Federal Home Stock Price, News & Analysis

Freddie Mac (OTCQB: FMCC) reported that the 30-year fixed-rate mortgage (FRM) averaged 6.15% as of December 31, 2025 — the lowest weekly average in 2025.

The 30-year FRM fell from 6.18% the prior week and was down from 6.91% a year earlier. The 15-year FRM averaged 5.44%, down from 5.50% last week and 6.13% a year ago. The PMMS® covers conventional, conforming, fully amortizing purchase loans with 20% down for borrowers with excellent credit.

Freddie Mac (OTCQB: FMCC) released its Primary Mortgage Market Survey® on Dec 24, 2025, reporting that the 30-year fixed-rate mortgage averaged 6.18%, down from 6.21% the prior week and down from 6.85% a year earlier. The 15-year fixed-rate averaged 5.50%, up from 5.47% last week and below last year’s 6.00%.

The PMMS focuses on conventional, conforming, fully amortizing purchase loans with 20% down and excellent credit. Freddie Mac noted lower 30-year rates as a timely development for prospective homebuyers.

Freddie Mac (OTCQB: FMCC) posted its Monthly Volume Summary for November 2025, made available on the company website on Dec. 22, 2025. The summary provides information on Freddie Mac’s mortgage-related portfolios, securities issuance, risk management, delinquencies, debt activities and other investments.

The release reiterates Freddie Mac’s mission to promote liquidity, stability and affordability in the housing market and notes its long history of helping families access and retain housing. Media and investor contacts are listed for follow-up.

Freddie Mac (OTCQB: FMCC) reported that its Single‑Family credit risk transfer (CRT) issuance was nearly $5.1 billion in 2025, comprising five STACR and six ACIS transactions and concluding issuance for the year.

The CRT programs provided credit protection on $163 billion of unpaid principal balance in 2025. Freddie Mac executed three tender offers for approximately $3.0 billion original principal of STACR notes and called STACR notes valued at ~$0.5 billion, plus 18 ACIS transactions with risk in force of ~$1.5 billion.

As of Sept. 30, 2025, ~62% of the Single‑Family mortgage portfolio had credit enhancement. Since inception, the program has transferred ~$118 billion of credit risk on > $3.6 trillion of mortgages across 200+ STACR and ACIS transactions. The company plans one‑to‑two STACR/ACIS transactions per quarter in 2026 and will continue tender offers and evaluate calls.

Freddie Mac (OTCQB: FMCC) released its Primary Mortgage Market Survey® showing the 30-year fixed-rate mortgage averaged 6.21% as of December 18, 2025, down slightly from 6.22% the prior week and below last year’s 6.72%. The 15-year FRM averaged 5.47%, down from 5.54% last week and 5.92% a year ago.

The PMMS focuses on conventional, conforming, fully amortizing purchase loans for borrowers with 20% down and excellent credit. Freddie Mac noted purchase applications are about 10% higher year-over-year. Contact: Angela Waugaman.

Freddie Mac (OTCQB: FMCC) announced that its exchange offer to swap eligible Gold PCs and Giant PCs for TBA-eligible and non-TBA mirror securities will close on December 18, 2026. The exchange offer opened on May 7, 2019 and supports exchanges via a dealer using Dealer Direct® or Direct-to-Freddie Mac via Tradeweb.

Participants receive a one-time float compensation payment to cover the 45-day to 55-day payment delay. Investors should consult the Exchange Offer Circular and Freddie Mac’s Gold PC Exchange web pages for full terms; Freddie Mac will provide periodic reminders and operational details through 2026.

Freddie Mac (OTCQB: FMCC) named Kenny M. Smith as chief executive officer effective December 17, 2025; he will also join the company's Board of Directors. Michael Hutchins will remain as president after serving as interim CEO. Smith brings nearly 40 years of financial services experience, including 27 years at Deloitte and five years as Vice Chairman, U.S. Financial Services Industry Leader.

Smith previously served as Deloitte's Global Lead Client Service Partner for Wells Fargo from 2008 to 2019 and is a Certified Public Accountant.

Freddie Mac (OTCQB: FMCC) released its Primary Mortgage Market Survey® on Dec. 11, 2025, reporting the 30-year fixed-rate mortgage (FRM) averaged 6.22%.

The 30-year FRM rose slightly from last week (6.19%) and remains below the year-to-date average of 6.62% and below last year’s 6.60% reading. The 15-year FRM averaged 5.54%, up from 5.44% a week earlier and below last year’s 5.84%.

The PMMS focuses on conventional, conforming, fully amortizing purchase loans for borrowers with 20% down and excellent credit. Freddie Mac reiterated its mission to promote liquidity, stability and affordability in the housing market.

Freddie Mac (OTCQB: FMCC) released its Primary Mortgage Market Survey for Dec. 4, 2025, reporting that the 30-year fixed-rate mortgage averaged 6.19%, down from 6.23% last week and below last year’s 6.69%.

The 15-year fixed-rate averaged 5.44%, down from 5.51% the prior week and below last year’s 5.96%. The PMMS covers conventional, conforming, fully amortizing purchase loans for borrowers with 20% down and excellent credit.

Freddie Mac highlighted that rates fell for a second straight week, creating a relatively more favorable environment for homebuyers and homeowners compared with a year ago.