Cincinnati Financial SVP exercises stock units

Cincinnati Financial Corp senior vice president Robert Philip Sandercox reported equity award activity involving company stock.

Rhea-AI Filing Summary

Cincinnati Financial Corp senior vice president Robert Philip Sandercox reported equity award activity involving company stock. On February 12, 2026, he exercised 1,829 restricted stock units at an exercise price of $0.00, receiving 1,829 shares of common stock. On the same date, 616 shares of common stock were disposed of at $163.12 per share to satisfy tax withholding obligations, leaving 1,549.802 common shares held directly. He also reports 777.56 common shares held indirectly through the company 401(k) plan and 792.78 phantom stock units under the Top Hat Savings Plan, which are to be settled at retirement or other termination of service.

Insider Trade Summary

1,829 shares exercised/converted

Exercise 5 txns

Insider Sandercox Robert Philip

Role Senior Vice President-Sub

Type	Security	Shares	Price	Value
Exercise	Restricted Stock Units	1,829	$0.00	$0.00
Exercise	Common Stock	1,829	$0.00	$0.00
Exercise Price or Tax Liability	Common Stock	616	$163.12	$100K
holding	Phantom Stock	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Restricted Stock Units — 0 contracts (Direct); Common Stock — 1,549.802 shares (Direct); Phantom Stock — 792.78 contracts (Direct); Common Stock — 777.56 shares (Indirect, By 401(K) Plan)

Footnotes (3)

1. F1. The reported stock was acquired under the company's 401(k) plan. The reporting person may transfer the value of his shares into an alternative investment selection within the plan.
2. F2. The restricted stock units vest February 12, 2026, as set forth in the agreement, if service requirements are met.
3. F3. The reported phantom stock shares were acquired under the company's Top Hat Savings Plan, an "Excess Benefits Plan" within the meaning of Rule 16b-3(b)(2), and are to be settled upon the reporting person's retirement or other termination of service. The reporting person may transfer the value of his phantom stock shares into an alternative investment selection within the plan.

FAQ

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What insider transaction did CINF senior vice president Robert Sandercox report?

Robert Sandercox reported exercising 1,829 restricted stock units into common stock. He simultaneously disposed of 616 common shares at $163.12 per share for tax withholding, as part of the equity award settlement on February 12, 2026.

How many Cincinnati Financial (CINF) shares does Robert Sandercox hold after this Form 4?

After the reported transactions, Robert Sandercox directly holds 1,549.802 shares of Cincinnati Financial common stock. He also reports 777.56 common shares held indirectly through the company 401(k) plan and 792.78 phantom stock units under the Top Hat Savings Plan.

What happened to the 1,829 restricted stock units reported by CINF executive Sandercox?

The 1,829 restricted stock units were exercised into 1,829 shares of Cincinnati Financial common stock at an exercise price of $0.00. These units vested on February 12, 2026, under the award agreement, subject to meeting service requirements.

Why were 616 Cincinnati Financial (CINF) shares disposed of in this filing?

The 616 shares of Cincinnati Financial common stock were disposed of at $163.12 per share to pay tax liabilities related to the equity award. This disposition is coded "F," indicating payment of exercise price or tax liability by delivering securities.

What are the phantom stock holdings reported by CINF executive Robert Sandercox?

Robert Sandercox reports 792.78 phantom stock units under Cincinnati Financial’s Top Hat Savings Plan. These phantom shares are to be settled in common stock upon his retirement or other termination of service, with value transferable among investment options within the plan.

How does Robert Sandercox hold Cincinnati Financial (CINF) shares through the 401(k) plan?

Robert Sandercox holds 777.56 Cincinnati Financial common shares indirectly via the company 401(k) plan. The filing notes the shares were acquired under the plan, and he may transfer their value into alternative investment selections available within that retirement plan.

AI-generated analysis. How Rhea-AI works. Not financial advice.

Form 4 Insider Transactions: What Each Field Means →

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Accepted by SEC EDGAR 02/17/2026 - 03:43 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Sandercox Robert Philip

(Last) (First) (Middle)

6200 S GILMORE RD.

(Street)

FAIRFIELD OH 45014

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
CINCINNATI FINANCIAL CORP [ CINF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Senior Vice President-Sub

3. Date of Earliest Transaction (Month/Day/Year)
02/12/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/12/2026		M		1,829	A	$0.00	2,165.802	D
Common Stock	02/12/2026		F		616	D	$163.12	1,549.802	D
Common Stock								777.56(1)	I	By 401(K) Plan

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	$0.00	02/12/2026		M			1,829	(2)	(2)	Common Stock	1,829	$0.00	0.00	D
Phantom Stock	$0.00							(3)	(3)	Common Stock	792.78		792.78	D

Explanation of Responses:

1. The reported stock was acquired under the company's 401(k) plan. The reporting person may transfer the value of his shares into an alternative investment selection within the plan.

2. The restricted stock units vest February 12, 2026, as set forth in the agreement, if service requirements are met.

3. The reported phantom stock shares were acquired under the company's Top Hat Savings Plan, an "Excess Benefits Plan" within the meaning of Rule 16b-3(b)(2), and are to be settled upon the reporting person's retirement or other termination of service. The reporting person may transfer the value of his phantom stock shares into an alternative investment selection within the plan.

Remarks:

	/s/ Robert Philip Sandercox	02/16/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.