Welcome to our dedicated page for Live Oak Bancshares SEC filings (Ticker: LOB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to SEC filings for Live Oak Bancshares, Inc. (NYSE: LOB), a North Carolina–incorporated financial holding company and parent company of Live Oak Bank. Through these filings, investors can review the company’s detailed financial statements, risk disclosures, capital structure information, and governance updates.
Live Oak Bancshares’ periodic reports, such as its Form 10-K annual reports and Form 10-Q quarterly reports, present audited and unaudited financial statements, including net interest income, noninterest income, loan and lease production, deposit balances, total assets, and key performance measures. These filings also describe the company’s focus on small business lending, SBA 7(a) and USDA loan programs, and its use of a technology-based platform to support its banking model.
Current reports on Form 8-K offer more targeted updates. Recent 8-K filings have covered topics such as quarterly earnings announcements, restatements of Statements of Cash Flows and the related identification of a material weakness in internal control over financial reporting, dividend declarations on common stock and 8.375% Fixed Rate Series A Non-Cumulative Perpetual Preferred Stock depositary shares, the appointment of new directors and a Chief Risk Officer, and information about a prearranged Rule 10b5-1 stock trading plan adopted by the company’s chairman and chief executive officer.
Investors interested in capital structure and securities terms can review filings related to the company’s depositary share offering for its Series A preferred stock, including prospectus supplements and 8-K disclosures describing dividend rates, listing intentions, and potential redemption features. Filings also discuss the company’s status as a financial holding company, regulatory considerations tied to SBA and USDA programs, and technology and operational risks.
On Stock Titan, these filings are updated in near real time as they are posted to the SEC’s EDGAR system. AI-powered summaries help explain the contents of lengthy documents, highlighting items such as changes in internal control, restatement impacts on Statements of Cash Flows, dividend decisions, and board or executive appointments. Users can quickly scan 10-K and 10-Q reports for segment performance and risk factors, and examine Form 4 insider transaction reports and other ownership disclosures when available. This combination of raw filings and AI explanations allows readers to understand how Live Oak Bancshares’ regulatory reporting reflects its small business banking strategy, fintech investments, and risk management practices.
Live Oak Bancshares, Inc. reported an insider transaction involving its voting common stock. On 12/19/2025, the reporting person sold 10,000 shares of voting common stock at a weighted average price of $36.1734, in multiple trades executed between $35.89 and $36.50. The filing notes that these sales were made under a Rule 10b5-1 trading plan adopted on August 27, 2025.
Following the transaction, the reporting person beneficially owns shares indirectly through several entities, including 3,067,844 shares held by the James S. Mahan Revocable Trust, 3,032,547 shares held by the Marguerite D. Mahan Revocable Trust, 127,167 shares each held by the 2021 Chip Mahan Family and Charitable Trust and the 2021 Peggy Mahan Family Trust, and 140,150 shares held by Peapod II, LLC.
Live Oak Bancshares insider trading report: A reporting person who is a director, chief executive officer, and 10% owner of Live Oak Bancshares, Inc. (LOB) reported selling 10,000 shares of voting common stock on December 17, 2025. The sale, coded as a disposition, was executed at a weighted average price of $35.9699 per share in multiple trades between $35.64 and $36.1623 under a Rule 10b5-1 trading plan adopted on August 27, 2025. After this transaction, the reporting person indirectly beneficially owned 3,077,844 shares through the James S. Mahan Revocable Trust and additional shares through several related trusts and an LLC.
A shareholder of LOB has filed a notice to sell 10,000 shares of the company’s common stock through Fidelity Brokerage Services on the NYSE, with an approximate sale date of 12/19/2025. The filing lists an aggregate market value for this planned sale of $361,758.75, compared with 45,857,617 shares outstanding of the same class.
The shares to be sold were originally acquired on 08/20/2020 in an open market purchase paid in cash. The shareholder has also sold multiple 10,000‑share blocks of common stock over the past three months, with individual transactions between 11/26/2025 and 12/17/2025 generating gross proceeds that ranged from about $320,458.60 to $359,724.00. By signing the notice, the seller represents that they are not aware of undisclosed material adverse information about the issuer.
Live Oak Bancshares, Inc.’s Chief Financial Officer reported equity transactions in company stock. On 12/15/2025, 235 shares of voting common stock were acquired in connection with restricted stock units, and 109 shares were disposed of at $35.31 per share. After these transactions, the officer directly owned 6,712 shares of voting common stock. The filing also lists multiple restricted stock unit awards, each representing a contingent right to receive one share of voting common stock, vesting in five equal annual installments beginning on dates ranging from February 22, 2022 to August 18, 2026, subject to continuous service. In addition, an employee stock option with a $13.59 exercise price covering 6,160 shares of voting common stock is reported, with vesting previously occurring in installments between February 16, 2017 and February 16, 2023.
Live Oak Bancshares’ Chief Credit Officer reported an equity award vesting. On 12/15/2025, 235 shares of voting common stock were acquired through the vesting and settlement of restricted stock units. To cover tax obligations, 105 shares of voting common stock were withheld at a price of $35.31 per share, leaving 9,468 shares of voting common stock held directly after the transactions.
The filing also describes several outstanding restricted stock unit grants, each representing a right to receive one share of voting common stock. Vesting for these awards is scheduled on future dates including December 15, 2026, December 9, 2026 and 2027, December 8, 2026–2028, February 22, 2026, August 19, 2026–2029, and in five equal annual installments beginning February 10, 2026, in each case conditioned on the officer’s continued service.
James S Mahan Rev Trust has filed a notice under Rule 144 to sell 10,000 common shares through Fidelity Brokerage Services LLC on the NYSE, with an aggregate market value of $359,724.00. The notice lists 45,857,617 common shares outstanding for the issuer, giving a sense of the overall equity base.
The trust acquired these 10,000 shares in August 2020 through open market purchases paid in cash. It also discloses a series of sales of 10,000 common shares each in November and December 2025, including sales on November 26, 2025 and December 12, 2025 with gross proceeds of $321,747.83 and $351,337.65, respectively. This notice alerts the market to additional planned share sales by an existing holder.
Live Oak Bancshares, Inc. reported that its chief executive officer, who is also a director and 10% owner, sold 10,000 shares of voting common stock on 12/12/2025. The sale was reported with transaction code “S” and executed at a weighted average price of $35.1313 per share, with individual trades ranging from $34.815 to $35.3658.
The transaction was carried out under a pre-arranged Rule 10b5-1 trading plan adopted on August 27, 2025. After this sale, the reporting person continues to hold significant indirect beneficial ownership through several entities, including 3,087,844 shares held by the James S. Mahan Revocable Trust and 3,032,547 shares held by the Marguerite D. Mahan Revocable Trust.
Live Oak Bancshares, Inc. reported insider share sales by its Chief Executive Officer, who is also a director and 10% owner, on 12/10/2025. Through the James S. Mahan Revocable Trust, the reporting person sold 3,505 shares of voting common stock at a weighted average price of $33.6529 and an additional 6,495 shares at a weighted average price of $34.6927, coded as open market sales. These trades were carried out under a pre-arranged Rule 10b5-1 trading plan adopted on August 27, 2025.
Following the reported transactions, the James S. Mahan Revocable Trust held 3,097,844 shares of voting common stock indirectly. Additional indirect holdings reported include 3,032,547 shares held by the Marguerite D. Mahan Revocable Trust, 127,167 shares held by the 2021 Chip Mahan Family and Charitable Trust, 127,167 shares held by the 2021 Peggy Mahan Family Trust, and 140,150 shares held by Peapod II, LLC.
A shareholder of LOB has filed a notice under Rule 144 to sell 10,000 shares of common stock through Fidelity Brokerage Services on the NYSE, with an aggregate market value of 354,900.00. The filing notes that there were 45,857,617 shares of this class outstanding at the time of the notice.
The seller acquired these 10,000 shares in an open market purchase from the issuer on 08/21/2020, paid for in cash on the same date. Over the past three months, the James S Mahan Rev Trust has already sold five blocks of 10,000 common shares each, with disclosed gross proceeds ranging from about 320,458.60 to 343,307.20 per transaction.
James S Mahan Rev Trust filed a Form 144 indicating an intent to sell 10,000 shares of Live Oak Bancshares common stock through Fidelity Brokerage Services LLC on the NYSE. The planned sale has an aggregate market value of $343,307.20, based on the price information used in the form, and is made against a backdrop of 45,857,617 common shares outstanding. The trust originally acquired these 10,000 shares in an open market purchase from the issuer on 08/21/2020, paid in cash on the same date.
Over the prior three months, the trust reported four separate sales of 10,000 common shares each, on 11/26/2025, 11/28/2025, 12/03/2025, and 12/05/2025, with gross proceeds of $321,747.83, $320,458.60, $330,467.30, and $328,114.80, respectively. The signer represents that they are not aware of any undisclosed material adverse information about Live Oak Bancshares’ current or prospective operations.