Welcome to our dedicated page for Mainstreet Bancshares SEC filings (Ticker: MNSB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The MainStreet Bancshares, Inc. MNSB SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as a financial holding company for MainStreet Bank. MainStreet Bancshares files with the U.S. Securities and Exchange Commission as a Virginia corporation listed on the Nasdaq Capital Market, with its common stock trading under the symbol MNSB and its depositary shares for 7.50% Series A Fixed-Rate Non-Cumulative Perpetual Preferred Stock trading under the symbol MNSBP.
Through this page, users can review Form 8-K current reports in which the company discloses material events. Recent 8-K filings describe topics such as the planned retirement of the company’s Chief Financial Officer from that role, the appointment of a new independent director to the boards of the company and the bank, the authorization of a new stock repurchase program, repurchases of common shares under that program, and the declaration of cash dividends on both preferred and common stock. Other 8-Ks reference the release of quarterly financial results and the availability of investor presentations.
In addition to current reports, investors typically consult MainStreet Bancshares’ annual reports on Form 10-K and quarterly reports on Form 10-Q for detailed information on net interest income, loan and deposit composition, asset quality, capital ratios, and risk factors. While those specific forms are not reproduced in the news excerpts, the company’s earnings releases and 8-K references indicate that such filings are part of its regular reporting cycle.
Stock Titan’s platform enhances these filings with AI-powered summaries that explain key sections in clear language, helping users understand items such as stock repurchase authorizations, dividend terms for the Series A preferred stock and related depositary shares, and board or executive changes reported under Item 5.02. Real-time updates from EDGAR ensure that new MainStreet Bancshares filings appear promptly, and investors can also monitor any future Forms 3, 4, and 5 that would report insider ownership and trading activity in MNSB and MNSBP securities.
By using this page, analysts and individual investors can quickly navigate MainStreet Bancshares’ regulatory history, connect earnings news to the underlying SEC documents, and track how the company communicates its financial condition, capital management, and governance decisions over time.
MainStreet Bancshares, Inc. filed a current report to announce that it will hold a virtual webcast and quarterly earnings conference call on January 26, 2026 at 2:00 p.m. Eastern Time. During this event, the company plans to discuss its fourth quarter and year-ended results and provide an update on recent activities. Investors interested in attending the webcast are invited to contact the company for access details.
MainStreet Bancshares, Inc. reported that Chief Financial Officer Richard Alexander Vari acquired 10,000 shares of common stock on 01/09/2026 at a price of $20.36 per share. The filing notes these 10,000 shares are unvested stock awards granted under the company’s 2019 Equity Incentive Plan and will vest over a 5-year period.
After this grant, Vari beneficially owns 32,882 common shares directly, plus an additional 5,878 shares held indirectly through a 401(k) plan. This Form 4 reflects an equity compensation award rather than an open-market purchase or sale.
MainStreet Bancshares, Inc. reported insider stock sales by its director and CFO on 12/08/2025. The reporting person sold 12,234 shares of common stock at $20.10 per share and a further 11,343 shares at $19.75 per share, both coded as sales. After these transactions, the insider directly owned 70,999 shares of common stock and indirectly owned 56,794 shares through a 401(k) plan. According to the footnote, the sales were effected pursuant to a Form 144 that was filed on December 2, 2025.
MainStreet Bancshares, Inc. reported that Thomas J. Chmelik will retire from his role as Chief Financial Officer effective December 31, 2025. He will continue as a Senior Executive Vice President and Secretary of both the company and MainStreet Bank, and remain on the Boards of Directors of each, through December 31, 2027, working with the Board and senior management to support an orderly transition. The company states that his move is for personal reasons and not due to any disagreement over operations, policies, practices, financial disclosures, accounting practices or internal controls. Mr. Chmelik currently expects to divest up to 25% of his MNSB common stock through December 31, 2027 via ordinary broker transactions on the Nasdaq Capital Market, in line with SEC rules and the company’s trading policies, with the timing influenced by market and economic factors.
MainStreet Bancshares, Inc. (MNSB) reported insider open-market purchases of its common stock by a director on 11/24/2025. The director bought multiple small lots of shares at prices between $18.95 and $19.05 per share in routine transactions coded as purchases.
Following these trades, the director beneficially owns shares both directly and indirectly. Indirect holdings include shares held through the Brockett Family Trust and additional shares attributed to the director’s spouse, while a larger block is held directly in the director’s own name.
MainStreet Bancshares (MNSB) insider and Chairman, President and CEO reported a small open-market stock purchase. On 11/24/2025, the reporting person bought 106 shares of common stock at a price of $18.99 per share, coded as a purchase transaction. Following this trade, the insider directly owned 194,796 shares of MainStreet Bancshares common stock and held an additional 55,091 shares indirectly through a 401(k) plan. The filing was made by one reporting person and reflects continued equity ownership by a senior executive and director.
MainStreet Bancshares, Inc. reported that its Board of Directors declared a quarterly cash dividend on its 7.50% Series A Fixed-Rate Non-Cumulative Perpetual Preferred Stock. The preferred stock is represented by 1,150,000 depositary shares, each equal to a 1/40th interest in a preferred share, with a liquidation preference of $1,000 per preferred share, or $25 per depositary share, totaling $28,750,000 in aggregate liquidation preference.
The declared dividend is approximately $0.47 per depositary share, or $18.75 per preferred share, payable on December 30, 2025 to holders of record as of December 15, 2025. Future dividends on this preferred series and related depositary shares are expected, when declared, to be paid quarterly in arrears on March 30, June 30, September 30 and December 30 each year. The depositary shares trade on the Nasdaq Capital Market under the symbol MNSBP.
MainStreet Bancshares (MNSB) reported stronger Q3 2025 results. Net income was $4.517M, up from $0.265M a year ago, and diluted EPS was $0.52 versus a loss of $(0.04). Net interest income rose to $17.102M as total interest expense fell to $15.362M. The company recorded a small loan credit loss benefit of $66K and a $210K provision for off‑balance sheet exposures.
Total assets were $2.125B and deposits were $1.811B, reflecting lower money market and time balances. Loans, net of the allowance, were $1.788B with the allowance at $18.831M. Stockholders’ equity increased to $218.363M. For the quarter, preferred dividends were $0.539M and common dividends were $0.10 per share. For the first nine months, operating cash flow was $8.234M, investing provided $15.901M, and financing used $(104.549M). As of October 30, 2025, common shares outstanding were 7,705,571.
MainStreet Bancshares announced it repurchased 209,000 shares of common stock at $18.54 per share under its stock repurchase program. The purchases were made in accordance with Rule 10b-18.
After this transaction, common shares outstanding decreased to 7,496,571. As of September 30, 2025, tangible book value was $24.81. The company reported $6.1 million of remaining repurchase capacity. The program does not obligate the company to repurchase any amount and may be extended, suspended, or discontinued at any time.
MainStreet Bancshares, Inc. (MNSB) announced a $0.10 per share cash dividend to common shareholders. The dividend is payable on November 18, 2025 to shareholders of record as of November 11, 2025.
The Board stated it will consider any future common dividends after reviewing the company’s financial condition, results of operations, and other factors, and any subsequent declaration will be at the Board’s discretion.