Welcome to our dedicated page for Smartfinancial SEC filings (Ticker: SMBK), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
SmartFinancial, Inc. filings document the public-company disclosures of a Tennessee bank holding company whose common stock trades on the New York Stock Exchange under SMBK. The company’s Form 8-K reports cover quarterly operating results, Regulation FD investor materials, dividend declarations, share repurchase authorization, and capital-structure matters tied to subordinated notes.
Proxy materials provide governance and shareholder-meeting disclosures, including board matters, executive compensation, equity awards, and voting items. The filing record also documents registered securities, financial-condition updates, credit-related metrics, and other material events relevant to SmartBank’s full-service commercial banking operations.
SmartFinancial Inc. executive vice president and chief credit officer reported a small change in ownership of company stock. On 01/01/2026, the officer recorded a Form 4 transaction involving 816 shares of common stock at a price of $36.99 per share, coded "F" under the reporting rules. Following this transaction, the officer beneficially owns 9,288 shares of SmartFinancial Inc. common stock in direct form.
SMARTFINANCIAL INC. executive reports change in share ownership. The company’s EVP & Chief Financial Officer filed a Form 4 reporting a disposition of 842 shares of SMARTFINANCIAL INC. common stock on 01/01/2026 at a price of $36.99 per share, coded as transaction type "F." After this transaction, the officer beneficially owns 20,936 shares of common stock, which includes shares acquired through the SMBK Dividend Reinvestment Plan.
SmartFinancial Inc. reported a stock transaction by its President and CEO, who is also a director. On 01/01/2026, the insider had a disposition of 1,807 shares of common stock at $36.99 per share, reported with transaction code "F." Following this transaction, the insider beneficially owned 123,644 shares of common stock directly.
The filing also shows an additional 42,666 shares held indirectly through the William Carroll, Jr. Decendent Trust. The report is filed as a Form 4 for one reporting person and reflects the insider’s ongoing equity ownership in SmartFinancial Inc.
SmartFinancial Inc.'s Chief Accounting Officer reported a small share transaction in company stock. On 01/01/2026, the officer had 445 shares of common stock disposed of in a transaction coded "F" at a price of $36.99 per share. After this transaction, the officer beneficially owned 10,142 shares of SmartFinancial common stock.
The reported ownership amount includes shares acquired through the SMBK Dividend Reinvestment Plan, meaning some of the holdings come from automatic reinvestment of dividends rather than open-market purchases.
SmartFinancial Inc. reported an insider stock transaction by its Chief People Officer. On 01/01/2026, the officer disposed of 445 shares of SmartFinancial common stock at a price of $36.99 per share, coded as transaction type "F". After this transaction, the officer beneficially owned 10,408 shares directly. A footnote explains that this total includes shares acquired through the SMBK Dividend Reinvestment Plan.
SmartFinancial Inc. insider transaction: A director and Chairman of the Board of SmartFinancial Inc. reported a disposition of 1,305 shares of common stock on 01/01/2026 at a price of $36.99 per share. Following this transaction, the reporting person directly owned 95,633 shares of SmartFinancial common stock.
In addition to the direct holdings, the filing shows indirect ownership of 14,167 shares held by each of the Margaret Polfrey Welborn Trust, Elizabeth Houston Welborn Trust, and Ann Miller Welborn Trust, as well as 4,725 shares held by the reporting person’s spouse. No derivative securities transactions were reported in this filing.
SmartFinancial Inc. director reports stock sale. A director of SmartFinancial Inc. reported selling 10,625 shares of common stock on 12/10/2025 in an open market transaction coded "S" at a price of $38.01 per share. After this sale, the reporting person directly beneficially owns 49,914 shares of SmartFinancial Inc. common stock.
A shareholder of SMBK has filed a Form 144 notice to sell 10,625 shares of common stock through Morgan Stanley Smith Barney LLC on or about December 10, 2025 on the NYSE. The shares to be sold have an indicated aggregate market value of $403,887.06, while 17,028,001 shares of the same class were outstanding at the time of the notice.
The securities were originally acquired in two private transactions from the issuer or an affiliate, one on September 15, 2008 for 6,375 shares and another on December 9, 2012 for 4,250 shares, each described as private acquisitions from the issuer or an affiliate and fully paid in cash. The person for whose account the sale is to be made represents that they do not know of any material adverse information about the issuer’s operations that has not been publicly disclosed.
SmartFinancial, Inc. is conducting an exchange offer covering up to $100,000,000 aggregate principal amount of its 7.25% fixed‑to‑floating rate subordinated notes due 2035. Investors can swap privately placed, unregistered notes issued in August 2025 for SEC‑registered notes with essentially identical economic terms.
The exchange does not generate cash for SmartFinancial and does not increase total indebtedness; exchanged Old Notes will be cancelled. The New Notes pay a fixed 7.25% rate to September 1, 2030, then float at Three‑Month Term SOFR plus 385 basis points to maturity on September 1, 2035, and may be redeemed at par on or after September 1, 2030, or earlier upon certain regulatory or tax events, subject to Federal Reserve approval.
The notes are unsecured, subordinated obligations of the holding company and are structurally subordinated to liabilities of SmartBank and other subsidiaries. The company highlights risks including limited covenants, lack of an expected trading market, potential SOFR benchmark changes, and adverse liquidity and transfer restrictions for holders who choose not to exchange their Old Notes.
SmartFinancial Inc. (SMBK) insider reports small stock sale. An executive vice president and chief credit officer of SmartFinancial Inc. filed a Form 4 disclosing the sale of 250 shares of common stock on 11/18/2025 at a price of $35 per share. After this transaction, the reporting person directly holds 10,104 shares of SmartFinancial common stock. The filing notes that it was submitted by an attorney-in-fact on behalf of the reporting person.