Director at Embassy Bancorp (EMYB) receives 3,346-share grant

Rhea-AI Filing Summary

Embassy Bancorp, Inc. director Frank Banko III reported an acquisition of common stock through an equity award. On February 10, 2026, he received 3,346 shares of common stock, granted under the company’s 2010 Stock Incentive Plan, at a price of $0 per share.

After this grant, Banko directly beneficially owns 524,828.3884 shares of common stock. He also reports indirect beneficial ownership of 3,028.9708 shares held by his spouse and 9,669.2046 shares held by Red Bird Associates LLC.

Insider Trade Summary

3 transactions reported

Mixed 3 txns

Insider BANKO FRANK III

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	3,346	$0.00	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 524,828.388 shares (Direct); Common Stock — 3,028.971 shares (Indirect, By Spouse)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

BANKO FRANK III

(Last) (First) (Middle)

100 GATEWAY DRIVE

SUITE 100

(Street)

BETHLEHEM PA 18017

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Embassy Bancorp, Inc. [ emyb ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
02/10/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/10/2026		A		3,346(1)	A	$0	524,828.3884	D
Common Stock								3,028.9708	I	By Spouse
Common Stock								9,669.2046	I	By Red Bird Associates LLC

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares of stock granted pursuant to the 2010 Stock Incentive Plan.

	Laura A. Suplee for Frank Banko III under Power of Attorney dated January 19, 2018	02/11/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Embassy Bancorp (EMYB) report for Frank Banko III?

Embassy Bancorp reported that director Frank Banko III acquired 3,346 shares of common stock via a grant under the 2010 Stock Incentive Plan. The Form 4 shows this as a stock award at $0 per share, increasing his directly held beneficial ownership.

When did the reported Embassy Bancorp (EMYB) stock grant to Frank Banko III occur?

The stock grant to director Frank Banko III occurred on February 10, 2026. On that date, he received 3,346 shares of Embassy Bancorp common stock under the 2010 Stock Incentive Plan, as disclosed in the Form 4 insider trading report.

How many Embassy Bancorp (EMYB) shares does Frank Banko III own after this transaction?

After the February 10, 2026 grant, Frank Banko III directly beneficially owns 524,828.3884 shares of Embassy Bancorp common stock. He also indirectly owns 3,028.9708 shares through his spouse and 9,669.2046 shares through Red Bird Associates LLC, according to the filing.

What is the nature of the 3,346-share Embassy Bancorp (EMYB) award to Frank Banko III?

The 3,346-share award to Frank Banko III is a grant of common stock under Embassy Bancorp’s 2010 Stock Incentive Plan. The Form 4 lists the transaction code A, indicating a grant, award, or other acquisition at a reported price of $0 per share.

How are Frank Banko III’s indirect Embassy Bancorp (EMYB) holdings structured?

Frank Banko III’s indirect holdings consist of 3,028.9708 Embassy Bancorp shares held by his spouse and 9,669.2046 shares held by Red Bird Associates LLC. These positions are reported as indirect beneficial ownership interests in the Form 4 filing.