Beacon Financial director Nina Charnley buys 350 shares

The director's purchase was recorded as an indirect holding through her SEP-IRA, while 10,939 directly held shares were reported separately.

Available on EDGAR 10/30/2026 - 02:02 PM EDT Accepted by SEC EDGAR 10/30/2026 - 02:02 PM EDT Learn about SEC filing dates

Rhea-AI Filing Summary

Beacon Financial Corp (BBT) director Nina A. Charnley reported a purchase of 350 shares of common stock at $30.57 per share on October 30, 2026, held indirectly through Nina A. Charnley SEP-IRA. The account held 350 shares after the purchase. Separately, she reported 10,939 directly held shares, including restricted stock granted under the 2025 Beacon Financial Corporation Stock Option and Incentive Plan. No Rule 10b5-1 plan is reported.

Insider Trade Summary

Net Buyer: 350 shares

Net Buy 1 txn

Insider Charnley Nina A

Role Director

Bought 350 shs ($11K)

Type	Security	Shares	Price	Value
Purchase	Common Stock	350	$30.57	$11K
Holding	Common Stock F1	--	--	--

Holdings After Transaction: Common Stock — 350 shares (Indirect, Nina A. Charnley SEP-IRA); Common Stock — 10,939 shares (Direct)

Holdings Before and After: Common Stock, 0 to 350 shares (Indirect, Nina A. Charnley SEP-IRA)

Other Insiders: 5 other insiders reported open-market purchases of this stock in the 30 days up to this filing.

Footnotes (1)

1. F1. Includes shares of restricted stock granted pursuant to the 2025 Beacon Financial Corporation Stock Option and Incentive Plan.

Key Figures

Shares purchased: 350 shares Purchase price: $30.57 per share SEP-IRA holdings after purchase: 350 shares +1 more

4 metrics

Shares purchased 350 shares Indirect purchase on October 30, 2026, through Nina A. Charnley SEP-IRA

Purchase price $30.57 per share Purchase on October 30, 2026

SEP-IRA holdings after purchase 350 shares Nina A. Charnley SEP-IRA

Direct common-stock holdings 10,939 shares Includes shares of restricted stock

Key Terms

SEP-IRA, restricted stock, Stock Option and Incentive Plan

3 terms

SEP-IRA financial

"Nina A. Charnley SEP-IRA"

restricted stock financial

"shares of restricted stock granted pursuant to the 2025"

Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.

Stock Option and Incentive Plan financial

"2025 Beacon Financial Corporation Stock Option and Incentive Plan"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

How many BBT shares did director Nina A. Charnley buy?

The reported purchase was 350 shares of common stock at $30.57 per share on October 30, 2026, held indirectly through Nina A. Charnley SEP-IRA. The account held 350 shares after the purchase, and no Rule 10b5-1 plan is reported.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Charnley Nina A

(Last) (First) (Middle)

131 CLARENDON STREET

(Street)

BOSTON MASSACHUSETTS 02116

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Beacon Financial Corp [ BBT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
10/30/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	10/30/2026		P		350	A	$30.57	350	I	Nina A. Charnley SEP-IRA
Common Stock								10,939(1)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Includes shares of restricted stock granted pursuant to the 2025 Beacon Financial Corporation Stock Option and Incentive Plan.

Remarks:

	Nina A. Charnley, by Marissa S. Martin, POA	10/30/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)