Welcome to our dedicated page for F & M Bk SEC filings (Ticker: FMBM), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The F & M Bank Corp. (FMBM) SEC filings page on Stock Titan provides direct access to the company’s regulatory disclosures as a financial holding company and parent of Farmers & Merchants Bank. These documents offer structured detail on the commercial banking business, capital structure, risk profile, and governance of this community-focused institution serving Virginia’s Shenandoah Valley.
Through its periodic reports and current reports, F&M Bank Corp. explains how it manages net interest income, funding costs, loan and deposit growth, and the composition of its diversified loan portfolio, which includes residential mortgage, commercial real estate, automobile, farmland, commercial and industrial, construction, and consumer segments. Filings also describe the investment securities portfolio, unrealized losses on available-for-sale securities, and the use of Federal Home Loan Bank advances, federal funds lines, and pledged securities at the Federal Reserve Bank discount window for liquidity.
Regulatory filings contain extensive information on asset quality and credit risk, including nonperforming loans, net charge-offs, the Allowance for Credit Losses on Loans, and reserves for unfunded commitments. They outline how economic conditions, collateral values, and portfolio mix affect provisions for credit losses. Current reports on Form 8-K, for example, have disclosed a subordinated note purchase agreement for fixed-to-floating rate subordinated notes structured to qualify as Tier 2 capital, as well as amended and restated employment agreements for senior officers with defined severance and change-of-control terms.
On Stock Titan, FMBM filings are updated in near real time from EDGAR and are accompanied by AI-powered summaries that highlight key items, such as capital actions, executive arrangements, and significant financing transactions. Users can quickly scan these explanations to understand the implications of complex documents, then review the full text of Forms 10-K, 10-Q, 8-K, and other submissions for deeper analysis.
F&M Bank Corp director Keeler Anne B filed an annual Form 5 for the fiscal year ended 12/31/2025, detailing small open-market purchases of common stock over the year. The filing reports purchases of 12.67 shares on 02/28/2025 at $20.45, 17.5 shares on 05/30/2025 at $19.75, 18.06 shares on 08/29/2025 at $23.7, and 18.35 shares on 11/28/2025 at $26.95, all coded as purchases.
After these transactions, Keeler directly owned 3,308.58 shares of F&M Bank Corp common stock at year-end. The total includes 66.58 shares acquired in 2025 under the F&M Bank Corp Dividend Reinvestment Plan, indicating part of the increase came from automatic reinvestment of dividends rather than discretionary trades.
F&M Bank Corp director Edward Ray Burkholder reported small open-market purchases of the company’s common stock during 2025. He bought 6.8 shares at $20.45 on February 28, 7.13 shares at $19.75 on May 30, 6.02 shares at $23.7 on August 29, and 5.35 shares at $26.95 on November 28. These transactions, together with dividend reinvestment activity, brought his directly held position to 5,888.69 shares at the end of the fiscal year, including 25.30 shares acquired in 2025 under the F&M Bank Corp Dividend Reinvestment Plan.
Burkholder also reported indirect beneficial ownership of 143,554 shares of F&M Bank Corp common stock as of year-end in his capacity as trustee of the F&M Bank Corp ESOP, reflecting shares held through that employee benefit plan.
F&M Bank Corp director Christopher S. Runion reported his year-end beneficial ownership of the company’s common stock for the fiscal year ended 12/31/2025. The Form 5 shows he held 8,649 shares directly and 2,402 shares indirectly through the entity described as the Heifer Investment Corporate Account.
A footnote explains that the reported holdings include shares acquired during 2025 under the F&M Bank Corp Dividend Reinvestment Plan. Those plan purchases included 10.10 shares at $20.93 on 2/28/25, 30.39 shares at $19.87 on 5/30/25, 25.76 shares at $23.75 on 08/29/25, and 22.91 shares at $27.00 on 11/28/25, which are now part of his reported year-end totals.
F&M Bank Corp director Michael W. Pugh reported a series of small open-market purchases of F&M Bank Corp common stock during the issuer’s 2025 fiscal year. The Form 5 shows multiple transactions coded "P" for purchases on 02/28/2025, 05/30/2025, 08/29/2025, and 11/28/2025, with individual trades such as 26.93 shares at $19.87 per share on 05/30/2025 and 39.81 shares at $27.00 per share on 11/28/2025.
After these transactions, Pugh beneficially owned 13,782.30 shares of common stock at the end of the 12/31/2025 fiscal year, held directly. A footnote explains that this total includes 282.23 shares acquired through the 2025 F&M Bank Corp Dividend Reinvestment Plan, indicating part of the increase in his holdings came from automatic reinvestment of dividends.
F&M Bank Corp director Edward Ray Burkholder filed an annual Form 5 summarizing his 2025 beneficial ownership. During the year he reported four open-market purchases of common stock, including 22.89 shares at $20.93 on 02/28/2025, 24.41 shares at $19.87 on 05/30/2025, 20.69 shares at $23.75 on 08/29/2025, and 18.4 shares at $27.00 on 11/28/2025.
After these transactions, Burkholder held 5,863.39 F&M Bank Corp common shares directly as of the fiscal year end, which the filing notes includes 86.39 shares acquired in 2025 through the company’s Dividend Reinvestment Plan. He also is reported as indirectly beneficial owner of 143,554 shares in his capacity as trustee of the F&M Bank Corp ESOP.
A director of F&M Bank Corp reported a small open-market purchase of company stock. On 12/18/2025, the director bought 91 shares of F&M Bank Corp common stock at a price of $28.25 per share. After this transaction, the director beneficially owned 20,850 shares, held directly. The filing notes that these shares were acquired from the issuer using the proceeds of a quarterly retainer, meaning the director effectively took part of their board compensation in stock rather than cash.
F&M Bank Corp director reports small stock purchase. A director of F&M Bank Corp (FMBM) acquired 218 shares of common stock on 12/18/2025 in an open market purchase coded "P" at a price of $28.25 per share. After this transaction, the director beneficially owns 8,649 shares directly and 2,313 shares indirectly through the Heifer Investment Corporate Account. The filing notes that the shares were acquired from the issuer using proceeds from a quarterly retainer, meaning the director is taking part of their board compensation in company stock.
F&M Bank Corp director reports small stock purchase
A director of F&M Bank Corp reported buying 291 shares of the company’s common stock on 12/18/2025 at a price of $28.25 per share. After this transaction, the director beneficially owns 5,777 shares directly and 168,459 shares indirectly as trustee of the F&M Bank Corp ESOP. The filing notes that the newly acquired shares were obtained from the issuer using the proceeds of a quarterly retainer, meaning the director’s board compensation was taken in stock rather than cash for this portion.
A director of F&M Bank Corp reported a small open-market purchase of company stock. On 12/18/2025, the director acquired 72 shares of common stock at a price of $28.25 per share, coded as a purchase transaction. After this trade, the director beneficially owns 1,900 shares, held directly.
The filing notes that the shares were acquired from the issuer using the proceeds of a quarterly retainer, meaning compensation owed to the director was effectively taken in stock rather than cash. This is a routine insider transaction that slightly increases the director’s direct ownership in the company.
F&M Bank Corp reported that one of its directors acquired additional common stock through a routine compensation arrangement. On 12/18/2025, the director purchased 218 shares of F&M Bank Corp common stock at $28.25 per share. The filing notes these shares were acquired from the issuer using the proceeds of a quarterly retainer, reflecting stock-based compensation rather than an open-market trade. Following this transaction, the director beneficially owns 3,248 shares directly.