Cincinnati Financial (CINF) SVP Schnell converts RSUs, withholds shares for taxes

Rhea-AI Filing Summary

Cincinnati Financial Corporation senior vice president Andrew Michael Schnell reported equity award activity involving company stock. On February 12, 2026, he exercised 641 restricted stock units, converting them into 641 shares of common stock at an exercise price of $0.00 per share.

To cover tax obligations tied to this vesting, 224 shares of common stock were withheld at a price of $163.12 per share through a tax-withholding disposition. After these transactions, Schnell directly owned 5,527.123 shares of Cincinnati Financial common stock.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Schnell Andrew Michael

(Last) (First) (Middle)

6200 S GILMORE RD.

(Street)

FAIRFIELD OH 45014

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
CINCINNATI FINANCIAL CORP [ CINF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Senior Vice President-Sub

3. Date of Earliest Transaction (Month/Day/Year)
02/12/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/12/2026		M		641	A	$0.00	5,751.123	D
Common Stock	02/12/2026		F		224	D	$163.12	5,527.123	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	$0.00	02/12/2026		M			641	(1)	(1)	Common Stock	641	$0.00	0.00	D

Explanation of Responses:

1. The restricted stock units vest February 12, 2026, as set forth in the agreement, if service requirements are met.

Remarks:

	/s/ Andrew Michael Schnell	02/16/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did CINF executive Andrew Michael Schnell report?

Andrew Michael Schnell reported vesting and conversion of restricted stock units into Cincinnati Financial (CINF) common shares. He exercised 641 RSUs into 641 shares, then had 224 shares withheld to satisfy tax obligations, leaving him with 5,527.123 directly owned common shares after the transactions.

How many Cincinnati Financial (CINF) shares does Andrew Michael Schnell own after this Form 4?

After the reported transactions, Andrew Michael Schnell directly owns 5,527.123 shares of Cincinnati Financial common stock. This reflects the 641 shares received from RSU conversion, reduced by 224 shares withheld to cover taxes associated with the vesting event on February 12, 2026.

What type of equity award did the CINF Form 4 disclose for Andrew Michael Schnell?

The Form 4 disclosed restricted stock units (RSUs) for Andrew Michael Schnell at Cincinnati Financial. On February 12, 2026, 641 RSUs vested and were converted into 641 shares of common stock at an exercise price of $0.00 per share, consistent with typical RSU settlement mechanics.

Why were 224 Cincinnati Financial (CINF) shares disposed of in Schnell’s filing?

The 224 Cincinnati Financial shares were disposed of to cover tax withholding obligations. The filing shows a transaction code “F,” indicating shares were surrendered at $163.12 per share to pay taxes related to the 641 RSUs that vested and converted into common stock on February 12, 2026.

What do the transaction codes M and F mean in the CINF Form 4 for Schnell?

Code M indicates an exercise or conversion of a derivative security, here the conversion of 641 restricted stock units into common stock. Code F indicates a tax-withholding disposition, where 224 shares were delivered at $163.12 per share to satisfy tax liabilities from the vesting event.

What role does Andrew Michael Schnell hold at Cincinnati Financial (CINF)?

Andrew Michael Schnell is identified as an officer of Cincinnati Financial with the title “Senior Vice President-Sub.” His Form 4 reflects equity-based compensation activity, including restricted stock units vesting and related tax-withholding share dispositions, rather than open-market purchases or sales of company stock.