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Capital One Financial (COF) insider transaction: the company’s General Counsel & Corp Secy reported a sale of 2,000 shares of common stock on 11/04/2025 at a price of $219.41 per share. Following the sale, direct beneficial ownership stood at 96,486 shares.
The filing notes the transaction was executed under a Rule 10b5-1 trading plan entered on January 23, 2025. The report was filed by one reporting person and lists the ownership form as direct.
Capital One Financial (COF) reported insider activity by a director and officer (Chairman and CEO). On 11/04/2025, the insider exercised 53,487 stock options at an exercise price of $63.73 and executed multiple open‑market sales the same day at weighted average prices across disclosed ranges.
The sales were executed under a Rule 10b5‑1 trading plan entered on May 13, 2025. Following these transactions, the insider beneficially owned 4,001,228 shares directly. The exercised options were originally exercisable since 02/15/2019 and carry an expiration date of 02/03/2026. Reported sale price ranges spanned from $217.56 to $221.94, with line‑item weighted averages disclosed.
Capital One Financial (COF) received a Form 144 notice of proposed sale for up to 43,200 common shares with an aggregate market value of $9,583,181.45. The filing lists Morgan Stanley Smith Barney LLC Executive Financial Services as broker, an approximate sale date of 11/06/2025, and the NYSE as the exchange.
The shares were acquired as restricted stock from the issuer on three dates: 22,920 on 01/31/2023, 14,767 on 01/31/2024, and 5,513 on 01/31/2025. As context, 635,733,605 shares were outstanding. A Form 144 is a notice by or for a person intending to sell restricted or control securities under Rule 144.
Capital One Financial (COF): Richard D. Fairbank filed a Form 144 giving notice of a proposed sale of 103,487 common shares, with an aggregate market value $22,838,052.79. The broker listed is Morgan Stanley Smith Barney LLC, and the approximate sale date is 11/04/2025 on the NYSE. Shares outstanding were 635,733,605.
The filing notes the shares relate to option exercises: 50,000 shares acquired on 07/27/2021 for cash and 53,487 via stock option exercise on 11/04/2025 for cash. In the past three months, a separate sale occurred: 103,486 shares on 10/27/2025 for $23,354,894.42.
Capital One Financial (COF) insider Matthew Cooper filed a Form 144 notice to sell 2,000 shares of common stock through Morgan Stanley Smith Barney, with an aggregate market value of $438,820.00, on or about 11/04/2025 on the NYSE. The filing lists 635,733,605 shares outstanding.
The shares derive from performance share awards acquired on 02/15/2022 (1,867 shares) and 03/11/2024 (133 shares). In the past three months, Cooper reported sales of 2,000 shares for $446,800.00 on 09/02/2025 and 2,000 shares for $423,980.00 on 10/02/2025.
Capital One Financial (COF) reported strong third‑quarter 2025 results that reflect its acquisition of Discover. Total net revenue rose to $15.4 billion from $10.0 billion a year earlier, while net income from continuing operations increased to $3.2 billion, up from $1.8 billion. For the first nine months of 2025, total net revenue grew to $37.9 billion, but net income from continuing operations fell sharply to $334 million versus $3.7 billion in 2024, mainly due to a large $16.5 billion provision for credit losses that includes the initial allowance for $108.2 billion of loans acquired in the Discover transaction.
The Discover deal closed May 18, 2025 with purchase consideration of $51.8 billion, bringing in $168.1 billion of identifiable assets and $106.9 billion of deposits and creating a new Global Payment Network business. Period‑end loans held for investment increased to $443.2 billion from $327.8 billion at December 31, 2024, and total deposits rose to $468.8 billion from $362.7 billion. Credit quality remained stable to slightly better, with the net charge‑off rate at 3.16% versus 3.27% a year earlier and the 30+ day delinquency rate at 3.50%, down from 3.98% at year‑end 2024.
Capital levels strengthened despite the acquisition. The common equity Tier 1 capital ratio under Basel III increased to 14.4% at September 30, 2025 from 13.5% at December 31, 2024, and the tangible common equity ratio rose to 10.8% from 8.6%. The allowance for credit losses grew to $23.1 billion from $16.3 billion, lifting the coverage ratio to 5.21%. Management highlighted higher net interest income, driven by larger loan balances and lower rates paid on deposits, and stronger non‑interest income supported by credit card growth and Discover’s Global Payment Network, but these benefits were partly offset by higher operating and marketing expenses, including $757 million of year‑to‑date integration costs. The company is exiting the Discover Home Loan business and has authorized a new $16 billion share repurchase program, underscoring a focus on capital returns alongside integration of the Discover acquisition.
Capital One Financial (COF) reported an insider transaction: the Chairman and CEO filed a Form 4 for activity on 10/27/2025. He exercised 53,486 stock options at $63.73 and sold shares in multiple open‑market transactions at weighted average prices including $224.53, $225.39, $226.43, and $227.42. The sale price ranges disclosed span $223.90 to $227.59 across the noted tranches.
The filing states the transactions were executed under a Rule 10b5‑1 trading plan entered on May 13, 2025. Following these transactions, the reporting person beneficially owns 4,051,228 shares directly. In addition, the derivative table shows 53,487 stock options beneficially owned following the reported transactions, with an option series carrying a $63.73 exercise price and expiring on 02/03/2026.
Capital One Financial (COF) received a Form 144 notice for a proposed sale of 103,486 common shares. The filing lists an aggregate market value of $23,354,894.42, with Morgan Stanley Smith Barney LLC Executive Financial Services named as broker. The approximate sale date is 10/27/2025, and the shares are listed on the NYSE.
The notice shows sources of stock: 53,486 shares tied to a stock option exercise on 10/27/2025 paid in cash, and 50,000 shares from exercised shares on 07/27/2021, also paid in cash. Company common shares outstanding are reported at 639,517,306.
Capital One Financial Corporation furnished a Regulation FD disclosure, providing its Monthly Charge-Off and Delinquency Metrics as of and for the month ended September 30, 2025. The information is contained in Exhibit 99.1 to the current report on Form 8-K.
The filing notes the exhibit includes credit performance metrics for the period referenced. The report was signed by Timothy P. Golden, Chief Accounting Officer.
Capital One Financial Corporation announced two items. First, the company issued a press release with financial results for the quarter ended September 30, 2025, and provided a financial supplement and presentation. The company will host an earnings call on October 21, 2025 at 5:00 PM Eastern Time, with a replay available on its website through November 4, 2025 at 5:00 PM Eastern Time.
Second, the Board authorized the repurchase of up to $16 billion of common stock. This new authorization replaces the prior program approved on April 1, 2022 and is authorized to begin on October 21, 2025. Repurchases may occur via open market or privately negotiated transactions, including Rule 10b5-1 plans, and may be modified, suspended, or terminated at any time. The timing and amount of repurchases will depend on market conditions, growth opportunities, the company’s capital position and retained earnings, and regulatory considerations.