Synchrony Financial (NYSE: SYF) officer nets stock grant and sale

Rhea-AI Filing Summary

Synchrony Financial insider Courtney Gentleman reported several common stock transactions. On March 1, 2026, Gentleman received a grant of 9,768 restricted stock units at $69.11 per share value, which will vest in three equal annual installments of 33.33% beginning on the first anniversary of the grant date.

Also on March 1, 3,452 shares of Synchrony Financial common stock were withheld by the company to cover tax liabilities arising from restricted stock unit vesting. On March 2, 2026, Gentleman executed an open-market sale of 4,338 shares at an average price of $67.71 per share under a pre-established Rule 10b5-1 trading plan adopted on November 5, 2025.

Following these transactions, Gentleman directly owned 19,831 shares of Synchrony Financial common stock.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

X

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Gentleman Courtney

(Last) (First) (Middle)

777 LONG RIDGE ROAD

C/O CORPORATE SECRETARY

(Street)

STAMFORD CT 06902

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Synchrony Financial [ SYF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	See remarks

3. Date of Earliest Transaction (Month/Day/Year)
03/01/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/01/2026		A(1)		9,768	A	$69.11	27,621	D
Common Stock	03/01/2026		F(2)		3,452	D	$69.11	24,169	D
Common Stock	03/02/2026		S(3)		4,338	D	$67.71	19,831	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents restricted stock units that will vest in three equal annual installments of 33.33% each, beginning on the first anniversary of the grant date. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial (the "Company") common stock.

2. Reflects the number of shares of Company common stock withheld by the Company to pay the tax liability of the Reporting Person in connection with the vesting of restricted stock units.

3. This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on November 5, 2025.

Remarks:

	/s/ Danielle Do, as attorney-in-fact	03/03/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transactions were reported at Synchrony Financial (SYF)?

Synchrony Financial insider Courtney Gentleman reported a grant of 9,768 restricted stock units, tax withholding of 3,452 shares, and an open-market sale of 4,338 common shares, all involving directly owned Synchrony Financial common stock.

How many Synchrony Financial (SYF) shares did the insider sell and at what price?

Courtney Gentleman sold 4,338 shares of Synchrony Financial common stock at an average price of $67.71 per share. This open-market sale occurred on March 2, 2026, pursuant to a pre-established Rule 10b5-1 trading plan.

What stock award did the Synchrony Financial (SYF) insider receive?

On March 1, 2026, Courtney Gentleman received 9,768 restricted stock units representing contingent rights to Synchrony Financial common shares, valued using a $69.11 per share figure, vesting in three equal annual installments of 33.33% starting on the first anniversary.

Why were some Synchrony Financial (SYF) shares withheld from the insider?

Synchrony Financial withheld 3,452 common shares to satisfy tax liabilities related to the vesting of restricted stock units held by Courtney Gentleman. This tax-withholding disposition used the $69.11 per share value associated with the vesting event on March 1, 2026.

How many Synchrony Financial (SYF) shares does the insider hold after these transactions?

After the reported grant, tax withholding, and sale transactions, Courtney Gentleman directly owned 19,831 shares of Synchrony Financial common stock. All reported positions are shown as directly held, with no indirect ownership entities referenced in the data.

Was the Synchrony Financial (SYF) insider sale under a Rule 10b5-1 plan?

Yes. The 4,338-share open-market sale reported for Synchrony Financial common stock was executed under a Rule 10b5-1 trading plan. The filing states this plan was adopted by the reporting person on November 5, 2025, before the sale date.