Nu Holdings (NYSE: NU) risk chief keeps 979,446 shares after August sale

Rhea-AI Filing Summary

Nu Holdings Ltd. (NU) reported that Chief Risk Officer Henrique Camossa Saldanha Fragelli sold 221,707 Class A Shares on August 14, 2026 in an open-market or private transaction at a weighted average price of $15.8102 per share, with actual prices ranging from $15.70 to $16.00. Following this sale, he holds 979,446 Class A Shares directly, a figure that includes 949,340 Class A Shares underlying unvested Restricted Share Units (RSUs) that require continued service to vest. He also has 3,450,000 Class A Shares held indirectly through HFRN Investments Inc., for which he disclaims beneficial ownership except to the extent of his pecuniary interest.

Insider Trade Summary

Net Seller: 221,707 shares

Net Sell 2 txns

Insider Fragelli Henrique Camossa Saldanha

Role Chief Risk Officer

Sold 221,707 shs ($3.51M)

Type	Security	Shares	Price	Value
Sale	Class A ordinary shares ("Class A Shares") F1, F2	221,707	$15.8102	$3.51M
holding	Class A Shares F3	--	--	--

Holdings After Transaction: Class A ordinary shares ("Class A Shares") — 979,446 shares (Direct); Class A Shares — 3,450,000 shares (Indirect, By HFRN Investments Inc.)

Footnotes (3)

1. F1. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $15.7000 to $16.0000, inclusive. The reporting person undertakes to provide to the Issuer, any security holder of the Issuer, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in footnote (1) to this Form 4.
2. F2. Figure includes 949,340 Class A Shares underlying unvested Restricted Share Units (RSUs) associated with prior grant(s). Each RSU represents a contingent right to receive one Class A Share. These RSUs are subject to the Reporting Person's continued service through the vesting date.
3. F3. The reporting person disclaims beneficial ownership of these securities except to the extent of his pecuniary interest therein.

Key Figures

Shares sold: 221,707 Class A Shares Weighted average sale price: $15.8102 per share Sale price range: $15.70 to $16.00 per share +4 more

7 metrics

Shares sold 221,707 Class A Shares Sale by Chief Risk Officer on August 14, 2026

Weighted average sale price $15.8102 per share Open-market or private transactions on August 14, 2026

Sale price range $15.70 to $16.00 per share Range of prices for the reported sale transactions

Direct holdings after transaction 979,446 Class A Shares Direct ownership position following the reported sale

Unvested RSUs included in direct holdings 949,340 Class A Shares underlying RSUs RSUs requiring continued service through vesting dates

Indirect holdings via HFRN Investments Inc. 3,450,000 Class A Shares Indirect ownership with beneficial ownership disclaimed except for pecuniary interest

Net shares sold 221,707 shares Net sell direction in transaction summary

Key Terms

weighted average price, Restricted Share Units (RSUs), contingent right, pecuniary interest

4 terms

weighted average price financial

"The price reported in Column 4 is a weighted average price."

Weighted average price is the average price of a security where each trade or component is counted according to its size, so bigger trades pull the average more than smaller ones. Think of it like calculating the average cost of a grocery haul where items you bought more of have greater influence on the final per-item cost. Investors use it to understand the true average price paid or received, judge execution quality, and compare trading performance against market movement.

Restricted Share Units (RSUs) financial

"Figure includes 949,340 Class A Shares underlying unvested Restricted Share Units (RSUs)"

Restricted share units (RSUs) are a form of employee pay where a company promises to give shares (or their cash value) to workers after certain conditions, usually time or performance, are met. For investors, RSUs matter because they can increase the number of shares outstanding and signal how management is being paid and incentivized—think of them as delayed bonuses that convert into ownership when vesting conditions are satisfied.

contingent right financial

"Each RSU represents a contingent right to receive one Class A Share."

pecuniary interest financial

"disclaims beneficial ownership of these securities except to the extent of his pecuniary interest"

FAQ

What did Nu Holdings (NU) insider Henrique Fragelli sell on August 14, 2026?

Henrique Fragelli sold 221,707 Class A Shares of Nu Holdings on August 14, 2026 at a weighted average price of $15.8102 per share, with individual trades executed between $15.70 and $16.00.

What are Henrique Fragelli’s direct share holdings in Nu Holdings (NU) after this transaction?

After the sale, Henrique Fragelli directly holds 979,446 Class A Shares of Nu Holdings. This figure includes 949,340 unvested RSUs, each representing a contingent right to receive one Class A Share, subject to continued service through vesting dates.

How many Nu Holdings (NU) shares does Henrique Fragelli hold indirectly?

Henrique Fragelli has 3,450,000 Class A Shares held indirectly through HFRN Investments Inc.. He disclaims beneficial ownership of these securities except to the extent of his pecuniary interest in that entity.

What price range were Nu Holdings (NU) shares sold at by Henrique Fragelli?

The reported $15.8102 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $15.70 to $16.00 per Class A Share, inclusive, on August 14, 2026.

How many unvested RSUs does Henrique Fragelli have tied to Nu Holdings (NU) Class A Shares?

Henrique Fragelli’s reported direct holdings include 949,340 Class A Shares underlying unvested RSUs. Each RSU gives a contingent right to receive one Class A Share, conditioned on his continued service through the vesting date.

Was the Nu Holdings (NU) insider sale made under a Rule 10b5-1 trading plan?

The filing indicates the Rule 10b5-1 checkbox is not affirmed for this transaction. There is no accompanying footnote describing a pre-arranged Rule 10b5-1 trading plan for these reported sales.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Form 4 Insider Transactions: What Each Field Means →

Available on EDGAR 08/18/2026 - 04:34 PM Accepted by SEC EDGAR 08/18/2026 - 04:33 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Fragelli Henrique Camossa Saldanha

(Last) (First) (Middle)

RUA CAPOTE VALENTE, 39, PINHEIROS

(Street)

SAO PAULO 05409001

(City) (State) (Zip)

BRAZIL

(Country)

2. Issuer Name and Ticker or Trading Symbol
Nu Holdings Ltd. [ NU ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Risk Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
08/14/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A ordinary shares ("Class A Shares")	08/14/2026		S		221,707	D	$15.8102(1)	979,446(2)	D
Class A Shares								3,450,000	I	By HFRN Investments Inc.(3)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $15.7000 to $16.0000, inclusive. The reporting person undertakes to provide to the Issuer, any security holder of the Issuer, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in footnote (1) to this Form 4.

2. Figure includes 949,340 Class A Shares underlying unvested Restricted Share Units (RSUs) associated with prior grant(s). Each RSU represents a contingent right to receive one Class A Share. These RSUs are subject to the Reporting Person's continued service through the vesting date.

3. The reporting person disclaims beneficial ownership of these securities except to the extent of his pecuniary interest therein.

	/s/ Beatriz Outeiro, attorney-in-fact for Henrique Camossa Saldanha Fragelli	08/18/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)