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Nu Holdings (NYSE: NU) US CEO offloads 50,000 shares via trust

Filing Impact
(Very High)
Filing Sentiment
(Negative)
Form Type
4

Rhea-AI Filing Summary

Nu Holdings Ltd. (NU) reports that US CEO & Chief Growth Officer Cristina Helena Zingaretti Junqueira executed an indirect sale of 50,000 Class A Shares on 2026-08-14 at $15.80 per share through a family trust. Following this transaction, the trust holds 4,927,593 Class A Shares, while separate entries show 2,607,083 shares reported as directly held (with beneficial ownership disclaimed except to the extent of her pecuniary interest) and 1,539,000 shares held through an estate-planning vehicle. Certain reported positions include 1,244,496 unvested RSUs that may settle into Class A Shares subject to continued service.

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Insights

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Insider Junqueira Cristina Helena Zingaretti
Role US CEO & Chief Growth Officer
Sold 50,000 shs ($790K)
Type Security Shares Price Value
Sale Class A ordinary shares ("Class A Shares") F2 50,000 $15.80 $790K
holding Class A Shares F1 -- -- --
holding Class A Shares F2 -- -- --
holding Class A Shares F2 -- -- --
holding Class A Shares F2 -- -- --
Holdings After Transaction: Class A ordinary shares ("Class A Shares") — 4,927,593 shares (Indirect, By Family Trust); Class A Shares — 2,607,083 shares (Direct); Class A Shares — 2,803,237 shares (Indirect, By Family Trust); Class A Shares — 1,539,000 shares (Indirect, By Estate Planning Vehicle)
Footnotes (2)
  1. F1. The reporting person disclaims beneficial ownership of these securities except to the extent of her pecuniary interest therein.
  2. F2. Figure includes 1,244,496 Class A Shares underlying unvested Restricted Share Units (RSUs) associated with prior grant(s). Each RSU represents a contingent right to receive one Class A Share. These RSUs are subject to the Reporting Person's continued service through the vesting date.
Shares sold 50,000 Class A Shares Indirect sale by family trust on 2026-08-14
Sale price $15.80 per share Price for 50,000 Class A Shares sold on 2026-08-14
Family trust holdings after transaction 4,927,593 Class A Shares Indirect ownership reported as "By Family Trust" after sale
Directly held shares 2,607,083 Class A Shares Direct holdings, with beneficial ownership disclaimed except for pecuniary interest
Estate planning vehicle holdings 1,539,000 Class A Shares Indirect ownership reported as "By Estate Planning Vehicle"
Unvested RSUs underlying shares 1,244,496 Class A Shares Class A Shares underlying unvested RSUs included in certain reported figures
Restricted Share Units (RSUs) financial
"Figure includes 1,244,496 Class A Shares underlying unvested Restricted Share Units (RSUs)"
Restricted share units (RSUs) are a form of employee pay where a company promises to give shares (or their cash value) to workers after certain conditions, usually time or performance, are met. For investors, RSUs matter because they can increase the number of shares outstanding and signal how management is being paid and incentivized—think of them as delayed bonuses that convert into ownership when vesting conditions are satisfied.
pecuniary interest financial
"disclaims beneficial ownership of these securities except to the extent of her pecuniary interest"
estate planning vehicle financial
"total_shares_following_transaction 1,539,000.0000, nature_of_ownership "By Estate Planning Vehicle""

FAQ

What did NU insider Cristina Junqueira sell in this Form 4 filing?
Cristina Helena Zingaretti Junqueira reported selling 50,000 Class A Shares of Nu Holdings Ltd. (NU) on 2026-08-14. The sale was an indirect transaction executed through a family trust at a price of $15.80 per share in an open-market or private transaction.

At what price were the NU shares sold in this Form 4 transaction?
The reported sale of Nu Holdings Ltd. (NU) Class A Shares was executed at $15.80 per share. This price applies to the 50,000 shares sold on 2026-08-14 in a transaction coded as a sale in an open-market or private transaction.

How many NU shares does the family trust hold after the reported sale?
After the 50,000-share sale, the family trust associated with the reporting person holds 4,927,593 Class A Shares of Nu Holdings Ltd. (NU). These indirect holdings are reported as being held "By Family Trust", with some positions including unvested RSUs.

What direct NU share holdings does the reporting person show in this Form 4?
The Form 4 lists 2,607,083 Class A Shares as directly held by the reporting person in Nu Holdings Ltd. (NU). A footnote states she disclaims beneficial ownership of these securities except to the extent of her pecuniary interest in them.

How many NU shares are tied to unvested RSUs in this filing?
The filing notes that certain reported holdings include 1,244,496 Class A Shares underlying unvested Restricted Share Units (RSUs) for Nu Holdings Ltd. (NU). Each RSU represents one Class A Share and will vest only with the reporting person’s continued service.

Does the insider’s NU Form 4 transaction use a Rule 10b5-1 trading plan?
The Rule 10b5-1 plan checkbox is not affirmed for this Nu Holdings Ltd. (NU) Form 4. That means the sale of 50,000 Class A Shares is not reported as being executed under an affirmed pre-arranged Rule 10b5-1 trading plan.

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Form 4 Insider Transactions: What Each Field Means →
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Junqueira Cristina Helena Zingaretti
(Last)(First)(Middle)
RUA CAPOTE VALENTE, 39, PINHEIROS
(Street)
SAO PAULO05409001
(City)(State)(Zip)
BRAZIL
(Country)		2. Issuer Name and Ticker or Trading Symbol
Nu Holdings Ltd. [ NU ] 		5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
US CEO & Chief Growth Officer
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
08/14/2026		6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Class A ordinary shares ("Class A Shares")08/14/2026S50,000D$15.84,927,593IBy Family Trust(2)
Class A Shares2,607,083(1)D
Class A Shares2,312,338IBy Family Trust(2)
Class A Shares490,899IBy Family Trust(2)
Class A Shares1,539,000IBy Estate Planning Vehicle(2)
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. The reporting person disclaims beneficial ownership of these securities except to the extent of her pecuniary interest therein.
2. Figure includes 1,244,496 Class A Shares underlying unvested Restricted Share Units (RSUs) associated with prior grant(s). Each RSU represents a contingent right to receive one Class A Share. These RSUs are subject to the Reporting Person's continued service through the vesting date.
/s/ Beatriz Outeiro, attorney-in-fact for Cristina Junqueira08/18/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR