Ally Financial (ALLY) HR chief reports new stock grant and tax withholding

Rhea-AI Filing Summary

Ally Financial Inc. executive Kathleen L. Patterson, Chief HR & Corporate Citizenship, reported routine equity compensation activity. On February 3, 2026, she acquired 18,618 shares of common stock through restricted stock units that may be settled only in Ally common shares.

On January 30, 2026, the company withheld blocks of 2,876, 2,032, and 1,785 common shares to cover her tax obligations tied to earlier RSU vesting, at a reference price of $42.30 per share. After these transactions, she directly owned 111,659 Ally shares.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Patterson Kathleen L.

(Last) (First) (Middle)

500 WOODWARD AVENUE

(Street)

DETROIT MI 48226

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Ally Financial Inc. [ ALLY ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief HR & Corp Citizenship

3. Date of Earliest Transaction (Month/Day/Year)
01/30/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock(1)	01/30/2026		F		2,876	D	$42.3(2)	96,858	D
Common Stock(1)	01/30/2026		F		2,032	D	$42.3(2)	94,826	D
Common Stock(1)	01/30/2026		F		1,785	D	$42.3(2)	93,041	D
Common Stock(3)	02/03/2026		A		18,618	A	$42.3(2)	111,659	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. These shares were withheld by the Company to satisfy the reporting person's tax obligation associated with the vesting of a previously reported award of restricted stock units.

2. Represents the per share market value of the Company's common stock as of January 28, 2026.

3. Represents an equal number of restricted stock units that, when vested, may be settled only in shares of Company common stock.

Remarks:

	/s/ Joyce M. Daniels, attorney-in-fact for Ms. Patterson	02/03/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
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FAQ

What insider transactions did Ally Financial (ALLY) report for Kathleen Patterson?

Ally Financial reported that executive Kathleen L. Patterson acquired 18,618 shares via restricted stock units and had 2,876, 2,032, and 1,785 shares withheld for taxes. All transactions involved Ally common stock at a reference price of $42.30 per share.

How many Ally Financial shares does Kathleen Patterson hold after this Form 4?

Following the reported transactions, Kathleen L. Patterson directly owned 111,659 shares of Ally Financial common stock. This figure reflects both the restricted stock unit award credited on February 3, 2026, and the earlier tax-withholding share reductions on January 30, 2026.

What does transaction code "F" mean in the Ally Financial Form 4?

Transaction code “F” indicates shares withheld by Ally Financial to satisfy the reporting person’s tax obligations on vested restricted stock units. In this filing, multiple F-coded entries show common shares withheld instead of a separate cash payment for those tax liabilities.

What is the significance of the 18,618 restricted stock units reported for ALLY?

The 18,618-share entry represents restricted stock units that, when vested, may be settled only in Ally Financial common stock. This award increases Kathleen L. Patterson’s equity-based stake, tying a portion of her compensation to Ally’s share performance over time.

At what price were the Ally Financial tax-withheld shares valued in this Form 4?

The tax-withheld Ally Financial shares were valued at $42.30 per share. The filing notes that this represents the per-share market value of the company’s common stock as of January 28, 2026, and was used to determine the number of shares withheld for taxes.

What is Kathleen Patterson’s role at Ally Financial in this insider report?

In this insider report, Kathleen L. Patterson is identified as an officer of Ally Financial, serving as Chief HR & Corporate Citizenship. The Form 4 records routine equity compensation events related to her service in that executive leadership position at the company.