STOCK TITAN

Carter Bankshares (NASDAQ: CARE) director buys 4,575 common shares

Filing Impact
(Moderate)
Filing Sentiment
(Positive)
Form Type
4

Rhea-AI Filing Summary

Carter Bankshares, Inc. director Elizabeth L. Walsh reported an open-market purchase of 4,575 shares of Common Stock at $26.20 per share. After this purchase, she directly owns 58,753 shares of Carter Bankshares Common Stock.

In addition to her direct holdings, the filing shows indirect ownership of 16,000 shares by Lester Family Holdings, 367,771 shares by EASG, LLC, and 4,769 shares by Carriage Square. These positions reflect shares held through affiliated entities rather than in her own name.

Positive

  • None.

Negative

  • None.
Insider Walsh Elizabeth L.
Role null
Bought 4,575 shs ($120K)
Type Security Shares Price Value
Purchase Common Stock 4,575 $26.20 $120K
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
Holdings After Transaction: Common Stock — 58,753 shares (Direct, null); Common Stock — 4,769 shares (Indirect, by Carriage Square)
Footnotes (1)
Shares purchased 4,575 shares Open-market purchase of Common Stock
Purchase price $26.20 per share Price paid for 4,575 purchased shares
Direct holdings after transaction 58,753 shares Common Stock owned directly by Elizabeth L. Walsh after trade
Indirect holdings via Lester Family Holdings 16,000 shares Common Stock held indirectly
Indirect holdings via EASG, LLC 367,771 shares Common Stock held indirectly
Indirect holdings via Carriage Square 4,769 shares Common Stock held indirectly
open-market purchase financial
"transaction_action": "open-market purchase"
An open-market purchase is when an investor or a company buys shares on a public stock exchange at the going market price, rather than through a private deal. It matters to investors because these purchases change how many shares are available, can push the stock price up or signal confidence from large buyers, and often affect per-share metrics like earnings—think of it like someone buying lots of apples off a grocery shelf, reducing supply and potentially raising the price.
Common Stock financial
""security_title": "Common Stock""
Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.
indirect ownership financial
""ownership_type": "indirect""
beneficially owned financial
"total_shares_following_transaction": "58753.0000"
Beneficially owned describes securities or assets where a person has the economic rights and control—such as the right to receive dividends and to direct voting—even if legal title is held in another name. Think of it like having the keys and using a car that’s registered to someone else: you get the benefits and make decisions. Investors care because beneficial ownership reveals who truly controls value and voting power, affecting corporate decisions and takeover dynamics.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Walsh Elizabeth L.

(Last)(First)(Middle)
1300 KINGS MOUNTAIN RD.

(Street)
MARTINSVILLE VIRGINIA 24112

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
Carter Bankshares, Inc. [ CARE ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
05/06/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock4,769Iby Carriage Square
Common Stock367,771Iby EASG, LLC
Common Stock16,000Iby Lester Family Holdings
Common Stock05/06/2026P4,575A$26.258,753D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
Remarks:
/s/ Lisa J. Correll, Attorney-in-Fact05/07/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did CARE director Elizabeth Walsh report?

Elizabeth L. Walsh reported buying 4,575 shares of Carter Bankshares Common Stock in an open-market purchase at $26.20 per share. This transaction increased her direct holdings to 58,753 shares, according to the Form 4 filing data.

At what price did Elizabeth Walsh buy Carter Bankshares (CARE) shares?

She purchased the shares at $26.20 per share in an open-market transaction. The filing lists 4,575 shares of Carter Bankshares Common Stock acquired at this price, bringing her directly owned stake to 58,753 shares following the transaction on May 6, 2026.

How many Carter Bankshares (CARE) shares does Elizabeth Walsh now hold directly?

After the reported purchase, she directly holds 58,753 shares of Carter Bankshares Common Stock. This figure is disclosed as the total shares beneficially owned directly following the 4,575-share open-market acquisition at $26.20 per share.

What indirect Carter Bankshares (CARE) holdings are associated with Elizabeth Walsh?

The filing shows indirect ownership of 16,000 shares by Lester Family Holdings, 367,771 shares by EASG, LLC, and 4,769 shares by Carriage Square. These positions are reported as indirect holdings, meaning the shares are held through related entities rather than in her own name.

Was the Carter Bankshares (CARE) insider transaction a purchase or a sale?

The Form 4 reports a purchase. Elizabeth L. Walsh executed an open-market purchase of 4,575 shares of Carter Bankshares Common Stock, coded “P” for purchase, at a price of $26.20 per share, increasing her directly owned position.

How many Carter Bankshares (CARE) shares did Elizabeth Walsh buy in this Form 4?

She bought 4,575 shares of Carter Bankshares Common Stock. The transaction is classified as a non-derivative open-market purchase at $26.20 per share, with her direct ownership rising to 58,753 shares after the transaction date of May 6, 2026.