Every 8-K that Everest Group, Ltd. (EG) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow EG and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full EG filings page.
Everest Group, Ltd. (EG) reported that it has published its Global Loss Triangles for the year ended December 31, 2025. The disclosure is made as a Regulation FD item, meaning the company is sharing information broadly with the market.
The Global Loss Triangles, which provide detailed historical loss development data for Everest’s reinsurance and insurance business, are available on the company’s investor relations website under Financials/Annual Disclosures. The 8-K itself does not include financial results or guidance.
Everest Group, Ltd. reported second-quarter 2026 net income of $559 million, or $14.22 per diluted share, and net operating income of $585 million, or $14.85 per share. Annualized net income ROE was 14.2% and net operating income ROE 14.9%, with annualized Total Shareholder Return of 16.8%.
Group net premiums earned were $3,490 million on gross written premium of $3,772 million, producing a consolidated combined ratio of 92.0%. Core businesses generated $3.7 billion of gross written premium and a 90.0% combined ratio. Pre-tax catastrophe losses were $94 million, driven primarily by the Iran War and several mid-sized global events.
The Reinsurance Treaty segment posted an 88.5% combined ratio and $283 million of underwriting income, while Global Wholesale & Specialty recorded a 95.2% combined ratio and $34 million of underwriting income. The Legacy segment incurred a $36 million underwriting loss as commercial retail business runs off. Book value per share was $398.83 at June 30, 2026, or $407.67 excluding URA(D), with total shareholders’ equity of $15.43 billion and total investments and cash of $44,863 million. Everest repurchased $395 million of common shares and paid $2.00 per share in dividends during the quarter.
Everest Group, Ltd. updates investors on a new three-segment structure and recast 2025 financials. Effective January 1, 2026, the company now reports Reinsurance Treaty, Global Wholesale & Specialty, and Legacy segments, reflecting the sale of renewal rights for parts of its commercial retail insurance business to American International Group.
For 2025, Everest generated net income of $1.6 billion on gross written premiums of $17.7 billion, with a combined ratio of 98.6%, an improvement from 102.3% in 2024. Results include $657 million of unfavorable development on prior-year loss reserves, mainly in the Legacy segment, and use of an adverse development reinsurance agreement for North American liabilities from 2024 and prior.
Reinsurance Treaty remains the largest engine, writing $11.7 billion of gross written premiums in 2025, while Global Wholesale & Specialty wrote $3.5 billion and Legacy $2.6 billion amid deliberate portfolio run-off. Loss and loss adjustment expense reserves rose to $34.3 billion at December 31, 2025, and book value per share increased to $379.83, supported by higher investment income and strengthened U.S. casualty reserves.
Everest Group, Ltd. held its annual general meeting where shareholders approved an amendment to the Company’s 2020 Stock Incentive Plan. This amendment increases the number of common shares available for delivery under the plan by 812,000 shares, expanding the equity pool for employee and officer compensation.
Shareholders also elected all nominated directors to one-year terms ending at the 2027 annual meeting, reappointed KPMG as independent registered public accounting firm for the year ending December 31, 2026, and approved on a non-binding basis the 2025 compensation paid to the Company’s Named Executive Officers.
Everest Group, Ltd. reported a much stronger first quarter 2026, with net income of $653 million, or $16.21 per diluted share, up from $210 million, or $4.90 a year earlier. Net operating income was $648 million, or $16.08 per diluted share.
Group gross written premium was $3.6 billion, down 18.0% year over year, but underwriting improved sharply: the consolidated combined ratio fell to 91.2% from 102.7%, driven by lower catastrophe losses and favorable prior-year reserve development.
Reinsurance Treaty achieved a combined ratio of 87.2% and underwriting income of $315 million, while Global Wholesale & Specialty posted a 96.8% combined ratio and $23 million of underwriting income. The Legacy segment recorded an underwriting loss of $22 million.
Net investment income rose to $567 million from $491 million. Book value per share increased to $383.75, or $393.02 excluding unrealized losses on fixed maturities. Everest repurchased $331 million of common shares, totaling 1,002,516 shares at an average price of $330.01, and paid common share dividends of $2.00 per share in the quarter.
Everest Group, Ltd. furnished an update explaining that it has published an unaudited, recast quarterly financial supplement for the fourth quarter of 2025 on its website. The supplement restates prior period data from the first quarter of 2024 through the fourth quarter of 2025.
Effective January 1, 2026, the Company changed its reportable segments to Reinsurance Treaty, Global Wholesale and Specialty, and Legacy, following the sale of renewal rights for its Commercial Retail Insurance business in the U.S. and certain regions globally to American International Group, Inc. The revised supplement presents results under these new segments and is furnished under Regulation FD, not deemed filed under Section 18 of the Exchange Act.
Everest Group, Ltd. agreed to sell its Canadian Retail Insurance operations, Everest Insurance Company of Canada, to The Wawanesa Mutual Insurance Company for CAD 410 million, subject to adjustment. The deal includes a loss portfolio transfer under which Everest Reinsurance Company (Canadian Branch) will reinsure certain pre-closing liabilities of Everest Canada.
The transaction supports Everest’s strategic repositioning and previously announced plan to exit Commercial Retail Insurance, following its 2025 sale of global Retail Commercial Insurance renewal rights to AIG. Closing is anticipated in the second half of 2026, subject to customary antitrust and insurance regulatory approvals in Canada and related transition and ancillary agreements.
Everest Group, Ltd. disclosed a separation agreement with former Executive Vice President and General Counsel Ricardo Anzaldua. The March 13, 2026 Agreement provides a $7.25 million payment covering accrued amounts, other compensation and benefits, forfeited equity awards, and up to nine months of post-employment advisory services.
The company will waive Anzaldua’s non-compete covenant after the advisory period ends, while he extends his employee non-solicit covenant for six months following his employment end date. In return, he grants a full release of claims. Everest plans to file the full Agreement as an exhibit to a future Form 10-Q.
Everest Group, Ltd. filed a current report to furnish a news release announcing its fourth quarter 2025 results. The release is included as Exhibit 99.1 and is incorporated by reference.
The company highlights several non-GAAP measures in that release, including after-tax net operating income, related per diluted share figures, attritional combined ratio, gross written premiums on a comparable basis, net operating income return on equity, underwriting income, and book value per common share excluding net unrealized appreciation or depreciation on certain securities. The company explains these are meant to supplement GAAP results, and reconciliations are provided in the news release. The information under this item is furnished, not filed, under the Exchange Act.
Everest Group, Ltd. is formalizing the previously announced transition of its Chief Financial Officer. Mark Kociancic will retire as Executive Vice President and CFO after the company completes its first quarter 2026 reporting cycle and will remain with the company as a special advisor from May 1, 2026 until his employment ends on July 31, 2026.
Under a Transition Agreement dated November 25, 2025, Mr. Kociancic is eligible for $3.9 million in target annual cash incentive bonus and equity awards for services as CFO during the 2025 fiscal year, consistent with his existing employment agreement. He is also eligible for an additional $3.8 million in separation compensation in cash and equity vesting. For work from January 1, 2026 through July 31, 2026, he will receive approximately $1.65 million in salary and ordinary course employee benefits, a prorated target annual cash incentive bonus of $960,000, a February 2026 equity award with a grant date fair value of $2.5 million (with an estimated vested value of about $417,000 at separation), and about $45,000 for certain separation-related expenses. His non-competition obligations will run through December 31, 2026.
Everest Group, Ltd. announced a planned finance leadership transition. Elias Habayeb will join as Executive Vice President and Group Chief Financial Officer, effective on or about May 1, 2026. He currently serves as Executive Vice President and Chief Financial Officer of Corebridge Financial and previously held senior finance roles at AIG, International Lease Finance Corporation and Deloitte.
Under his employment agreement, Mr. Habayeb will receive a base salary of $910,000, with a target annual bonus of 175% of salary and target equity awards equal to 275% of salary under the 2020 Stock Incentive Plan. He will also receive sign-on cash awards totaling up to $3.3 million tied to forfeited Corebridge compensation, subject to clawback and service conditions, plus two one-time RSU grants with target values of $4.9 million and $2.5 million, respectively, subject to Compensation Committee approval.
After Everest’s first quarter 2026 reporting cycle, current Executive Vice President and Chief Financial Officer Mark Kociancic will retire from his role and remain as a special advisor during a transition period.
Everest Group (EG) entered two agreements with American International Group to sell renewal rights for certain commercial P&C lines. The Rest‑of‑World agreement closed on October 26, 2025 for an aggregate purchase price of $252 million, covering business written by Everest’s Australia and Singapore branches, the UK branch of Everest Ireland, and specified U.S. distribution channels. Everest will also receive $30 million for originating and structuring the transaction and reimbursement for certain related expenses.
Separately, the EU agreement sets an aggregate purchase price of $49 million for renewal rights to certain lines written in EU countries, with closing subject to European Commission antitrust approvals and customary conditions. Final purchase prices under both agreements adjust to 15% of actual premiums written for the period January 1–December 31, 2025, including renewals between November 1–December 31, 2025. AIG will pay $10 million per month for nine months for transition services. If renewed premiums fall below 80% of 2025 premiums, Everest will reimburse up to $70 million under the ROW agreement.
Everest Group (EG) announced adverse development reinsurance covering legacy North American Insurance and Other Segment liabilities earned in 2024 and prior years, effective October 1, 2025. Statutory reserves for the covered business were $5,369,488,704 as of September 30, 2025, excluding asbestos and environmental reserves.
Under the State National agreement, coverage includes 100% of losses above $4,119,448,704 up to an aggregate limit of $1,250,000,000, and 85.714286% of losses above $5,369,448,704 up to a $700,000,000 limit (State National’s share $600,000,000). Consideration paid was $250 million funds withheld and $1.0 billion of transferred assets, with a $100,000,000 co-participation retained. Under the MS Transverse agreement, coverage is 80% of losses above $6,069,448,704 up to a $500,000,000 limit (MS share $400,000,000) for $122 million of transferred assets, with a $100,000,000 co-participation retained.
The company will continue to manage claims and collect third‑party reinsurance, which inures to these agreements. Profit commissions include 50% of favorable development below 100% of carried reserves (capped at $625 million) and 15% of the $122 million premium upon a loss‑free commutation within 60 months. Retrocession is supported by Longtail Re, an affiliate of Stone Ridge Capital.
Everest Group, Ltd. (EG) furnished its third‑quarter 2025 results via a news release, attached as Exhibit 99.1 to a current report. The company submitted the disclosure under Item 2.02, which means the information is furnished and not deemed filed under Section 18 of the Exchange Act, and it is not incorporated by reference into other filings. The announcement provides the quarter’s results through the attached press release dated October 27, 2025.
Everest Group, Ltd. announced the appointment of Anthony Vidovich as Executive Vice President and General Counsel, effective on or before January 5, 2026. The company also reiterated that current General Counsel Ricardo Anzaldua plans to retire and will remain through a transition period to ensure a seamless handover of responsibilities.
The update was communicated via a news release attached as Exhibit 99.1. The filing reflects an executive leadership transition without financial terms or operational changes disclosed.
Everest Group, Ltd. filed a report stating that Ricardo Anzaldua, its Executive Vice President and General Counsel, plans to retire from the company. This signals an upcoming change in the leadership of the company’s legal function.
The company notes that a news release providing more detail on Mr. Anzaldua’s planned retirement is included as Exhibit 99.1, dated September 24, 2025.
Everest Group, Ltd. reported that its Board of Directors elected Laura J. Hay as an independent director, effective August 20, 2025. She will serve on the company’s Audit Committee and Risk Committee, adding oversight in financial reporting and risk management.
As compensation, Ms. Hay will receive an annual cash retainer of $125,000, pro-rated from her election date, and a grant of restricted shares with a fair market value of $325,000 under the company’s 2003 Non-Employee Director Compensation Plan. Everest Group also furnished a news release about her appointment as an exhibit to this report.
Everest Group announced significant changes to its Board of Directors and committee structure effective June 23, 2025. The Board expanded to 11 members with the election of Allan Levine as a new director. Levine will receive an annual retainer of $125,000 (pro-rated) and restricted shares valued at $325,000.
The filing also confirms that previously elected director Darryl Page received restricted shares worth $325,000 under the 2003 Non-Employee Director Compensation Plan.
The Board underwent a comprehensive committee reorganization, with key appointments including:
- Audit Committee: Meryl Hartzband (Chair) with 5 other members
- Compensation Committee: Gerri Losquadro (Chair) with 4 other members
- Investment Policy Committee: John Graf (Chair) with 3 other members
- Risk Management and Technology & Cyber Committees received new appointments