Welcome to our dedicated page for F & M Bk SEC filings (Ticker: FMBM), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The F & M Bank Corp. (FMBM) SEC filings page on Stock Titan provides direct access to the company’s regulatory disclosures as a financial holding company and parent of Farmers & Merchants Bank. These documents offer structured detail on the commercial banking business, capital structure, risk profile, and governance of this community-focused institution serving Virginia’s Shenandoah Valley.
Through its periodic reports and current reports, F&M Bank Corp. explains how it manages net interest income, funding costs, loan and deposit growth, and the composition of its diversified loan portfolio, which includes residential mortgage, commercial real estate, automobile, farmland, commercial and industrial, construction, and consumer segments. Filings also describe the investment securities portfolio, unrealized losses on available-for-sale securities, and the use of Federal Home Loan Bank advances, federal funds lines, and pledged securities at the Federal Reserve Bank discount window for liquidity.
Regulatory filings contain extensive information on asset quality and credit risk, including nonperforming loans, net charge-offs, the Allowance for Credit Losses on Loans, and reserves for unfunded commitments. They outline how economic conditions, collateral values, and portfolio mix affect provisions for credit losses. Current reports on Form 8-K, for example, have disclosed a subordinated note purchase agreement for fixed-to-floating rate subordinated notes structured to qualify as Tier 2 capital, as well as amended and restated employment agreements for senior officers with defined severance and change-of-control terms.
On Stock Titan, FMBM filings are updated in near real time from EDGAR and are accompanied by AI-powered summaries that highlight key items, such as capital actions, executive arrangements, and significant financing transactions. Users can quickly scan these explanations to understand the implications of complex documents, then review the full text of Forms 10-K, 10-Q, 8-K, and other submissions for deeper analysis.
F&M Bank Corp President Black Barton E. reported a tax-withholding disposition of 597 shares of Common Stock at $31.98 per share. This was a share withholding to satisfy tax obligations, not an open-market sale. After the transaction, he held 14,102 shares directly and 145,948.21 shares indirectly through the company ESOP.
F&M Bank Corp executive Paul E. Eberly, EVP/Chief Lending Officer, reported a routine tax-related share disposition. On the transaction date, 352 shares of common stock were withheld at $31.98 per share to cover tax obligations. After this event, he directly owned 8,234 common shares.
F&M Bank Corp executive Melody D. Emswiler, EVP and Chief Human Resources Officer, reported a routine tax-related share disposition. 221 shares of common stock were delivered at $31.98 per share to cover tax obligations, leaving her with 6,786 directly held shares after the transaction.
F&M Bank Corp. reported that its Board of Directors appointed Bret V. Harrison as a director on January 27, 2026, serving until the next annual meeting of shareholders. He was also appointed to the Board of Farmers & Merchants Bank, the company’s wholly owned banking subsidiary.
The company states there are no arrangements or understandings with other persons related to his selection and no related-party transactions requiring disclosure under Item 404(a) of Regulation S-K. Harrison has not previously served as an officer or employee of F&M Bank Corp. He will receive the standard compensation package for non-employee directors, including meeting fees, retainers and bonuses, as outlined in the proxy statement for the 2025 annual meeting of shareholders and as may be adjusted by the Board. Harrison currently serves as President and Chief Executive Officer of ComSonics in Harrisonburg, Virginia.
F&M Bank Corp director Harrison Bret V. reported buying common stock in the company. On 02/04/2026, he purchased 200 shares at $31 per share, for a total of 200 shares owned directly after the transaction. The filing reports no derivative securities.
F&M Bank Corp director Harrison Bret V. filed an amended Form 3, updating his initial statement of beneficial ownership. This amendment does not list any new share purchases, sales, or other transactions, and instead serves as an administrative update to his insider ownership disclosure.
F&M Bank Corp director Harrison Bret V. filed an initial Form 3 insider report in connection with an event dated 01/19/2026. The filing states in the Explanation of Responses section that no securities are beneficially owned, meaning the reporting person reports no direct or indirect ownership of F&M Bank Corp stock or derivative securities at this time.
F & M Bank Corp. filed a current report to share that it has released its financial results for the quarter and full year ended December 31, 2025. The company also announced its quarterly dividend in the same press release dated January 30, 2026.
The press release is included as Exhibit 99.1 and is treated as information that is furnished, not filed, under securities law. No securities are listed as trading on a national exchange in this report.
F&M Bank Corp director Michael W. Pugh reported a series of small common stock purchases during the issuer’s 2025 fiscal year. He bought 90.13 shares at $20.45 on February 28, 94.51 shares at $19.75 on May 30, 79.8 shares at $23.70 on August 29, and 70.95 shares at $26.95 on November 28, all coded as open-market or purchase transactions. Following these trades, he directly owned 14,118 shares of F&M Bank Corp common stock at year-end, which includes 335.39 shares acquired in 2025 through the company’s Dividend Reinvestment Plan.
F&M Bank Corp director Christopher S. Runion filed an annual Form 5 reporting his beneficial ownership of the company’s common stock for the fiscal year ended 12/31/2025. During 2025 he reported four open-market purchases: 12.6729 shares on 02/28/2025 at $20.45, 17.5013 shares on 05/30/2025 at $19.75, 18.057 shares on 08/29/2025 at $23.70, and 18.3495 shares on 11/28/2025 at $23.70.
A footnote explains that his holdings include 66.58 shares acquired in 2025 through the F&M Bank Corp Dividend Reinvestment Plan. As of year-end, he beneficially owned 8,715.58 common shares directly and 2,402 common shares indirectly through the Heifer Investment Corporate Account.