Katapult Holdings, Inc. filings document the disclosure record for an e-commerce-focused lease-to-own fintech company with Nasdaq-listed common stock and redeemable warrants. Its reports cover operating results, capital-structure matters, security terms, and material events tied to the company’s consumer lease-purchase platform and merchant integrations.
Recent 8-K filings include material definitive agreements and limited waivers under the company’s Amended and Restated Loan and Security Agreement, along with shareholder voting results. Proxy materials disclose board and governance matters, executive compensation, equity awards, and annual-meeting proposals, while periodic event reports address financing arrangements, liquidity-related disclosures, and operating performance.
Katapult Holdings, Inc. filed an initial insider ownership report for Noe L. Douglass, who is identified as the company’s Chief Accounting Officer. The filing does not list any reportable non-derivative or derivative holdings, and it includes an exhibit referencing a Power of Attorney.
Katapult Holdings, Inc. reported that Cory J. Miller, its Chief Executive Officer and a director, filed an initial statement of beneficial ownership of securities on Form 3. The submission includes an exhibit list referencing Exhibit 24 – Power of Attorney authorizing certain Form-related actions.
Katapult Holdings, Inc. filed an initial ownership report for William C. Baker, identifying him as an officer serving as President of the company. The filing notes an associated Power of Attorney listed as Exhibit 24, authorizing the handling of certain SEC-related matters on his behalf.
Katapult Holdings, Inc. director William A. Jones III filed an initial statement of ownership on Form 3. He is identified as a director and not as an officer or 10% owner. The report lists no buy, sell, gift, or derivative transactions, and notes an exhibit for a Power of Attorney.
Katapult Holdings, Inc. received an updated beneficial ownership report from HHCF Series 21 Sub, LLC, related HHCF entities, and Lane Risser. The group reports beneficial ownership of 645,247 shares of Katapult common stock, representing 12.98% of the class, based on 4,972,405 shares outstanding as of June 30, 2026.
The filing explains that on August 10, 2026, HHCF exercised its warrants on a cashless basis in full, receiving 645,247 common shares. On August 11, 2026, immediately prior to an Aaron's MIP Exchange, HHCF sold all 65,000 preferred shares it held back to Katapult, which were automatically repurchased at their defined Liquidation Preference plus certain accrued Regular Dividends, with consideration paid via a new debt instrument issued by a Katapult subsidiary. The Director Nomination Agreement with HHCF terminated immediately prior to the Aaron's MIP Exchange.
Katapult Holdings, Inc. reported insider activity by HHCF Series 21 Sub, LLC and affiliated entities. On August 11, 2026, they disposed of 2,840,910 shares of Series A Convertible Preferred Stock and 2,633,890 shares of Series B Convertible Preferred Stock, with the issuer purchasing these shares at a price per share equal to their liquidation preference plus accrued and unpaid regular dividends, paid via a new debt instrument issued by a subsidiary in connection with completed merger transactions. On August 10, 2026, they exercised warrants for 486,264 and 160,000 common shares at $0.01 per share on a cashless basis, with 765 and 252 shares, respectively, withheld to pay the exercise price and the remaining shares issued as common stock.
Katapult Holdings completed an all-stock business combination with The Aaron’s Company and CCF Holdings LLC, creating a combined platform that generated more than $4 billion in 2025 pro forma revenue and over $460 million in 2025 pro forma adjusted EBITDA. The transaction significantly changed ownership: immediately after closing, about 79.8% of fully diluted Katapult common stock was held by former CCFI equityholders, 14.1% by former Aaron’s equityholders and 6.1% by legacy Katapult stockholders, with roughly 87.4 million fully diluted shares outstanding.
To support the new structure and a preferred stock repurchase, subsidiaries entered into high-cost senior secured debt facilities, including a TopCo term loan of up to $200.0 million (15.0% cash interest plus 5.0% PIK, maturing as early as August 11, 2029) and a MidCo term loan of approximately $75.0 million at 15.0% interest, maturing November 3, 2030. A related ABL facility amendment reset legacy loan balances and reduced the minimum liquidity covenant to $17.5 million.
The company also issued 76,765,355 unregistered shares under Section 4(a)(2) and entered into a registration rights agreement for those holders. Governance and leadership were overhauled, expanding the board to ten directors and appointing a new executive team led by Executive Chairman Kyle Hanson and Chief Executive Officer Cory Miller, alongside new equity incentives and an executive severance plan tied to change-in-control protections.
Katapult Holdings, Inc. reports that stockholders at an August 6, 2026 special meeting approved the issuance of Katapult common stock to CCFI unitholders, Aaron’s stockholders and other participants, and the related change of control contemplated by the Merger Agreement among Katapult, CCF Holdings LLC and Aaron’s Intermediate Holdco, Inc.
As of the July 6, 2026 record date, 5,074,343 shares of common stock were outstanding, and 3,273,271 shares, or about 64.5%, were present or represented by proxy, constituting a quorum. The stock issuance proposal received 3,159,047 votes for, 35,261 against and 78,963 abstentions.
Stockholders also approved a 2026 equity incentive plan authorizing at least 9,000,000 shares and, on a non-binding advisory basis, merger-related compensation for named executive officers. Completion of the mergers remains subject to closing conditions, including required regulatory clearances, Nasdaq listing approval for the new shares and other conditions in the Merger Agreement.
Katapult Holdings, Inc., a lease-to-own platform serving non-prime U.S. consumers, reported Q2 2026 revenue of $74,761 thousand, up from $71,886 thousand a year earlier, as gross originations increased to $75,494 thousand. Gross profit was $11,508 thousand, slightly above the prior year.
Operating expenses rose to $13,437 thousand, driven by merger-related and litigation costs, producing an operating loss of $1,929 thousand. Lower interest expense after the 2025 term-loan repayment and a favorable remeasurement of derivative liabilities reduced the quarterly net loss to $4,388 thousand. For the first six months of 2026, Katapult generated net income of $1,298 thousand versus a loss in the prior-year period.
As of June 30, 2026, the company held $24,088 thousand in cash, cash equivalents and restricted cash and had $74,065 thousand outstanding on its New Revolving Facility, which matures on December 4, 2026. Management determined that this near-term maturity raised substantial doubt about standalone going concern, but concluded that planned refinancing and pending mergers with CCFI and Aaron’s, expected to close in August 2026, will alleviate that doubt. Existing Katapult stockholders are expected to own about 6.0% of the combined company after the mergers.
Katapult Holdings reported Q2 2026 results showing modest growth and improving profitability. Gross originations were $75.5 million, up 4.7% year over year, or 31.0% excluding home furnishings and mattress. Total revenue was $74.8 million, up 4.0%.
Loss from operations was $(1.9) million versus $(1.4) million a year earlier, but net loss narrowed to $(4.4) million from $(7.8) million, a 44.0% improvement, mainly from $2.2 million lower interest expense after extinguishing its term loan in November 2025. Adjusted net loss improved to $(3.0) million, while Adjusted EBITDA rose to $1.2 million from $0.3 million. Write-offs were 9.7% of revenue, within the 8% to 10% long-term target range.
For the first half of 2026, cash provided by operations was $6.1 million compared with $(3.2) million used a year earlier. At June 30, 2026 Katapult held $24.1 million in cash and equivalents, including $6.0 million restricted, against $74.1 million outstanding on its revolving credit facility and a stockholders’ deficit of $36.0 million. Katapult expects its pending all-stock mergers with The Aaron’s Company and CCF Holdings LLC to close in August 2026, subject to stockholder approval and other customary conditions, and is not providing a business outlook or hosting an earnings call while the transaction is pending.