Fair Isaac Corporation filings document the regulatory record for an NYSE-listed analytics software company with common stock trading under FICO. Recent Form 8-K reports cover operating and financial results for its Scores and Software segments, material agreements, the closed private offering of 6.250% Senior Notes due 2034, indenture terms, and use-of-proceeds disclosures related to indebtedness and prior senior notes.
Proxy and governance filings describe annual meeting matters, stockholder voting, amendments to the company's certificate of incorporation, officer exculpation provisions permitted by Delaware law, and changes to supermajority voting requirements. These disclosures also identify registered securities, exhibits and formal corporate actions tied to Fair Isaac's governance and financing framework.
Fair Isaac Corp. (FICO) shareholder Capital International Investors reported beneficial ownership of 958,502 common shares, or 4.4%, as of September 30, 2026. It reported sole voting power over 952,743 shares and sole dispositive power over 958,502 shares, with no shared voting or dispositive power. The 4.4% figure used 21,597,635 shares believed to be outstanding as its denominator.
Fair Isaac Corporation (FICO) is the issuer for a proposed sale by the Lansing Foundation of 10,933 common shares, with an approximate sale date of November 12, 2026 and an aggregate market value of 7,968,517. J.P. Morgan Securities LLC is named as broker.
William J. Lansing, identified as president, CEO and director, is listed as the person for whose account the shares are to be sold; the remarks identify the Lansing Foundation as the seller.
Fair Isaac Corp (FICO) director and officer William J. Lansing reported a sale of 9,782 common shares, with an aggregate market value of $7,147,316.12; remarks state the sale was executed November 11, 2026. The shares are listed as acquired from the issuer through exercise of stock options for cash on that date.
Fair Isaac Corp. (FICO) director David A. Rey reported two direct purchases of 8 common shares each: on October 15, 2025, at $1,636.6500 per share, and on September 22, 2026, at $920.9300. He also reported two direct sales of 8 shares each: on September 15, 2025, at $1,555.2100 per share, and on December 11, 2025, at $1,825.8600. No Rule 10b5-1 plan is reported. A footnote on the October purchase and December sale says Rey agreed to disgorge all statutory “profits” resulting from the reported transactions; that amount has been paid to the issuer.
Fair Isaac Corporation (FICO) reported fiscal 2026 revenue of $2.5 billion, up 27% from fiscal 2025. Scores revenue rose 41% to $1.7 billion, primarily on higher pricing and volume for mortgage origination scores, while Software revenue increased 7% to $882.651 million. Net income reached $835.0 million, up 28%; operating income was $1.3 billion, up 37%, and diluted EPS was $36.32, up 37%.
Software ARR was $850.9 million as of September 30, 2026, up 14%; FICO Platform products represented $452.6 million, or 53% of Software ARR, and platform ARR grew 72% year over year. Operating cash flow was $1.1 billion, compared with $778.8 million in fiscal 2025. FICO repurchased $3.1 billion of shares, including $1.5 billion under an accelerated share repurchase agreement. Total debt was $5.3 billion as of September 30, 2026, versus $3.1 billion as of September 30, 2025; cash and cash equivalents were $217.6 million as of September 30, 2026. Fourth-quarter restructuring charges were $27.3 million following elimination of approximately 15% of positions across the company.
Fair Isaac Corporation (FICO) reported fourth-quarter fiscal 2026 revenue of $657.0 million, up 27% from $515.8 million a year earlier. GAAP net income was $175.0 million, or $8.12 diluted earnings per share, compared with $155.0 million and $6.42. Non-GAAP net income was $239.3 million and non-GAAP diluted EPS was $11.10, versus $187.0 million and $7.74.
Net cash provided by operating activities was $294.2 million, compared with $223.7 million, and free cash flow was $284.3 million versus $210.8 million. Scores revenue was $413.8 million, up 33%; Software revenue was $243.2 million, up 19%. As of September 30, 2026, Software ARR was up 14% year over year, including platform ARR up 72% and non-platform ARR down 18%; total Software Dollar-Based Net Retention Rate was 112%.
Fair Isaac said it is not providing fiscal 2027 guidance while bespoke mortgage pricing programs and agreements are being finalized and elevated rates and affordability challenges weigh on mortgage originations.
Fair Isaac Corporation committed to a workforce-reduction plan that involves eliminating approximately 15% of positions across the company. The plan calls for reducing organizational layers, simplifying the operating structure, optimizing processes and tools, and integrating AI-driven product development.
Affected employees were notified beginning the week of October 5, 2026, and the company expects the plan to be substantially completed by the end of the third quarter of fiscal 2027. Fair Isaac expects approximately $27.0 million in aggregate pre-tax charges in the fourth quarter of fiscal 2026 for employee severance and related costs under its existing severance plan or applicable local statutory requirements; substantially all are expected to result in future cash expenditures.
FAIR ISAAC CORP (FICO) director Henry Tayloe Stansbury reported the exercise of 91 Restricted Stock Units into 91 shares of Common Stock on August 22, 2026. The derivative RSUs were disposed of upon conversion, and his directly held Common Stock position increased to 351 shares. Each RSU represents one share of Fair Isaac common stock and vests in three equal annual installments commencing on the reported vesting date, with vested shares delivered as soon as practicable thereafter.
FAIR ISAAC CORP (FICO) director Braden R. Kelly reported multiple option exercises involving company stock. On August 21 and 24, 2026, he exercised Non-Qualified Stock Options covering a total of 4,353 shares of common stock at exercise prices of $391.57, $455.13, and $475.46 per share. The filings show corresponding acquisitions of common shares and disposals of the exercised option positions, with no market sales of common stock reported in this Form 4.
Capital Research Global Investors, a division of Capital Research and Management Company and its affiliated investment management entities, reports beneficial ownership of 1,296,893 shares of Fair Isaac Corp. common stock on a Schedule 13G. This represents 5.6% of the 23,190,906 Fair Isaac shares believed to be outstanding as of the filing. The reporting group has sole voting power over 1,291,929 shares and sole dispositive power over 1,296,893 shares, with no shared voting or dispositive power reported.