FirstCash (FCFS) CEO reports RSU grant, vesting and tax withholding

Rhea-AI Filing Summary

FirstCash Holdings Vice-Chairman and CEO Rick L. Wessel reported equity compensation activity in company stock. On January 28, 2026, he received 30,945 restricted stock units that are scheduled to vest on December 31, 2028. On the same date, 91,619 previously granted performance-based restricted stock units vested after meeting targets for a three-year period ending December 31, 2025.

To cover related tax obligations, 36,052 shares were withheld. After these transactions, Wessel directly owned 932,494 shares of FirstCash common stock.

Insider Trade Summary

3 transactions reported

Mixed 3 txns

Insider WESSEL RICK L

Role Vice-Chairman & CEO

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	30,945	$0.00	--
Grant/Award	Common Stock	91,619	$0.00	--
Tax Withholding	Common Stock	36,052	$0.00	--

Holdings After Transaction: Common Stock — 876,927 shares (Direct)

Footnotes (1)

1. Reflects a grant of restricted stock units ("RSU's") dated January 28, 2026 pursuant to the terms of a time-vested RSU award agreement. The RSU's will vest on December 31, 2028. Vesting of restricted stock unit awards granted February 1, 2023 under a long-term incentive plan based upon the attainment of performance targets over a three-year cumulative measurement period ending on December 31, 2025. Represents shares withheld to cover tax liability associated with the vesting of restricted stock units.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

WESSEL RICK L

(Last) (First) (Middle)

1600 WEST 7TH STREET

(Street)

FORT WORTH TX 76102

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
FirstCash Holdings, Inc. [ FCFS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Vice-Chairman & CEO

3. Date of Earliest Transaction (Month/Day/Year)
01/28/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/28/2026		A		30,945(1)	A	$0	876,927	D
Common Stock	01/28/2026		A		91,619(2)	A	$0	968,546	D
Common Stock	01/28/2026		F		36,052(3)	D	$0	932,494	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Reflects a grant of restricted stock units ("RSU's") dated January 28, 2026 pursuant to the terms of a time-vested RSU award agreement. The RSU's will vest on December 31, 2028.

2. Vesting of restricted stock unit awards granted February 1, 2023 under a long-term incentive plan based upon the attainment of performance targets over a three-year cumulative measurement period ending on December 31, 2025.

3. Represents shares withheld to cover tax liability associated with the vesting of restricted stock units.

Remarks:

	/s/ Rick L. Wessel	01/30/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
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FAQ

What insider transactions did FCFS CEO Rick Wessel report on January 28, 2026?

Rick Wessel reported equity compensation activity in FirstCash stock. He received 30,945 restricted stock units and had 91,619 performance-based units vest the same day, with 36,052 shares withheld to satisfy tax liabilities related to the vesting.

How many FirstCash (FCFS) shares does CEO Rick Wessel own after this Form 4?

After the reported transactions, Rick Wessel directly owned 932,494 shares of FirstCash common stock. This figure reflects the new restricted stock unit grant, the vesting of prior awards, and shares withheld to cover associated tax obligations on the vesting event.

What are the terms of the new restricted stock units granted to FCFS CEO?

The new grant to the CEO consists of 30,945 restricted stock units dated January 28, 2026. These RSUs are time-vested under an award agreement and are scheduled to fully vest on December 31, 2028, assuming applicable service conditions are satisfied.

What triggered the vesting of 91,619 restricted stock units at FirstCash (FCFS)?

The 91,619 restricted stock units vested under a long-term incentive plan. They were granted on February 1, 2023 and became earned based on performance targets measured over a three-year cumulative period that ended on December 31, 2025.

Why were 36,052 FirstCash (FCFS) shares withheld in the CEO’s Form 4?

The 36,052 shares reported with transaction code “F” represent shares withheld to cover tax liabilities. These taxes were associated with the vesting of restricted stock units, a common practice to satisfy withholding obligations without requiring separate cash payments.

Does the Form 4 indicate any open-market stock sale by the FCFS CEO?

The Form 4 transactions involve restricted stock unit grants, vesting, and tax withholding. All reported entries show a price of $0.00 per share, indicating compensation-related activity rather than open-market purchases or discretionary sales of FirstCash common stock.