.0M+15.8% | $489.8M-4.5% | $512.8M+1.1% | $507.3M+8.7% | $466.7M |
| Current Liabilities | $51.2M-53.5% | $110.2M-23.1% | $143.4M+49.3% | $96.0M-17.4% | $116.3M-20.4% | $146.0M+86.0% | $78.5M+47.5% | $53.2M |
| Long-Term Debt | $69.4M | $0 | $0-100.0% | $68.5M | $0 | $0-100.0% | $67.8M+0.6% | $67.3M |
| Total Equity | $514.2M-7.3% | $554.9M-4.6% | $581.6M-1.2% | $588.4M+7.2% | $548.9M-5.8% | $582.8M-3.8% | $606.0M+8.3% | $559.6M |
| Retained Earnings | -$43.8M-261.4% | -$12.1M-329.9% | $5.3M-65.4% | $15.2M+125.7% | -$59.4M-190.9% | -$20.4M-380.4% | $7.3M+121.2% | -$34.4M |
EHTH Cash Flow Statement
| Metric | Q3'25 | Q2'25 | Q1'25 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | -$25.3M+38.6% | -$41.2M-153.4% | $77.1M+378.8% | -$27.7M+14.0% | -$32.2M-145.5% | $70.8M+311.9% | -$33.4M-35.3% | -$24.7M |
| Capital Expenditures | $214K-86.5% | $1.6M+414.6% | $308K-51.2% | $631K+141.8% | $261K+27.9% | $204K-37.6% | $327K-76.4% | $1.4M |
| Free Cash Flow | -$25.5M+40.3% | -$42.8M-155.7% | $76.8M+371.5% | -$28.3M+12.8% | -$32.4M-146.0% | $70.6M+309.3% | -$33.7M-29.3% | -$26.1M |
| Investing Cash Flow | $23.7M+334.2% | -$10.1M-284.9% | $5.5M-31.5% | $8.0M+159.4% | -$13.4M-30.7% | -$10.3M-1826.0% | $596K-97.5% | $24.3M |
| Financing Cash Flow | -$1.3M+66.8% | -$3.8M-449.9% | -$699K+86.0% | -$5.0M-67.1% | -$3.0M-136.9% | -$1.3M+65.5% | -$3.6M-308.6% | -$892K |
| Dividends Paid | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Share Buybacks | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
EHTH Financial Ratios
| Metric | Q3'25 | Q2'25 | Q1'25 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | -0.3%-31.4pp | 31.1%-5.8pp | 36.9%-15.1pp | 52.0%+23.3pp | 28.7%-3.0pp | 31.7% | N/A | N/A |
| Operating Margin | -77.1%-39.2pp | -37.9%-42.1pp | 4.2%-31.5pp | 35.7%+78.2pp | -42.4%-23.2pp | -19.3%-43.2pp | 24.0%+84.8pp | -60.9% |
| Net Margin | -58.8%-30.2pp | -28.6%-30.3pp | 1.7%-29.2pp | 30.9%+73.4pp | -42.5%-24.2pp | -18.3%-39.3pp | 21.1%+78.3pp | -57.2% |
| Return on Equity | N/A | N/A | 0.3%-16.2pp | 16.6% | N/A | N/A | 8.6% | N/A |
| Return on Assets | -3.0%-1.4pp | -1.6%-1.8pp | 0.2%-8.3pp | 8.4%+11.1pp | -2.7%-1.1pp | -1.6%-6.2pp | 4.7%+8.3pp | -3.6% |
| Current Ratio | 5.91+2.9 | 2.98+0.4 | 2.58-1.1 | 3.69+0.6 | 3.06+0.3 | 2.77-2.1 | 4.87-2.6 | 7.45 |
| Debt-to-Equity | 0.14+0.1 | 0.000.0 | 0.00-0.1 | 0.12+0.1 | 0.000.0 | 0.00-0.1 | 0.110.0 | 0.12 |
| FCF Margin | -47.4%+23.0pp | -70.4%-138.3pp | 67.9%+76.9pp | -9.0%+40.3pp | -49.3%-125.2pp | 75.9%+89.5pp | -13.6%+26.7pp | -40.3% |
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Frequently Asked Questions
What is Ehealth Inc's annual revenue?
Ehealth Inc (EHTH) reported $532.4M in total revenue for fiscal year 2024. This represents a 17.6% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Ehealth Inc's revenue growing?
Ehealth Inc (EHTH) revenue grew by 17.6% year-over-year, from $452.9M to $532.4M in fiscal year 2024.
Is Ehealth Inc profitable?
Yes, Ehealth Inc (EHTH) reported a net income of $10.1M in fiscal year 2024, with a net profit margin of 1.9%.
What is Ehealth Inc's earnings per share (EPS)?
Ehealth Inc (EHTH) reported diluted earnings per share of $-1.19 for fiscal year 2024. This represents a 49.8% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.
What is Ehealth Inc's EBITDA?
Ehealth Inc (EHTH) had EBITDA of $25.6M in fiscal year 2024, measuring earnings before interest, taxes, depreciation, and amortization.
How much debt does Ehealth Inc have?
As of fiscal year 2024, Ehealth Inc (EHTH) had $39.2M in cash and equivalents against $68.5M in long-term debt.
What is Ehealth Inc's gross margin?
Ehealth Inc (EHTH) had a gross margin of 39.1% in fiscal year 2024, indicating the percentage of revenue retained after direct costs of goods sold.
What is Ehealth Inc's operating margin?
Ehealth Inc (EHTH) had an operating margin of 4.4% in fiscal year 2024, reflecting the profitability of core business operations before interest and taxes.
What is Ehealth Inc's net profit margin?
Ehealth Inc (EHTH) had a net profit margin of 1.9% in fiscal year 2024, representing the share of revenue converted into profit after all expenses.
What is Ehealth Inc's return on equity (ROE)?
Ehealth Inc (EHTH) has a return on equity of 1.7% for fiscal year 2024, measuring how efficiently the company generates profit from shareholder equity.
What is Ehealth Inc's free cash flow?
Ehealth Inc (EHTH) generated -$20.5M in free cash flow during fiscal year 2024. This represents a -133.1% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Ehealth Inc's operating cash flow?
Ehealth Inc (EHTH) generated -$18.4M in operating cash flow during fiscal year 2024, representing cash generated from core business activities.
What are Ehealth Inc's total assets?
Ehealth Inc (EHTH) had $1.2B in total assets as of fiscal year 2024, including both current and long-term assets.
What are Ehealth Inc's capital expenditures?
Ehealth Inc (EHTH) invested $2.1M in capital expenditures during fiscal year 2024, funding long-term assets and infrastructure.
How much does Ehealth Inc spend on research and development?
Ehealth Inc (EHTH) invested $12.4M in research and development during fiscal year 2024.
How many shares does Ehealth Inc have outstanding?
Ehealth Inc (EHTH) had 30M shares outstanding as of fiscal year 2024.
What is Ehealth Inc's current ratio?
Ehealth Inc (EHTH) had a current ratio of 3.69 as of fiscal year 2024, which is generally considered healthy.
What is Ehealth Inc's debt-to-equity ratio?
Ehealth Inc (EHTH) had a debt-to-equity ratio of 0.12 as of fiscal year 2024, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Ehealth Inc's return on assets (ROA)?
Ehealth Inc (EHTH) had a return on assets of 0.9% for fiscal year 2024, measuring how efficiently the company uses its assets to generate profit.
What is Ehealth Inc's cash runway?
Based on fiscal year 2024 data, Ehealth Inc (EHTH) had $39.2M in cash against an annual operating cash burn of $18.4M. This gives an estimated cash runway of approximately 26 months at the current burn rate. Cash runway measures how long a company can continue operating before running out of cash, assuming no additional funding.
What is Ehealth Inc's Altman Z-Score?
Ehealth Inc (EHTH) has an Altman Z-Score of 0.87, placing it in the Distress Zone (elevated bankruptcy risk). The Z-Score combines five financial ratios—working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets—to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.
What is Ehealth Inc's Piotroski F-Score?
Ehealth Inc (EHTH) has a Piotroski F-Score of 5 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Ehealth Inc's earnings high quality?
Ehealth Inc (EHTH) has an earnings quality ratio of -1.83x, considered low quality (accrual-driven). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
Can Ehealth Inc cover its interest payments?
Ehealth Inc (EHTH) has an interest coverage ratio of 2.1x, meaning it can adequately cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.
How financially healthy is Ehealth Inc?
Ehealth Inc (EHTH) scores 51 out of 100 on our Financial Profile, indicating moderate overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.