Northpointe Bancshares (NPB) CFO nets shares from 7,000 RSUs vesting

Rhea-AI Filing Summary

Northpointe Bancshares EVP and CFO Brad T. Howes exercised restricted stock units and received common shares as equity compensation. On April 1, 2026, 7,000 RSUs vested and converted into 7,000 shares of common stock at an indicated value of $17.26 per share. To cover tax obligations, 2,912 of these shares were withheld in a tax-withholding disposition, leaving a net 4,088 new shares. Following these transactions, he directly held 10,221 shares of Northpointe Bancshares common stock.

Insights

Equity compensation analyst

CFO completed routine RSU vesting with tax withholding, not open-market trading.

Brad T. Howes, EVP and CFO of Northpointe Bancshares, saw 7,000 restricted stock units vest and convert into common stock on April 1, 2026. The RSUs convert one-for-one into common shares, so this is standard equity compensation rather than a market purchase.

Of the 7,000 shares received, 2,912 were used to satisfy tax obligations at a value of $17.26 per share, a transaction coded as tax-withholding rather than an open-market sale. After these entries, he held 10,221 common shares directly. No remaining derivative positions are shown in this filing, making the overall pattern routine and neutral for investors.

Insider Trade Summary

Net Buyer: 4,088 shares

Net Buy 3 txns

Insider Howes Brad T

Role EVP, CHIEF FINANCIAL OFFICER

Type	Security	Shares	Price	Value
Exercise	Restricted stock units	7,000	$17.26	$121K
Exercise	Common Stock	7,000	$0.00	$0.00
Exercise Price or Tax Liability	Common Stock	2,912	$17.26	$50K

Holdings After Transaction: Restricted stock units — 14,000 shares (Direct); Common Stock — 10,221 shares (Direct)

Footnotes (2)

1. F1. Restricted stock units ("RSUs") convert into shares of the issuer's common stock on a one-for-one basis.
2. F2. The RSUs vested as to 7,000 shares on April 1, 2026.

Key Figures

RSUs vested and converted: 7,000 units/shares Implied share value: $17.26 per share Shares withheld for taxes: 2,912 shares +2 more

5 metrics

RSUs vested and converted 7,000 units/shares Restricted stock units converting one-for-one into common stock on April 1, 2026

Implied share value $17.26 per share Value used for 7,000-share RSU exercise and 2,912-share tax withholding

Shares withheld for taxes 2,912 shares Common stock withheld in tax-withholding disposition at $17.26 per share

Common shares after transactions 10,221 shares Direct holdings of Northpointe Bancshares common stock after April 1, 2026 entries

Net new shares from vesting 4,088 shares Net of 7,000 RSUs converted minus 2,912 shares withheld for taxes

Key Terms

Restricted stock units, Exercise or conversion of derivative security, tax-withholding disposition, derivative security

4 terms

Restricted stock units financial

"Restricted stock units ("RSUs") convert into shares of the issuer's common stock"

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

Exercise or conversion of derivative security financial

"transaction_code_description: Exercise or conversion of derivative security"

tax-withholding disposition financial

"transaction_action: tax-withholding disposition"

A tax-withholding disposition is an event or transaction—such as selling or transferring securities, exercising options, or receiving compensation—that triggers a requirement to hold back part of the payment and remit it to tax authorities. It matters to investors because it reduces the cash they receive immediately and can change the timing and amount of taxable income, like a cashier taking a portion of your sale proceeds to pay taxes before you get the rest.

derivative security financial

"transaction_type: derivative; transaction_code_description: Exercise or conversion of derivative security"

A derivative security is a financial contract whose value comes from the price or performance of something else, such as a stock, bond, commodity, or market index. For investors it acts like an insurance policy or a wager: it can be used to protect against losses, lock in prices, or amplify gains and losses, so it can change a portfolio’s risk and potential return without owning the underlying asset directly.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Form 4 Insider Transactions: What Each Field Means →

Accepted by SEC EDGAR 04/02/2026 - 04:10 PM Learn about SEC filing dates

FAQ

What did Northpointe Bancshares (NPB) CFO Brad Howes do in this Form 4?

Brad T. Howes, Northpointe Bancshares’ CFO, exercised 7,000 restricted stock units that vested into common shares. The RSUs converted one-for-one into stock, reflecting routine equity compensation rather than an open-market stock purchase or sale.

How many Northpointe Bancshares (NPB) shares were involved in the CFO’s RSU vesting?

A total of 7,000 restricted stock units vested and converted into 7,000 shares of Northpointe Bancshares common stock. These shares were valued at $17.26 per share in the filing, representing a standard derivative exercise of previously granted equity awards.

How many Northpointe Bancshares (NPB) shares were withheld for taxes in this Form 4?

The filing shows 2,912 Northpointe Bancshares common shares were withheld to cover tax obligations at $17.26 per share. This tax-withholding disposition is coded as an F transaction and is not an open-market sale to third-party investors.

What are Brad Howes’ Northpointe Bancshares (NPB) holdings after these transactions?

After the April 1, 2026 transactions, Brad T. Howes directly held 10,221 shares of Northpointe Bancshares common stock. This post-transaction balance reflects the net result of RSU conversion into shares and the shares withheld to satisfy tax liabilities.

Were there any open-market buys or sells by Northpointe Bancshares (NPB) CFO in this filing?

No open-market purchases or sales are reported. The Form 4 shows an RSU exercise/conversion and a tax-withholding disposition. Both are compensation-related entries, not discretionary trading in Northpointe Bancshares shares on the open market.

When did the restricted stock units for Northpointe Bancshares (NPB) CFO vest?

The footnotes state that the restricted stock units vested as to 7,000 shares on April 1, 2026. On that vesting date, the RSUs automatically converted into an equal number of Northpointe Bancshares common shares under the one-for-one conversion terms.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Howes Brad T

(Last) (First) (Middle)

3333 DEPOSIT DRIVE NORTHEAST

(Street)

GRAND RAPIDS MICHIGAN 49546

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
NORTHPOINTE BANCSHARES INC [ NPB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, CHIEF FINANCIAL OFFICER

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
04/01/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	04/01/2026		M		7,000	A	$0	13,133	D
Common Stock	04/01/2026		F		2,912	D	$17.26	10,221	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted stock units(1)	(1)	04/01/2026		M			7,000	(2)	(2)	Common Stock	7,000	$17.26	14,000	D

Explanation of Responses:

1. Restricted stock units ("RSUs") convert into shares of the issuer's common stock on a one-for-one basis.

2. The RSUs vested as to 7,000 shares on April 1, 2026.

Remarks:

	/s/ Kevin J. Comps, Attorney-in-Fact	04/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)