[Form 4] SoFi Technologies, Inc. Insider Trading Activity

Rhea-AI Filing Summary

SoFi Technologies insider activity: Eric Schuppenhauer, an executive, had 55,731 restricted stock units (RSUs) vest on 08/14/2025, which converted one-for-one into 55,731 shares of common stock, increasing his beneficial ownership to 214,671.81 shares. On 08/15/2025 he disposed of 23,354 shares at $22.849 per share to satisfy tax withholding obligations; those sold shares were not newly issued to him and reduced his beneficial ownership to 191,317.81 shares. The filing shows he continues to hold 668,772 RSUs that can convert into common stock on a one-for-one basis.

Insights

Securities Analyst

TL;DR: Routine executive vesting and tax-withholding sale; increases issued shares briefly, then a partial disposition to cover taxes.

The filing documents a scheduled settlement of RSUs into 55,731 shares followed by a sale of 23,354 shares to satisfy tax withholding. These are compensation-related transactions, not open-market trading decisions, and they do not indicate a change in company strategy or material corporate events. The share disposal was executed at a disclosed price of $22.849, and the reporting person retains meaningful direct and derivative holdings.

Corporate Governance Expert

TL;DR: Compensation vesting with tax-related share disposition; standard insider reporting practice.

This Form 4 reflects the vesting and settlement of previously granted RSUs and a contemporaneous sell-to-cover for taxes. The disclosure is consistent with standard equity compensation administration and Section 16 reporting requirements. No indications of unusual timing, derivative exercises beyond settlement, or other governance concerns are present in the filing.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Schuppenhauer Eric

(Last) (First) (Middle)

2601 NETWORK BLVD, SUITE 600

(Street)

FRISCO TX 75034

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
SoFi Technologies, Inc. [ SOFI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP GBUL Borrow

3. Date of Earliest Transaction (Month/Day/Year)
08/14/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	08/14/2025		M		55,731	A	(1)	214,671.81	D
Common Stock	08/15/2025		F		23,354	D	$22.849(2)	191,317.81	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Unit	(3)	08/14/2025		M			55,731	(4)	(4)	Common Stock	55,731	$0	668,772	D

Explanation of Responses:

1. Each restricted stock unit ("RSU") represents a contingent right to receive one share of the Issuer's common stock upon settlement for no consideration.

2. Shares sold to satisfy tax withholding obligation applicable to the vesting of stock-settled RSUs. These shares were not issued to the Reporting Person.

3. Restricted stock units ("RSUs") convert into common stock on a one-for-one basis.

4. Represents the settlement of a portion of RSUs granted to the Reporting Person as disclosed on the Reporting Person's Form 3 filed on September 27, 2024.

Remarks:

	/s/ Deanna M. Smith, Attorney-in-Fact	08/18/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
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FAQ

What transactions did SoFi (SOFI) executive Eric Schuppenhauer report on Form 4?

The filing reports settlement of 55,731 RSUs into common stock on 08/14/2025 and a sale of 23,354 shares on 08/15/2025 at $22.849 per share to satisfy tax withholding.

How many shares does Eric Schuppenhauer beneficially own after these transactions?

After the transactions, his reported beneficial ownership is 191,317.81 shares of common stock.

How many RSUs remain outstanding for the reporting person?

The Form 4 shows the reporting person has 668,772 restricted stock units that convert one-for-one into common stock.

Were the sold shares newly issued to the reporting person?

No. The filing states the shares sold to satisfy tax withholding were not issued to the reporting person.

What was the purpose of the share sale disclosed on the Form 4?

The sale of 23,354 shares was executed to satisfy the tax withholding obligation related to the vesting/settlement of RSUs.