Nu Holdings director granted 27,096 RSUs

Nu Holdings Ltd. director Jacqueline D. Reses reported an acquisition of 27,096 Class A ordinary shares on 2026-08-07 as a grant/award with a per-share price of $0.00.

Rhea-AI Filing Summary

Nu Holdings Ltd. director Jacqueline D. Reses reported an acquisition of 27,096 Class A ordinary shares on 2026-08-07 as a grant/award with a per-share price of $0.00. The figure consists of unvested Restricted Share Units (RSUs), each representing a contingent right to one Class A Share, subject to her continued service through the vesting date. Following this award, her direct holdings total 45,754 Class A Shares, including the unvested RSUs.

Insider Trade Summary

Grant/Award: 27,096 shares

Grant/Award 1 txn

Insider Reses Jacqueline D

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Class A ordinary shares ("Class A Shares") F1	27,096	$0.00	$0.00

Holdings After Transaction: Class A ordinary shares ("Class A Shares") — 45,754 shares (Direct)

Footnotes (1)

1. F1. Figure includes 27,096 Class A Shares underlying unvested Restricted Share Units (RSUs). Each RSU represents a contingent right to receive one Class A Share. These RSUs are subject to the Reporting Person's continued service through the vesting date.

Key Figures

Shares granted: 27,096 Class A Shares Grant price per share: $0.00 per share Total holdings after transaction: 45,754 Class A Shares +1 more

4 metrics

Shares granted 27,096 Class A Shares Grant/award acquisition reported on 2026-08-07

Grant price per share $0.00 per share Equity award with no cash price reported

Total holdings after transaction 45,754 Class A Shares Direct holdings of Jacqueline D. Reses following the award

Unvested RSUs underlying shares 27,096 RSUs Each RSU represents a contingent right to one Class A Share

Key Terms

Restricted Share Units (RSUs), contingent right, vesting date

3 terms

Restricted Share Units (RSUs) financial

"Figure includes 27,096 Class A Shares underlying unvested Restricted Share Units (RSUs)."

Restricted share units (RSUs) are a form of employee pay where a company promises to give shares (or their cash value) to workers after certain conditions, usually time or performance, are met. For investors, RSUs matter because they can increase the number of shares outstanding and signal how management is being paid and incentivized—think of them as delayed bonuses that convert into ownership when vesting conditions are satisfied.

contingent right financial

"Each RSU represents a contingent right to receive one Class A Share."

vesting date financial

"These RSUs are subject to the Reporting Person's continued service through the vesting date."

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did Nu Holdings (NU) director Jacqueline Reses acquire in this Form 4?

Director Jacqueline D. Reses received a grant of 27,096 Class A ordinary shares of Nu Holdings Ltd. via unvested RSUs. Each RSU is a contingent right to one Class A Share, subject to continued service until vesting.

How many Nu Holdings (NU) shares does Jacqueline Reses hold after the reported grant?

After the reported grant, Jacqueline D. Reses holds a total of 45,754 Class A Shares directly. This total includes the 27,096 unvested RSUs that may settle into Class A Shares upon vesting.

Was cash paid for the Nu Holdings (NU) shares granted to Jacqueline Reses?

No cash payment was reported for this award. The 27,096 Class A Shares were acquired at a reported price of $0.00 per share as a grant/award, reflecting equity-based compensation rather than a market purchase.

What are the terms of the RSUs granted to Nu Holdings (NU) director Jacqueline Reses?

The 27,096 RSUs each represent a contingent right to receive one Nu Holdings Class A Share. According to the disclosure, these RSUs require Ms. Reses’s continued service through the vesting date before the underlying shares are delivered.

Is the Nu Holdings (NU) Form 4 transaction by Jacqueline Reses part of a 10b5-1 plan?

The filing indicates the Rule 10b5-1 checkbox is not marked as using a plan, and no footnote describes a pre-arranged trading plan. The transaction is characterized as a grant/award rather than an open-market trade.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 08/11/2026 - 09:13 PM Accepted by SEC EDGAR 08/11/2026 - 09:13 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Reses Jacqueline D

(Last) (First) (Middle)

RUA CAPOTE VALENTE, 39, PINHEIROS

(Street)

SAO PAULO 05409001

(City) (State) (Zip)

BRAZIL

(Country)

2. Issuer Name and Ticker or Trading Symbol
Nu Holdings Ltd. [ NU ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
08/07/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A ordinary shares ("Class A Shares")	08/07/2026		A		27,096	A	$0	45,754(1)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Figure includes 27,096 Class A Shares underlying unvested Restricted Share Units (RSUs). Each RSU represents a contingent right to receive one Class A Share. These RSUs are subject to the Reporting Person's continued service through the vesting date.

	/s/ Beatriz Outeiro, attorney-in-fact for Jacqueline Dawn Reses	08/11/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)