Welcome to our dedicated page for CINCINNATI FINANCIAL SEC filings (Ticker: CINF), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Cincinnati Financial Corporation filings document the disclosure record of an Ohio insurance holding company with property casualty, life insurance, annuity, surplus lines and investment operations. Form 8-K reports furnish earnings releases, supplemental financial data, dividend announcements, Regulation FD investor presentations and officer appointment disclosures.
The company's proxy and shareholder-vote filings cover director elections, executive compensation votes, auditor ratification, articles of incorporation matters and shareholder proposals. Its formal disclosures also address operating results, property casualty underwriting measures, investment income, capital management, governance, board structure and executive compensation.
Cincinnati Financial Corp executive John S. Kellington reported routine equity-compensation activity. On April 29, 2026, he exercised stock options to acquire 28,156 shares of Common Stock at $71.19 per share and had 18,935 shares of Common Stock withheld at $163.92 per share to cover tax obligations.
The filing notes that he is enrolled in quarterly dividend reinvestment, so his beneficially owned shares are adjusted for shares purchased through that plan. These transactions do not represent an open-market purchase or sale of shares.
CINCINNATI FINANCIAL CORP executive vice president and chief risk officer Teresa C. Cracas reported a compensation-related stock transaction. On April 29, 2026, she exercised options to acquire 15,386 shares of common stock at $70.70 per share and had 10,321 shares withheld at a market price of $163.92 per share to cover tax obligations. Following these non-open-market transactions, she directly holds about 57,442.704 shares of common stock, and the exercised stock option grant has been fully used.
CINCINNATI FINANCIAL CORP senior vice president and chief actuary Luyang Fu exercised employee stock options and had shares withheld for taxes. On April 29, 2026, Fu exercised 957 shares of common stock at $71.19 per share and 147 shares of common stock were disposed of to cover tax obligations at $163.92 per share. After these transactions, Fu held 10,670.127 shares of common stock directly, 1,010.43 shares of common stock indirectly through a 401(k) plan, and 2,426.51 phantom stock units tied to common stock under a deferred compensation plan.
Cincinnati Financial Corp received a Schedule 13G filing from Vanguard Capital Management reporting beneficial ownership of 11,701,171 shares, representing 7.51% of common stock as of 03/31/2026.
Vanguard reports sole voting power for 1,589,735 shares and sole dispositive power for 11,701,171 shares, and states these holdings reflect positions held by Vanguard funds and affiliated advisory divisions.
Cincinnati Financial Corp reported institutional ownership by Vanguard Portfolio Management. Vanguard Portfolio Management beneficially owned 8,135,122 shares of Common Stock, representing 5.22% of the class as of 03/31/2026. The filing shows Vanguard has sole dispositive power for these shares and sole voting power for 18,636 shares.
Cincinnati Financial Corporation reported a sharp turnaround for the first quarter of 2026. Earned premiums rose to $2.604 billion from $2.344 billion and total revenues reached $2.863 billion. Net income swung to a profit of $274 million, or $1.75 diluted EPS, compared with a $90 million loss, helped by higher investment income of $318 million and much lower catastrophe losses.
The consolidated property casualty combined ratio improved to 95.6% from 113.3%, as catastrophe losses fell to $272 million from $567 million and underlying loss trends benefited from pricing actions. Book value per share slipped slightly to $101.60, but the value creation ratio improved to 0.2% from negative 0.5%. The quarterly dividend increased to $0.94 per share, up 8% year over year.
Cincinnati Financial Corporation reported a sharp turnaround for the first quarter of 2026. Total revenues rose to $2.863 billion, up 12% from a year ago, as earned premiums grew 11% and investment income increased 14%.
Net income reached $274 million, or $1.75 per diluted share, compared with a net loss of $90 million, or $0.57 per share, in the first quarter of 2025. Non-GAAP operating income was $330 million, or $2.10 per share, versus a $37 million operating loss a year earlier, helped by a $233 million after-tax reduction in catastrophe losses.
The consolidated property casualty combined ratio improved to 95.6% from 113.3%, driven mainly by much lower catastrophe losses and better underlying loss trends, especially in personal lines. Book value per share was $101.60 at March 31, 2026, down $0.75 since year-end, reflecting investment portfolio losses despite stronger underwriting and operating results.
Cincinnati Financial Corporation registers 500,000 shares of common stock for its Shareholder Investment Plan, a direct purchase and dividend reinvestment plan that permits new and existing investors to buy shares and reinvest dividends. The plan requires participants to reinvest at least 10% of dividends and permits optional cash investments from $25 up to $250,000 per year; proceeds from shares purchased from the company are used for general corporate purposes. The prospectus explains enrollment, purchase mechanics, fees, dividend treatment, transfer rights, and tax considerations.
The Vanguard Group filed Amendment No. 14 to a Schedule 13G/A reporting its position in Cincinnati Financial Corp Common Stock. The filing states amount beneficially owned: 0 and percent of class: 0%, following an internal realignment described in SEC Release No. 34-39538.
The filing notes that certain Vanguard subsidiaries will report beneficial ownership separately after an internal realignment effective 01/12/2026. The amendment is signed by Ashley Grim, Head of Global Fund Administration, dated 03/26/2026.
Cincinnati Financial Corporation is asking shareholders to vote at its May 2, 2026 annual meeting on five key items: electing 14 directors, approving Amended and Restated Articles of Incorporation, a shareholder proposal on special meetings, a say-on-pay vote, and auditor ratification.
The board highlights governance changes, including replacing supermajority voting with simple majorities and proposing to cut the ownership threshold to call a special meeting from 50% to 25%, which it backs over a separate 10% shareholder proposal it opposes. The board remains majority independent, with over 35% gender or racial/ethnic diversity.
Executive pay is heavily performance-based. In 2025, named executives earned threshold annual incentives and maximum performance-based stock payouts, supported by a value creation ratio of 18.8% and three-year total shareholder return of 72.2%. CEO Stephen M. Spray’s 2025 total compensation was $5.94 million.