SoFi (SOFI) General Counsel reports RSU vesting and tax withholding on common shares

Rhea-AI Filing Summary

SoFi Technologies General Counsel Robert S. Lavet reported routine equity compensation activity. On March 16, 2026, 36,057 restricted stock units were settled into common stock at no cash cost to him, increasing his direct common share holdings. On March 17, 2026, 16,669 common shares were withheld to cover tax obligations related to the RSU vesting, and these withheld shares were not issued to him. Following these events, he directly holds 61,293 shares of SoFi common stock. The transactions reflect RSU vesting and associated tax withholding rather than open-market buying or selling.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Lavet Robert S

(Last) (First) (Middle)

C/O SOFI TECHNOLOGIES, INC.

234 1ST STREET

(Street)

SAN FRANCISCO CALIFORNIA 94105

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
SoFi Technologies, Inc. [ SOFI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	General Counsel

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/16/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/16/2026		M		36,057	A	(1)	77,962	D
Common Stock	03/17/2026		F		16,669	D	$17.617(2)	61,293	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Unit	(1)	03/16/2026		M			36,057	(3)	(3)	Common Stock	36,057	$0	108,172	D

Explanation of Responses:

1. Each restricted stock unit ("RSU") represents a contingent right to receive one share of the Issuer's common stock upon settlement for no consideration.

2. Shares withheld to satisfy tax withholding obligation applicable to the vesting of stock-settled RSUs. These shares were not issued to the Reporting Person.

3. Represents the settlement of a portion of the RSUs granted to the Reporting Person as disclosed on the Reporting Person's Form 4 filed on February 11, 2026.

Remarks:

	/s/ Deanna M. Smith, Attorney-in-Fact	03/18/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transactions did SoFi (SOFI) report for Robert S. Lavet?

SoFi reported that General Counsel Robert S. Lavet had 36,057 restricted stock units settle into common stock, followed by 16,669 common shares withheld to cover tax obligations. After these compensation-related events, he directly holds 61,293 shares of SoFi common stock.

Did SoFi General Counsel Robert S. Lavet sell SOFI shares in this Form 4?

No, the Form 4 shows no open-market sales. It records RSU vesting and a tax-withholding disposition where 16,669 shares were withheld to satisfy taxes. The withheld shares were not issued to him, so this is not a discretionary sale transaction.

How many SoFi (SOFI) shares does Robert S. Lavet hold after these transactions?

After the reported RSU settlement and tax withholding, Robert S. Lavet directly owns 61,293 shares of SoFi common stock. This total reflects the net impact of 36,057 RSUs settling into shares and 16,669 shares withheld to satisfy the related tax obligation.

What triggered the Form 4 filing for SoFi (SOFI) General Counsel Robert S. Lavet?

The filing was triggered by the settlement of 36,057 restricted stock units into common stock and a related tax-withholding disposition of 16,669 shares. These events are standard for stock-based compensation vesting and must be reported as insider transactions under SEC rules.

Are the SoFi (SOFI) insider transactions by Robert S. Lavet compensation-related?

Yes, the transactions are compensation-related. The Form 4 shows RSU settlement, where each unit converts into one share for no consideration, and share withholding solely to satisfy tax obligations from the vesting of stock-settled RSUs, typical for executive equity awards.

Does Robert S. Lavet retain any unexercised derivative securities after these SoFi (SOFI) transactions?

The derivative section of the filing shows an exercise of 36,057 RSUs into common stock, and the remaining derivative position list is empty. This indicates the reported RSUs were settled, with no additional derivative holdings disclosed in this specific Form 4 excerpt.