Welcome to our dedicated page for Payoneer Global SEC filings (Ticker: PAYO), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Payoneer Global Inc. filings document the regulatory record for a Nasdaq-listed financial technology company built around cross-border payments, multicurrency fund management, enterprise payouts, and services for SMBs operating internationally. Current reports furnish earnings releases and related exhibits for quarterly and annual financial results.
Proxy and other disclosures cover board matters, executive compensation, shareholder voting items, share repurchase activity, acquisitions that expanded regulated payment and workforce-management capabilities, and regulatory infrastructure initiatives tied to the company's global money-movement platform.
Payoneer Global Inc. Chief Executive Officer John Caplan reported two tax-withholding stock transactions related to vested restricted stock units. On February 26, 2026, 69,125 shares of common stock were withheld at $5.24 per share, and on February 25, 2026, 27,740 shares were withheld at $5.41 per share.
According to the footnote, these shares were withheld solely to cover the reporting person’s tax obligations from RSU settlement and do not represent open market sales. The transactions are coded "F," indicating payment of tax liability by delivering securities rather than discretionary selling.
Payoneer Global Inc. files its annual report describing a global fintech platform focused on cross‑border payments for nearly 2 million small and medium‑sized business customers in over 190 countries. The company offers multi‑currency accounts, cards, checkout, working capital and workforce management services.
For the year ended December 31, 2025, volume reached $87.5 billion and revenue was $1,052.8 million, up 9% and 8% from 2024. Payoneer emphasizes its broad regulatory licenses across major markets, strong compliance and AML/CTF programs, and reliance on close to 100 banking and payment partners globally.
The filing highlights key risks, including intense competition in payments, sensitivity to interest rates, exposure to geopolitical events (such as conflicts in Israel, Ukraine and trade tariffs), dependence on large marketplaces like Amazon, cybersecurity and data‑privacy obligations, and evolving global regulations that could affect growth, margins and operations.
Payoneer Global Inc. reported solid growth for 2025 while reshaping its business toward higher-margin revenue. Total 2025 revenue reached $1,052.8 million, up 8% from 2024, with revenue excluding interest income rising 14% to $821.2 million. Interest income declined 10% to $231.6 million as yields moderated.
Full-year net income fell to $73.2 million from $121.2 million, while adjusted EBITDA was roughly flat at $271.7 million. However, adjusted EBITDA excluding interest income jumped 192% to $40.0 million, highlighting improving underlying profitability. Payment volume grew 9% to $87.5 billion, and average revenue per user increased 15% to $488.
The company repurchased $175 million of stock, about 8% of shares outstanding, and ended 2025 with $415.5 million in cash and cash equivalents. For 2026, Payoneer guides to $1,090–$1,130 million in total revenue, revenue ex. interest of $900–$940 million, and adjusted EBITDA ex. interest of $85–$95 million, more than double 2025.
Payoneer Global Inc. reported that Chief Legal & Governance Officer Tsafi Goldman acquired new equity awards in the form of restricted stock units (RSUs) tied to company common stock. On February 20, 2026, Goldman received 377,516 RSUs under the annual incentive equity cycle at no cash cost.
One-fourth of these RSUs will vest on February 18, 2027, with the rest vesting in roughly 1/16 installments each quarter, contingent on continued service. An additional 47,773 RSUs resulted from the conversion of performance stock units after performance certification; 25% vested immediately on the certification date and the balance will vest in 12 equal quarterly installments, also subject to continued service.
Payoneer Global Inc. reported that Chief Executive Officer John Caplan acquired company common stock through equity awards, not open-market purchases. He received 1,069,630 shares underlying new time-based restricted stock units granted as part of the annual incentive equity cycle, and 200,645 shares from performance stock units that converted into time-based RSUs after performance goals were certified. These RSUs vest over several years, contingent on his continued service.
Payoneer Global Inc. reported that Chief Financial Officer Beatrice Ordonez acquired rights to additional common shares through equity awards. She received 755,033 shares of common stock underlying restricted stock units (RSUs) granted on February 20, 2026 as part of the company’s annual incentive equity cycle. One-fourth of these RSUs will vest on February 18, 2027, with the rest vesting in roughly quarterly installments over four years, contingent on continued service.
On the same date, 95,545 shares of common stock were acquired through the conversion of performance stock units (PSUs) into RSUs after performance goals were certified. These RSUs vested 25% on the certification date, with the remaining portion vesting in 12 equal installments every three months, also conditioned on Ms. Ordonez remaining in continuous service.
Payoneer Global Inc. CEO John Caplan reported two Form 4 transactions where shares of common stock were disposed of to satisfy tax obligations from vested restricted stock units. On these transactions, 104,673 shares at $5.35 and 34,563 shares at $5.42 were withheld and did not involve open market sales.
Payoneer Global Inc. reported that Chief Legal & Governance Officer Tsafi Goldman had 24,641 shares of common stock withheld at $5.35 per share to cover tax obligations from the settlement of vested restricted stock units. The filing clarifies this was not an open-market sale but a tax-withholding disposition. After this transaction, Goldman directly holds 644,339 shares of Payoneer common stock.
Payoneer Global Inc. Chief Accounting Officer Itai Perry reported a tax-related share disposition. On this Form 4, 5,896 shares of common stock were withheld at $5.35 per share to cover his tax obligation from vested restricted stock units. The filing notes this was not an open market sale. After the withholding, Perry directly owned 176,280 shares of Payoneer common stock.
Payoneer Global Inc. Chief Financial Officer Beatrice Ordonez reported a Form 4 transaction involving company common stock. A total of 49,282 shares were withheld at 5.35 per share to satisfy her tax obligations from the settlement of vested restricted stock units. The disclosure states this was not an open market sale but a tax-withholding disposition. After this transaction, she directly owns 2,175,201 shares of Payoneer common stock.