Welcome to our dedicated page for Root SEC filings (Ticker: ROOT), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to U.S. Securities and Exchange Commission filings for Root, Inc. (NASDAQ: ROOT), the parent company of Root Insurance Company. Root operates in the direct property and casualty insurance carriers industry, with a focus on technology-driven personal car insurance in the United States.
Investors can review Root’s current and historical filings to understand how the company reports its financial condition, results of operations, and key developments. Recent Form 8-K filings show how Root announces quarterly financial results, such as results for quarters ended June 30 and September 30, through shareholder letters furnished as exhibits. These filings also reference updated investor presentations that contain information and financial highlights about the company and its industry.
Through this filings page, users can locate Root’s periodic reports and event-driven disclosures, including Form 8-K items related to results of operations and Regulation FD disclosures. These documents outline how Root communicates financial performance, provides investor materials, and addresses disclosure requirements under the Exchange Act and Securities Act.
Stock Titan’s tools enhance the raw filings by offering AI-powered summaries that explain the main points of lengthy documents in plain language. As new Root filings are posted to EDGAR, they are updated here in near real time, allowing users to quickly see new 8-Ks and other forms. Where available, insider transaction reports on Form 4, as well as quarterly (10-Q) and annual (10-K) reports, can be reviewed with AI-generated insights that highlight important sections, helping users navigate complex insurance and technology-related disclosures more efficiently.
Form 4 discloses that director Jerri Devard of Root, Inc. (ROOT) had one equity-related event on 30 Jun 2025. A stock option for 258 Class A shares with a $194.76 strike price expired unexercised, as confirmed in the footnote. Because the option was far above market price, it was “out of the money,” resulting in no share issuance and no cash inflow or outflow for the company.
Following the expiration, Devard’s direct beneficial ownership remains 18,532 Class A shares; her derivative position in these options is now zero. No open-market purchase or sale of common stock occurred, and there is no 10b5-1 plan designation.
The filing is routine, signalling that the insider’s high-strike option grant has lapsed. It does not alter ROOT’s share count, capital structure, or cash position, and therefore carries minimal immediate financial impact for shareholders.
Form 4 Overview: The filing discloses insider activity for Root, Inc. (ticker: ROOT) by director Lawrence A. Hilsheimer on 06/30/2025.
- Equity holdings: The reporting person continues to own 40,995 Class A common shares directly and 1,596 shares indirectly through an IRA. No purchases or sales of common stock were reported.
- Derivative position: A stock option covering 258 Class A shares with a $194.76 exercise price expired on 06/30/2025 without being exercised, leaving the insider with zero remaining derivative securities related to this grant.
- The Form 4 indicates the transaction code "J" (Rule 16b-3 transfer or other exempt action) and states the option was "out of the money" at expiry.
- Ownership form remains direct for common shares and indirect (IRA) for a small portion, with no change in total share count.
No other transactions, purchases, sales, or new awards are disclosed. As such, the filing has limited impact on Root’s capital structure but updates investors on the director’s lapsed option and current share ownership.
Root, Inc. (ROOT) filed a Form 4 disclosing that Chief Administrative Officer Jonathan Allison sold 2,500 shares of Class A common stock on 06/16/2025.
The shares were disposed of in an open-market transaction coded “S” at a price of $149.16 per share, pursuant to a Rule 10b5-1 trading plan (Footnote 1). After the sale, Allison directly owns 52,150 shares, indicating the transaction represented roughly 5% of his reported holdings.
No derivative security activity was reported, and there were no additional transactions disclosed. The filing reflects routine insider activity with limited immediate implications for the company’s fundamentals.
Form 4 overview
On 06/16/2025, Root, Inc. (ROOT) Chief Accounting Officer Ryan Forish filed a Form 4 disclosing an automatic disposition of 499 Class A common shares. The transaction was coded “F,” indicating the shares were withheld by the issuer to satisfy tax obligations arising from the vesting of restricted stock units (RSUs). At the stated price of $145.41 per share, the withheld shares had an aggregate value of roughly $72,600.
Following the transaction, the executive’s direct ownership stands at 22,271 Class A shares. No purchases, sales on the open market, or derivative transactions were reported, and no changes to role or compensation were disclosed.
Because code “F” events are routine, non-discretionary, and represent only about 2.2 % of Forish’s holdings, investors typically view them as neutral housekeeping rather than a signal of insider sentiment. The filing nonetheless confirms that the executive continues to hold a meaningful equity stake, helping align management incentives with shareholder interests.