CAPITAL ONE FINANCIAL CORP Insider Trading Activity

Detrick Christine Rose reported acquisition or exercise transactions in this Form 4 filing.

Rhea-AI Filing Summary

Detrick Christine Rose reported acquisition or exercise transactions in this Form 4 filing.

CAPITAL ONE FINANCIAL CORP director Christine Rose Detrick received an award of 1,294 shares of Common Stock on May 8, 2026, recorded as a grant at a price of $0.00 per share. These restricted stock units vest in full and settle in common shares on May 8, 2027, with additional shares to be credited for accrued dividends at settlement.

Following this award, Detrick directly holds 8,923 shares of Capital One common stock, including shares representing dividends accrued on previously vested restricted stock units.

Insider Trade Summary

Grant/Award: 1,294 shares

Grant/Award 1 txn

Insider Detrick Christine Rose

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	1,294	$0.00	$0.00

Holdings After Transaction: Common Stock — 8,923 shares (Direct)

Footnotes (2)

1. F1. Restricted stock units which vest in their entirety and settle in shares of the Company's common stock on May 8, 2027. The reporting person will also be entitled to additional shares representing dividends accrued on the shares issuable at settlement.
2. F2. Includes shares representing dividends accrued on shares that were issued upon vesting of restricted stock units since the last reported transaction.

Key Figures

Restricted stock units granted: 1,294 shares Grant price per share: $0.00 per share Shares after transaction: 8,923 shares +2 more

5 metrics

Restricted stock units granted 1,294 shares Non-derivative grant on May 8, 2026

Grant price per share $0.00 per share Director equity award

Shares after transaction 8,923 shares Total direct common stock holdings after award

Vesting date May 8, 2027 Restricted stock units vest and settle in common stock

Transactions acquiring shares 1 transaction Form 4 summary shows one acquisition and no sales

Key Terms

Restricted stock units, Common Stock, dividends accrued

3 terms

Restricted stock units financial

"Restricted stock units which vest in their entirety and settle in shares of the Company's common stock on May 8, 2027."

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

Common Stock financial

"Restricted stock units which vest in their entirety and settle in shares of the Company's common stock on May 8, 2027."

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

dividends accrued financial

"Includes shares representing dividends accrued on shares that were issued upon vesting of restricted stock units since the last reported transaction."

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Accepted by SEC EDGAR 05/12/2026 - 05:03 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Detrick Christine Rose

(Last) (First) (Middle)

1680 CAPITAL ONE DRIVE

(Street)

MCLEAN VIRGINIA 22102

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CAPITAL ONE FINANCIAL CORP [ COF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/08/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock(1)	05/08/2026		A		1,294	A	$0	8,923(2)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Restricted stock units which vest in their entirety and settle in shares of the Company's common stock on May 8, 2027. The reporting person will also be entitled to additional shares representing dividends accrued on the shares issuable at settlement.

2. Includes shares representing dividends accrued on shares that were issued upon vesting of restricted stock units since the last reported transaction.

Remarks:

	/s/ Katherine DeLuca (POA on file)	05/12/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)