Welcome to our dedicated page for Enterprise Financial Services SEC filings (Ticker: EFSCP), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
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Enterprise Financial Services Corp is asking stockholders to vote at its virtual 2026 annual meeting on May 13, 2026 to elect 12 directors, ratify Deloitte & Touche LLP as auditor for 2026, and approve executive compensation in an advisory vote. The Board recommends voting FOR all three proposals and uses a majority voting policy for uncontested director elections.
The record date is March 19, 2026, when 36,841,052 common shares were outstanding. The proxy outlines an independent board with an independent chair, key committees, and a director compensation mix that includes required stock grants. It also describes a pay‑for‑performance program, where 2025 STIP payouts reached 119–125% of target and long‑term incentives paid at 74% of target based on metrics such as EPS, return on average tangible common equity and total stockholder return.
The Vanguard Group amended its Schedule 13G/A for Enterprise Financial Services Corp, reporting 0 shares beneficially owned and 0% ownership following an internal realignment effective January 12, 2026.
The filing states certain Vanguard subsidiaries and business divisions now report disaggregated holdings in reliance on SEC Release No. 34-39538; Vanguard no longer is deemed to beneficially own securities held by those entities.
Enterprise Financial Services Corp (EFSC) released an investor presentation outlining its recent financial performance and balance sheet profile. The company reported total assets of $17.3 billion and a market capitalization of $2.1 billion as of late February 2026, with a 2025 full-year return on average assets of 1.24% and return on average tangible common equity of 13.3%.
For 4Q25, EFSC generated net income of $54.8 million, or $1.45 in diluted EPS, on net interest income of $168.2 million and a net interest margin of 4.26%. Credit metrics included nonperforming loans equal to 0.70% of total loans, nonperforming assets equal to 0.95% of total assets and an allowance for credit losses of 1.19% of loans, or 1.29% when adjusted for guaranteed loans.
The presentation highlights a diversified commercial banking model with $11.8 billion in loans and $14.6 billion in deposits at 4Q25, including 33.4% noninterest-bearing deposits and a 1.64% cost of total deposits. EFSC reported a CET1 capital ratio of 11.6% and a tangible common equity to tangible assets ratio of 9.07%, supported by a $3.7 billion investment portfolio, diverse liquidity sources and a range of specialty lending and deposit verticals across stable Midwest and higher-growth Western and Southwest markets.
ENTERPRISE FINANCIAL SERVICES CORP reported that Chief Credit Officer Kevin L. Handley acquired 1,140 Restricted Share Units on March 4, 2026 as an equity award. The RSUs were granted under the 2018 Stock Incentive Plan and each unit represents one share of common stock. Related footnotes describe RSUs that vest 100% in the first quarter of 2027 and later years, and stock options that become exercisable in future periods, all subject to Mr. Handley’s continued employment.
IANNACONE NICOLE M reported acquisition or exercise transactions in this Form 4 filing.
ENTERPRISE FINANCIAL SERVICES CORP senior executive Nicole M. Iannacone, SEVP and Chief Legal Officer, reported an award of 1,471 Restricted Share Units on March 4, 2026. The RSUs were granted at no cost under the company’s 2018 Stock Incentive Plan.
Each RSU represents the right to receive one share of common stock, and this grant vests 100% in the first quarter of 2029, subject to her continued employment. The Form 4 also updates her directly held balances of stock options, RSUs, and common stock, including 22,855 common shares held directly after the reported date.
Enterprise Financial Services Corp senior executive Mark G. Ponder reported an equity award and updated holdings. On March 4, 2026, he acquired 1,508 Restricted Share Units (RSUs) as a grant at a stated price of $0.00 per unit, leaving 1,508 RSUs of this grant outstanding afterward.
The RSUs were granted under the company’s 2018 Stock Incentive Plan, with each RSU representing the right to receive one share of common stock, and vesting subject to continued employment as described in the award terms. The filing also lists several outstanding Non Qualified Stock Option awards, including positions with 4,521 and 7,460 options outstanding following the reported date, that become exercisable in future quarters subject to continued employment.
Ponder’s common stock holdings include 23,726 shares held directly, 1,517 shares held indirectly through a unitized stock fund in the company’s 401(k) Plan, and 200 shares held indirectly through a self-directed IRA. Additional RSU awards vest over time, in some cases 100% in specified future first quarters or in installments, all conditioned on continued employment.
Enterprise Financial Services Corp executive Bridget Huffman, SEVP and Chief Risk Officer, reported an equity compensation update. On March 4, 2026, she acquired 1,323 Restricted Share Units at a price of $0.00 per unit as a grant or award.
The footnotes state these RSUs were granted under the company’s 2018 Stock Incentive Plan, with each unit representing the right to receive one share of common stock, subject to vesting terms and continued employment. The filing also lists her existing direct holdings of non-qualified stock options, additional RSUs, and common stock.
Enterprise Financial Services Corp reported that EVP and Chief Accounting Officer Troy Dumlao acquired 836 Restricted Share Units on March 4, 2026 as a grant or award. The RSUs were issued under the company’s 2018 Stock Incentive Plan, with each unit representing the right to receive one share of common stock, subject to plan terms and continued employment.
Enterprise Financial Services Corp reported that SEVP and Chief Banking Officer Douglas Bauche acquired 1,845 Restricted Share Units on March 4, 2026 as a grant with a stated price of $0.00 per unit. The RSUs were granted under the company’s 2018 Stock Incentive Plan, with each unit representing the right to receive one share of common stock, and are scheduled to vest 100% in the first quarter of 2029, subject to continued employment. Following this grant, Bauche holds these RSUs directly, along with existing option awards and common stock positions held both directly and through a 401(k) plan stock fund.
Enterprise Financial Services Corp executive Keene S. Turner, SEVP and Chief Financial Officer, reported an equity award on Common Stock of the company. On March 4, 2026, he acquired 2,888 Restricted Share Units (RSUs) at no cash cost in a grant classified as a grant, award, or other acquisition.
The RSUs were granted under the company’s 2018 Stock Incentive Plan, and each RSU represents the right to receive one share of Common Stock, subject to adjustment under the grant agreement. Related footnotes indicate various RSU grants vest on schedules extending into the first quarters of 2027, 2028, and 2029, generally conditioned on continued employment.