Equifax director receives 1,253-share stock award

Smith Melissa D reported acquisition or exercise transactions in this Form 4 filing.

Rhea-AI Filing Summary

Smith Melissa D reported acquisition or exercise transactions in this Form 4 filing.

Equifax director Melissa D. Smith reported an annual equity award rather than an open‑market trade. She received a grant of 1,253 shares of common stock at $175.62 per share under the company’s long‑term incentive plan, structured as restricted stock units that vest 100% on 5/7/2027.

Following this grant, Smith directly holds 6,802 shares of Equifax common stock. A separate entry shows 1,586 shares held indirectly through the Smith Trust u/a 4/2/09, reflecting additional trust ownership rather than a new market transaction.

Insider Trade Summary

Grant/Award: 1,253 shares

Grant/Award 2 txns

Insider Smith Melissa D

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	1,253	$175.62	$220K
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 6,802 shares (Direct); Common Stock — 1,586 shares (Indirect, Smith Trust u/a 4/2/09)

Footnotes (2)

1. F1. Annual director grant pursuant to the Company's long-term incentive plan. The award of restricted stock units vests 100% on 5/7/2027.
2. F2. Includes accrued dividend equivalent units for dividends reinvested in corresponding restricted stock units through the Company's last dividend payment date.

Key Figures

Equity award size: 1,253 shares Grant price: $175.62 per share Direct holdings after grant: 6,802 shares +2 more

5 metrics

Equity award size 1,253 shares Annual director grant of common stock

Grant price $175.62 per share Price per share for awarded common stock

Direct holdings after grant 6,802 shares Shares of Equifax common stock held directly post-transaction

Indirect trust holdings 1,586 shares Common stock held via Smith Trust u/a 4/2/09

RSU vesting date 05/07/2027 Restricted stock units vest 100% on this date

Key Terms

restricted stock units, Annual director grant, long-term incentive plan, dividend equivalent units, +1 more

5 terms

restricted stock units financial

"The award of restricted stock units vests 100% on 5/7/2027."

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

Annual director grant financial

"Annual director grant pursuant to the Company's long-term incentive plan."

long-term incentive plan financial

"Annual director grant pursuant to the Company's long-term incentive plan."

A long-term incentive plan is a company program that pays executives or employees with stock, options, or cash tied to multi-year performance goals, where the rewards become theirs only after meeting conditions over time. Think of it as a delayed bonus or retirement-style reward that aligns employees’ interests with shareholders by encouraging them to boost long-term value; investors watch these plans because they affect pay costs, share dilution and management incentives.

dividend equivalent units financial

"Includes accrued dividend equivalent units for dividends reinvested in corresponding restricted stock units"

Dividend equivalent units are bookkeeping credits that mirror cash dividends paid on actual shares, granted to holders of stock-based awards such as restricted stock units or deferred compensation. They matter to investors because they increase a company’s reported employee compensation cost and can lead to issuance of more shares or cash payouts over time, similar to extra pay linked to ownership that affects shareholder dilution and corporate cash flow.

indirect ownership financial

"Common Stock holding reported as indirect via Smith Trust u/a 4/2/09."

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did Equifax (EFX) director Melissa D. Smith report?

Melissa D. Smith reported an equity award, not a market trade. She received 1,253 shares of Equifax common stock as a grant under the company’s long-term incentive plan, reflected as restricted stock units in her Form 4 filing.

How many Equifax (EFX) shares did Melissa D. Smith receive in the latest grant?

She received 1,253 shares of Equifax common stock. The award is an annual director grant made under Equifax’s long-term incentive plan and is documented as restricted stock units with a defined vesting schedule rather than an immediate cash transaction.

When do Melissa D. Smith’s new Equifax (EFX) restricted stock units vest?

The restricted stock units from this grant vest 100% on May 7, 2027. Until vesting, they remain subject to the plan’s terms, after which they convert into shares of Equifax common stock for the director, assuming continued service conditions are met.

How many Equifax (EFX) shares does Melissa D. Smith hold after this Form 4?

After the reported grant, she directly holds 6,802 shares of Equifax common stock. The filing also shows 1,586 shares held indirectly through the Smith Trust u/a 4/2/09, providing additional exposure through a trust structure linked to her.

Was Melissa D. Smith’s Equifax (EFX) transaction an open-market purchase or sale?

It was not an open-market purchase or sale. The Form 4 shows a code “A” transaction, indicating a grant or award of 1,253 restricted stock units as compensation under Equifax’s long-term incentive plan, rather than a discretionary market trade.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 05/11/2026 - 04:07 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Smith Melissa D

(Last) (First) (Middle)

1550 PEACHTREE STREET, N.W.

(Street)

ATLANTA GEORGIA 30309

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
EQUIFAX INC [ EFX ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/07/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock(1)	05/07/2026		A		1,253	A	$175.62	6,802(2)	D
Common Stock								1,586	I	Smith Trust u/a 4/2/09

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Annual director grant pursuant to the Company's long-term incentive plan. The award of restricted stock units vests 100% on 5/7/2027.

2. Includes accrued dividend equivalent units for dividends reinvested in corresponding restricted stock units through the Company's last dividend payment date.

	/s/Lisa Stockard as Attorney-in-Fact	05/11/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)