SoFi (SOFI) EVP Kelli Keough logs RSU vesting and tax-withholding stock sale

Filing Impact

(Very High)

Filing Sentiment

(Neutral)

Form Type

Rhea-AI Filing Summary

SoFi Technologies EVP Kelli Keough reported stock-settled RSU vesting and related tax withholding. On March 16, 2026, she exercised restricted stock units that converted into a total of 122,188 shares of SoFi common stock for no cash consideration, as part of previously granted equity awards.

Following these derivative exercises, a Form 4 entry on March 17, 2026 shows 63,145 common shares were sold at $17.617 per share to cover tax withholding obligations tied to the RSU vesting, and the footnotes state these shares were not issued to her. After these transactions, she directly owns 352,768 shares of common stock.

Insider Trade Summary

122,188 shares exercised/converted

Mixed 7 txns

Insider Keough Kelli

Role EVP, GBUL, SIPS

Type	Security	Shares	Price	Value
Tax Withholding	Common Stock	63,145	$17.617	$1.11M
Exercise	Restricted Stock Unit	82,643	$0.00	--
Exercise	Restricted Stock Unit	26,477	$0.00	--
Exercise	Restricted Stock Unit	13,068	$0.00	--
Exercise	Common Stock	82,643	$0.00	--
Exercise	Common Stock	26,477	$0.00	--
Exercise	Common Stock	13,068	$0.00	--

Holdings After Transaction: Common Stock — 352,768 shares (Direct); Restricted Stock Unit — 330,572 shares (Direct)

Footnotes (1)

Each restricted stock unit ("RSU") represents a contingent right to receive one share of the Issuer's common stock upon settlement for no consideration. Shares sold to satisfy tax withholding obligation applicable to the vesting of stock-settled RSUs. These shares were not issued to the Reporting Person. Represents the settlement of a portion of the RSUs granted to the Reporting Person as disclosed on the Reporting Person's Form 3 filed on August 2, 2024. Represents the settlement of a portion of the RSUs granted to the Reporting Person as disclosed on the Reporting Person's Form 4 filed on March 12, 2025.

Form 4 Insider Transactions: What Each Field Means →

03/18/2026 - 08:16 PM

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Keough Kelli

(Last)

(First)

(Middle)

234 1ST STREET

(Street)

SAN FRANCISCO

CALIFORNIA

94105

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
SoFi Technologies, Inc. [ SOFI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director	10% Owner
X	Officer (give title below)	Other (specify below)
	EVP, GBUL, SIPS

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/16/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Common Stock	03/16/2026		M		82,643	A	⁽¹⁾	376,368	D
Common Stock	03/16/2026		M		26,477	A	⁽¹⁾	402,845	D
Common Stock	03/16/2026		M		13,068	A	⁽¹⁾	415,913	D
Common Stock	03/17/2026		F		63,145	D	$17.617⁽²⁾	352,768	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
Restricted Stock Unit	⁽¹⁾	03/16/2026		M			82,643	⁽³⁾	⁽³⁾	Common Stock	82,643	$0	330,572	D
Restricted Stock Unit	⁽¹⁾	03/16/2026		M			26,477	⁽³⁾	⁽³⁾	Common Stock	26,477	$0	211,814	D
Restricted Stock Unit	⁽¹⁾	03/16/2026		M			13,068	⁽⁴⁾	⁽⁴⁾	Common Stock	13,068	$0	156,812	D

Explanation of Responses:

1. Each restricted stock unit ("RSU") represents a contingent right to receive one share of the Issuer's common stock upon settlement for no consideration.

2. Shares sold to satisfy tax withholding obligation applicable to the vesting of stock-settled RSUs. These shares were not issued to the Reporting Person.

3. Represents the settlement of a portion of the RSUs granted to the Reporting Person as disclosed on the Reporting Person's Form 3 filed on August 2, 2024.

4. Represents the settlement of a portion of the RSUs granted to the Reporting Person as disclosed on the Reporting Person's Form 4 filed on March 12, 2025.

Remarks:

	/s/ Deanna M. Smith, Attorney-in-Fact	03/18/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR

FAQ

What insider transactions did SoFi (SOFI) executive Kelli Keough report?

Kelli Keough reported RSU vesting that converted into common stock and a related tax-withholding transaction. RSUs representing 122,188 shares settled into stock, and 63,145 shares were sold to satisfy tax obligations tied to that vesting, according to the Form 4 details and footnotes.

Did Kelli Keough buy or sell SoFi (SOFI) shares on the open market?

The Form 4 does not show open-market buying or discretionary selling. It records RSU exercises for no cash consideration and a tax-withholding disposition where 63,145 shares were sold to cover tax liabilities on vested RSUs, with footnotes stating these shares were not issued to her.

How many SoFi (SOFI) shares does Kelli Keough hold after this Form 4?

After the reported RSU settlements and tax-withholding transaction, Kelli Keough directly owns 352,768 shares of SoFi common stock. This figure is taken from the Form 4 entry showing total common shares held following the tax-withholding disposition recorded on March 17, 2026.

What RSU activity did the SoFi (SOFI) Form 4 disclose for Kelli Keough?

The filing shows multiple RSU exercises on March 16, 2026 converting into 122,188 shares of common stock at a conversion price of zero. Footnotes explain these represent settlements of portions of RSU grants previously disclosed in her Form 3 and a prior Form 4.

Was the tax withholding in the SoFi (SOFI) Form 4 a normal compensation event?

The Form 4 characterizes the F-code transaction as payment of tax liability by delivering securities. Footnotes further clarify the 63,145 shares were sold to satisfy tax withholding on stock-settled RSUs and were not issued to her, indicating a routine compensation-related event.

Does Kelli Keough still hold any derivative securities after these SoFi (SOFI) transactions?

The derivative section of the summary shows RSU exercises and an empty remaining derivativeSummary. That indicates the Form 4 lists only the RSUs that were settled into common stock in this reporting period, with no additional derivative positions reported in this filing excerpt.