Welcome to our dedicated page for Cincinnati Finl SEC filings (Ticker: CINF), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to U.S. Securities and Exchange Commission filings for Cincinnati Financial Corporation (CINF), an Ohio-based property and casualty insurance company. Through these filings, investors can review how the company reports on its commercial lines, personal lines, excess and surplus lines, life insurance, fixed annuities and investment activities.
Cincinnati Financial’s annual reports on Form 10-K and quarterly reports on Form 10-Q contain detailed discussions of underwriting results, segment performance, catastrophe losses, investment income, liquidity, capital resources and risk factors. Safe harbor statements in these filings reference the Private Securities Litigation Reform Act of 1995 and direct readers to risk factor sections that describe insurance-related, financial, operational, technology, regulatory and legal risks.
The company also files frequent current reports on Form 8-K. These 8-K filings furnish earnings releases and supplemental financial data for specific quarters, announce regular quarterly cash dividend declarations, describe changes to credit facilities, and report on corporate governance matters such as board appointments. Some 8-Ks reference investor presentation slides made available on the company’s investor relations site.
On Stock Titan, these filings are updated in near real time as they appear on EDGAR. AI-powered tools can help summarize lengthy documents, highlight key metrics and explain technical sections, allowing users to quickly understand topics such as combined ratio movements, catastrophe impacts, reinsurance arrangements, capital structure changes and disclosed risk factors.
Users interested in insider and executive activity can also review ownership and compensation information in proxy and related filings, while those focused on financial performance can compare data across multiple 10-K and 10-Q reports. This filings page is intended to make Cincinnati Financial’s regulatory disclosures easier to navigate and interpret, without replacing the full text of the official SEC documents.
Soloria Steven Anthony reported acquisition or exercise transactions in this Form 4 filing.
Cincinnati Financial’s EVP and Chief Investment Officer, Steven Anthony Soloria, received new equity-based compensation awards. On February 25, 2026, he was granted 7,552 Performance Stock Units, which may vest on March 1, 2029 if specified performance goals are met; this figure represents the maximum units that can vest.
He was also granted 1,007 Restricted Stock Units that vest in three annual installments on March 1 if service requirements are met, and 11,681 stock options that vest in three annual installments beginning on the first anniversary of the grant date. Following these awards, he directly holds 14,728 shares of common stock and indirectly 175 shares held by his children.
Spray Stephen M reported acquisition or exercise transactions in this Form 4 filing.
Cincinnati Financial Corp reported that President & CEO Stephen M. Spray received equity-based compensation awards. On February 25, 2026, he was granted 22,056 Performance Stock Units, 1,838 Restricted Stock Units, and 34,118 stock options, all at a grant price of $0.00 per unit.
The performance units may vest on March 1, 2029 if performance goals in the grant agreement are met, while the restricted stock units vest in three annual installments on March 1 if service requirements are met. The stock options vest in three annual installments beginning on the first anniversary of the grant date. Following these awards, Spray directly holds 63,774 shares of common stock.
Cincinnati Financial Corp senior vice president Chet Hogan Swisher reported equity awards in the form of performance stock units, restricted stock units, and stock options. On the reported date, he acquired 4,640 performance stock units, 774 restricted stock units, and 7,179 stock options, all at a stated price of $0.00 per unit.
The performance stock units vest on March 1, 2029 if performance goals are met, and the amount shown represents the maximum number that may vest. The restricted stock units vest in three annual installments on March 1 if service requirements are met, and the stock options vest in three annual installments beginning on the first anniversary of the grant date. Following these transactions, his directly held common stock position was 5,267.472 shares.
Van Den Heuvel Will H reported acquisition or exercise transactions in this Form 4 filing.
Cincinnati Financial Corp executive Will H. Van Den Heuvel reported equity compensation grants. On
The performance stock units may vest on
Cincinnati Financial Corporation presents its 2025 annual report, highlighting growth across insurance operations and a strong balance sheet. Total net written premiums reached
The company emphasizes its independent agency distribution model across 46 states, with 2,292 property‑casualty agency relationships and expanding personal and excess and surplus lines footprints. It reports solid capitalization, including a property‑casualty written premium‑to‑surplus ratio of 1.0‑to‑1 and risk‑based capital well above regulatory minimums.
Investments remain a key earnings driver, with a portfolio fair value of
Cincinnati Financial Corp senior vice president Andrew Michael Schnell reported multiple stock option exercises and related share withholdings for taxes in common stock on
He exercised stock options that delivered several lots of common shares at exercise prices ranging from
Cincinnati Financial Corp director Charles Odell Schiff reported several bona fide gifts of common stock. On February 17, 2026, he made gift transfers of 114 shares held directly, 228 shares held indirectly through his children, and 114 shares held indirectly through his spouse, all at a reported price of $0.00 per share.
After these gifts, reported holdings stood at 746,695 shares directly, 66,656.384 shares indirectly via children, and 29,627 shares indirectly via his spouse. The filing also lists indirect holdings of 181,055 shares by a charitable foundation and 149,172.314 shares by grandchildren's irrevocable trusts as of the same date.
Cincinnati Financial Corp senior vice president Chet Hogan Swisher reported equity award activity in company stock. On February 12, 2026, he exercised 914 restricted stock units at an exercise price of $0.00, receiving the same number of common shares.
On the same date, 304 common shares were disposed of at $163.12 per share to cover tax withholding, a non-open-market transaction coded as a tax-liability payment. After these transactions, he directly owned 5,267.472 shares of Cincinnati Financial common stock, adjusted for quarterly dividend reinvestment.
Cincinnati Financial Corp. senior vice president Scott Alan Schuler reported equity award activity involving company stock. On February 12, 2026, he exercised 216 restricted stock units at an exercise price of $0.00, converting them into 216 shares of common stock. On the same date, 74 shares of common stock were automatically disposed of at $163.12 per share to cover tax obligations related to the award. After these transactions, he directly owned 1,332.535 shares of Cincinnati Financial common stock, with beneficial ownership also reflecting ongoing quarterly dividend reinvestment.
Cincinnati Financial Corporation senior vice president Andrew Michael Schnell reported equity award activity involving company stock. On February 12, 2026, he exercised 641 restricted stock units, converting them into 641 shares of common stock at an exercise price of
To cover tax obligations tied to this vesting, 224 shares of common stock were withheld at a price of