SVP at Cincinnati Financial (CINF) exercises 914 RSUs, 304 withheld

Rhea-AI Filing Summary

Cincinnati Financial Corp senior vice president Chet Hogan Swisher reported equity award activity in company stock. On February 12, 2026, he exercised 914 restricted stock units at an exercise price of $0.00, receiving the same number of common shares.

On the same date, 304 common shares were disposed of at $163.12 per share to cover tax withholding, a non-open-market transaction coded as a tax-liability payment. After these transactions, he directly owned 5,267.472 shares of Cincinnati Financial common stock, adjusted for quarterly dividend reinvestment.

Insider Trade Summary

914 shares exercised/converted

Mixed 3 txns

Insider Swisher Chet Hogan

Role Senior Vice President - Sub

Type	Security	Shares	Price	Value
Exercise	Restricted Stock Units	914	$0.00	--
Exercise	Common Stock	914	$0.00	--
Tax Withholding	Common Stock	304	$163.12	$50K

Holdings After Transaction: Restricted Stock Units — 0 shares (Direct); Common Stock — 5,563.815 shares (Direct)

Footnotes (1)

1. The reporting person is enrolled in quarterly dividend reinvestment. The beneficially owned shares have been adjusted to reflect shares purchased through the reinvestment plan. The restricted stock units vest February 12, 2026, as set forth in the agreement, if service requirements are met.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Swisher Chet Hogan

(Last) (First) (Middle)

6200 SOUTH GILMORE RD

(Street)

FAIRFIELD OH 45014

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
CINCINNATI FINANCIAL CORP [ CINF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Senior Vice President - Sub

3. Date of Earliest Transaction (Month/Day/Year)
02/12/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/12/2026		M		914	A	$0.00	5,563.815	D
Common Stock	02/12/2026		F		304	D	$163.12	5,267.472(1)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	$0.00	02/12/2026		M			914	(2)	(2)	Common Stock	914	$0.00	0.00	D

Explanation of Responses:

1. The reporting person is enrolled in quarterly dividend reinvestment. The beneficially owned shares have been adjusted to reflect shares purchased through the reinvestment plan.

2. The restricted stock units vest February 12, 2026, as set forth in the agreement, if service requirements are met.

Remarks:

	/s/ Chet Hogan Swisher	02/16/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transactions did CINF executive Chet Hogan Swisher report?

Chet Hogan Swisher reported exercising 914 restricted stock units into common stock and a related tax-withholding disposition of 304 common shares. These transactions occurred on February 12, 2026 and reflect routine equity compensation activity rather than an open-market stock purchase or sale.

How many Cincinnati Financial (CINF) shares does the SVP own after this Form 4?

Following the reported transactions, Chet Hogan Swisher directly owns 5,267.472 shares of Cincinnati Financial common stock. This figure includes adjustments for shares acquired through quarterly dividend reinvestment under the company’s plan, as noted in the filing’s explanatory footnote.

What does the 914 restricted stock unit exercise mean for CINF’s SVP?

On February 12, 2026, 914 restricted stock units vested and were exercised at $0.00, converting into 914 shares of Cincinnati Financial common stock. This reflects the scheduled vesting of equity awards, contingent on service requirements outlined in the original grant agreement.

Was the 304-share transaction by the CINF executive an open-market sale?

The 304-share transaction was coded “F,” indicating shares were withheld to pay tax liabilities tied to the equity award exercise, at $163.12 per share. This represents a tax-withholding disposition, not a discretionary open-market sale by the executive on an exchange.

How does dividend reinvestment affect CINF shares held by the reporting person?

The filing notes the executive participates in quarterly dividend reinvestment, where cash dividends buy additional shares automatically. As a result, the reported beneficial ownership has been adjusted to include shares accumulated through this reinvestment plan over time.

When did the restricted stock units for the CINF executive vest?

The restricted stock units vested on February 12, 2026, consistent with the vesting schedule in the grant agreement. Vesting required meeting specified service conditions, after which the units were converted into Cincinnati Financial common shares at an exercise price of $0.00.