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  4. [Form 4] Better Home & Finance Holding Co Insider Trading Activity

Better Home GC exercises RSUs, pays taxes in stock

Better Home & Finance Holding Co executive Paula Tuffin, the General Counsel and Chief Compliance Officer, reported routine equity compensation activity involving restricted stock units and related tax withholding.

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Better Home & Finance Holding Co executive Paula Tuffin, the General Counsel and Chief Compliance Officer, reported routine equity compensation activity involving restricted stock units and related tax withholding. On March 15, 2026, she exercised 3,167 Restricted Stock Units, receiving the same number of Class A common shares at a conversion price of $0.00 per share, increasing her direct holdings to 39,527 shares of Class A common stock.

To cover tax obligations from RSU vesting, 1,203 shares of Class A common stock were withheld on March 13, 2026 at a reference price of $32.90 per share, and 1,620 shares were withheld on March 16, 2026 at a reference price of $34.45 per share. After these tax-withholding dispositions, Tuffin directly holds 37,907 Class A shares. Footnotes explain that each RSU represents a right to receive one share and detail a vesting schedule running from July 1, 2025 through March 15, 2026.

Positive

  • None.

Negative

  • None.
Insider Tuffin Paula
Role General Counsel and CCO
Type Security Shares Price Value
Exercise Price or Tax Liability Class A Common Stock 1,620 $34.45 $56K
Exercise Restricted Stock Units (Class A) 3,167 $0.00 $0.00
Exercise Class A Common Stock 3,167 $0.00 $0.00
Exercise Price or Tax Liability Class A Common Stock 1,203 $32.90 $40K
Holdings After Transaction: Restricted Stock Units (Class A) — 0 contracts (Direct); Class A Common Stock — 37,907 shares (Direct)
Footnotes (4)
  1. F1. Represents shares of common stock withheld to pay taxes upon vesting of restricted stock units held by the Reporting Person, which vesting occured on March 1, 2026. The number of shares withheld was determined on March 13, 2026 based on the closing price of the Issuer's Class A common stock on February 27, 2026.
  2. F2. Represents shares of Class A common stock withheld to pay taxes for the vesting of restricted stock units held by the Reporting Person, which vesting occured on March 15, 2026. The number of shares withheld was determined on March 16, 2026, based on the closing price of the Issuer's Class A common stock on March 13, 2026.
  3. F3. Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class A Common Stock.
  4. F4. The restricted stock units will vest with respect to (i) 3/12ths of such restricted stock units on July 1, 2025, (ii) 8/12ths of such restricted stock units in equal monthly installments beginning on August 1, 2025 through March 1, 2026, and (iii) the remaining 1/12th of such restricted stock units on March 15, 2026.

FAQ

What insider transactions did BETR executive Paula Tuffin report on this Form 4?
Paula Tuffin reported exercising 3,167 Restricted Stock Units into Class A common stock and two related tax-withholding dispositions totaling 2,823 shares. These transactions reflect routine equity compensation vesting, not open-market buying or selling activity in Better Home & Finance Holding Co shares.

How many Better Home & Finance (BETR) shares does Paula Tuffin hold after these transactions?
After the reported transactions, Paula Tuffin directly holds 37,907 shares of Better Home & Finance Holding Co Class A common stock. This figure reflects RSU conversion into common shares and subsequent share withholding to satisfy tax obligations linked to restricted stock unit vesting events.

Were the BETR insider Form 4 transactions open-market sales or tax withholding events?
The dispositions reported by Paula Tuffin were tax-withholding events, not open-market sales. A total of 2,823 Class A shares were withheld to pay taxes triggered by restricted stock unit vesting, as described in the footnotes, using issuer share values on specific referenced trading dates.

What RSU activity did Paula Tuffin report for Better Home & Finance (BETR)?
She reported exercising 3,167 Restricted Stock Units, each converting into one share of Class A common stock at a $0.00 exercise price. Footnotes explain the RSUs vest in installments between July 1, 2025, and March 15, 2026, aligning with the reported vesting-related tax withholding.

What were the reference share prices used for BETR tax-withholding transactions?
The filing shows 1,203 shares withheld at a reference price of $32.90 per share and 1,620 shares withheld at $34.45 per share. These prices were used to determine share amounts required to cover taxes arising from restricted stock unit vesting.

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SEC Form 4
FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number: 3235-0287
Estimated average burden
hours per response: 0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Tuffin Paula
(Last) (First) (Middle)
C/O BETTER HOME & FINANCE HOLDING CO
1 WORLD TRADE CENTER, 80TH FLOOR SUITE A
(Street)
NEW YORK NY 10007
(City) (State) (Zip)
2. Issuer Name and Ticker or Trading Symbol
Better Home & Finance Holding Co [ BETR ] 		5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director 10% Owner
X Officer (give title below) Other (specify below)
General Counsel and CCO
3. Date of Earliest Transaction (Month/Day/Year)
03/13/2026
4. If Amendment, Date of Original Filed (Month/Day/Year)
 6. Individual or Joint/Group Filing (Check Applicable Line)
X Form filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V Amount (A) or (D) Price
Class A Common Stock 03/13/2026 F(1) 1,203 D $32.9 36,360 D
Class A Common Stock 03/15/2026 M 3,167 A $0 39,527 D
Class A Common Stock 03/16/2026 F(2) 1,620 D $34.45 37,907 D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year) 7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Restricted Stock Units (Class A) (3) 03/15/2026 M 3,167 (4) (4) Class A Common Stock 3,167 $0 0 D
Explanation of Responses:
1. Represents shares of common stock withheld to pay taxes upon vesting of restricted stock units held by the Reporting Person, which vesting occured on March 1, 2026. The number of shares withheld was determined on March 13, 2026 based on the closing price of the Issuer's Class A common stock on February 27, 2026.
2. Represents shares of Class A common stock withheld to pay taxes for the vesting of restricted stock units held by the Reporting Person, which vesting occured on March 15, 2026. The number of shares withheld was determined on March 16, 2026, based on the closing price of the Issuer's Class A common stock on March 13, 2026.
3. Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class A Common Stock.
4. The restricted stock units will vest with respect to (i) 3/12ths of such restricted stock units on July 1, 2025, (ii) 8/12ths of such restricted stock units in equal monthly installments beginning on August 1, 2025 through March 1, 2026, and (iii) the remaining 1/12th of such restricted stock units on March 15, 2026.
Remarks:
/s/ Andrew Holt, Attorney-in-Fact 03/17/2026
** Signature of Reporting Person Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

Source: View Original Filing on SEC EDGAR