Welcome to our dedicated page for Morgan Stanley SEC filings (Ticker: MS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Morgan Stanley (NYSE: MS) SEC filings page on Stock Titan brings together the firm’s regulatory disclosures, including current reports on Form 8‑K and other registered securities information. These filings show how Morgan Stanley communicates material events such as quarterly and annual financial results, capital actions, regulatory capital developments and securities offerings.
Form 8‑K filings frequently cover the release of financial information for specific quarters and for the full year, with press releases and financial data supplements filed as exhibits. Other 8‑K reports describe changes in the firm’s Stress Capital Buffer under the Federal Reserve’s supervisory stress testing framework, providing context on Morgan Stanley’s U.S. Basel III Standardized Approach Common Equity Tier 1 capital requirements.
The filings also list the securities registered under Section 12(b) of the Securities Exchange Act of 1934, including common stock, multiple series of non‑cumulative preferred stock represented by depositary shares, and global medium‑term notes issued by Morgan Stanley or Morgan Stanley Finance LLC, with Morgan Stanley acting as guarantor for certain notes. Additional 8‑K filings describe the approval of forms of master notes for global medium‑term notes and related legal opinions and consents.
On Stock Titan, these SEC documents are updated as they are made available on EDGAR. AI‑powered summaries help explain the key points in lengthy filings, so users can quickly see what each 8‑K, 10‑K or 10‑Q addresses without reading every page. Investors can also use this page to monitor registered securities, preferred stock disclosures and other regulatory information related to Morgan Stanley.
Morgan Stanley Finance LLC is offering Contingent Income Auto-Callable Securities due July 22, 2030, linked to the performance of the S&P 500 Futures 40% Intraday 4% Decrement VT Index (SPXF40D4).
Key structural terms
- Issue price and principal amount: $1,000 per security.
- Contingent coupon: 17.50% per annum, payable only if the index closes at or above the 70% coupon barrier on each observation date.
- Call feature: beginning January 20, 2026, the notes are automatically redeemed if the index closes at or above the 100% call threshold on any monthly determination date; investors then receive par plus the coupon for that period.
- Principal repayment: at maturity, if not called, investors receive par only if the index is at or above the 50% downside threshold; otherwise they lose 1% of principal for every 1% decline in the index, potentially up to 100% loss.
- Estimated value on the pricing date: approximately $933.60 per note, reflecting distribution and hedging costs.
- Credit: unsecured obligations of MSFL, fully and unconditionally guaranteed by Morgan Stanley; subject to issuer credit risk.
- Liquidity: no exchange listing; secondary market, if any, will be made by MS & Co. on a best-efforts basis.
Underlying index characteristics
- Rules-based strategy using intraday rebalancing of E-Mini S&P 500 futures with a 40% target volatility and up to 400% leverage.
- A 4% annual decrement is deducted daily, causing systematic under-performance versus the unadjusted futures index.
- Index inception: August 30, 2024; all earlier data are hypothetical back-tests.
- Latest published level (July 9, 2025): 2,592.36.
Investor profile
- Suitable for investors seeking high conditional income and potential early redemption in a flat or modestly rising equity environment.
- Must be willing to accept principal risk, coupon deferral risk, issuer credit risk, and limited liquidity.
Material risks highlighted
- No guaranteed principal; investors bear full downside below the 50% threshold.
- Coupons are contingent and may be zero for the entire 5-year term.
- Early redemption risk could force reinvestment at lower rates.
- Index risks: limited live history, leverage, daily decrement and complex methodology.
- Secondary market price expected to be below issue price due to embedded costs.
- Uncertain U.S. tax treatment; potential 30% withholding on coupons for non-U.S. holders.
All payments depend on the creditworthiness of Morgan Stanley. The securities are being sold exclusively through fee-based advisory accounts with no sales commission.
Morgan Stanley Finance LLC (MSFL) is marketing $10,045,950 of 2-year Trigger Autocallable Notes linked to the S&P 500 Index (SPX). The notes are unsecured, unsubordinated obligations of MSFL and are fully and unconditionally guaranteed by Morgan Stanley (NYSE: MS).
Key economic terms
- Issue price: $10.00 per note; minimum purchase 100 notes.
- Estimated value on the trade date: $9.803 (2.0% below issue price, reflects structuring and hedging costs).
- Trade/settlement dates: 10 Jul 2025 / 14 Jul 2025.
- Maturity: 14 Jul 2027, unless automatically called earlier.
- Underlying: S&P 500 Index; Initial Level 6,280.46.
- Automatic call: Quarterly, starting 12 Jan 2026. If the SPX closing level on any observation date is ≥ Initial Level, the note is redeemed for principal plus a Call Return that compounds at 9.10% p.a. (4.55% first call, rising to 18.20% at final date).
- Downside Threshold: 5,024.37 (80 % of Initial Level) observed only on the final date.
- Payout at maturity (if not called):
- If Final Level ≥ Initial Level → same treatment as automatic call (principal + 18.20% fixed return).
- If Final Level < Initial Level but ≥ Threshold → return of principal only.
- If Final Level < Threshold → principal loss one-for-one with index decline; up to 100% loss possible.
- No periodic coupons, no participation above fixed Call Returns.
Risk profile
- Principal at risk; no protection below the 20 % buffer.
- Credit exposure to MSFL/Morgan Stanley; structure is not FDIC-insured and will not be listed on an exchange.
- Liquidity depends on Morgan Stanley & Co. making a market; secondary price expected to be below the estimated value, especially during the first five months.
- Early redemption risk limits upside: investors may need to reinvest at lower rates if the notes are called quickly.
- Complex U.S. tax treatment; IRS could challenge the “open transaction” characterization.
Use of proceeds: General corporate purposes; the dealer (UBS FS) earns a fixed $0.15 sales concession per note. Morgan Stanley affiliates will hedge exposure through SPX-related instruments, which may affect index levels.
Suitability: Targeted at investors who (1) expect the S&P 500 will stay flat-to-moderately positive over two years, (2) can tolerate full principal loss, (3) are comfortable with limited upside and early-call uncertainty, and (4) seek a defined return profile rather than direct equity exposure.
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