Welcome to our dedicated page for UNITED COMMUNITY BANKS SEC filings (Ticker: UCB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Our SEC filing database is enhanced with expert analysis from Rhea-AI, providing insights into the potential impact of each filing on UNITED COMMUNITY BANKS's stock performance. Each filing includes a concise AI-generated summary, sentiment and impact scores, and end-of-day stock performance data showing the actual market reaction. Navigate easily through different filing types including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, proxy statements (DEF 14A), and Form 4 insider trading disclosures.
Designed for fundamental investors and regulatory compliance professionals, our page simplifies access to critical SEC filings. By combining real-time EDGAR feed updates, Rhea-AI's analytical insights, and historical stock performance data, we provide comprehensive visibility into UNITED COMMUNITY BANKS's regulatory disclosures and financial reporting.
United Community Banks, Inc. executive Richard Bradshaw, EVP and Chief Banking Officer, reported a change in his common stock holdings. On 01/22/2026, a transaction coded "G" involved 454 shares of common stock at a reported price of $0 per share. Following this transaction, Bradshaw directly beneficially owned 73,463 shares of United Community Banks, Inc. common stock.
United Community Banks, Inc. executive Alan H. Kumler, SVP and Chief Accounting Officer, reported a sale of common stock in a Form 4 filing. On January 23, 2026, he sold 12,043 shares of United Community Banks common stock in an open-market transaction coded "S". The shares were sold at a weighted average price of $35.3571, with individual trades executed between $35.33 and $35.43. Following this transaction, Kumler directly beneficially owns 21,096 shares of United Community Banks common stock.
United Community Banks EVP Richard Bradshaw, the company’s Chief Banking Officer, reported three small dispositions of common stock. On January 22 and 23, 2026, he disposed of 303 shares in each transaction, for a total of 909 shares, all recorded at a price of $0 per share. After these transactions, he directly beneficially owned 73,917 shares of United Community Banks common stock.
United Community Banks, Inc. reported that it has released its financial results for the fourth fiscal quarter of 2025 through a press release dated January 14, 2026. The company is treating this press release, furnished as Exhibit 99.1, as supplemental information that is not deemed filed for liability purposes under the Exchange Act.
On the same day, United Community Banks plans to host an earnings conference call and webcast at 9:00 a.m. Eastern Time to discuss the fourth quarter 2025 results. A related slide presentation for this call is furnished as Exhibit 99.2 and will also be available on the company’s website under the Investor Relations – Events and Presentations section.
United Community Banks, Inc. announced that its board has approved a new common stock repurchase program authorizing the company to buy back up to $100.0 million of its outstanding common shares. Repurchases may be made on the open market, through privately negotiated deals, or other methods that comply with securities laws.
The new authorization will be available after the company’s current repurchase program expires on December 31, 2025, and will run through December 31, 2026. United Community Banks has already repurchased $44 million of shares in 2025 under its existing program. The company can modify, suspend, or discontinue the new program at any time and is not obligated to repurchase a specific number of shares.
United Community Banks, Inc. has filed an automatic shelf registration statement on Form S-3, allowing it and certain future selling securityholders to offer a broad range of securities over time. The shelf may be used for offerings of common stock, non-voting common stock, preferred stock, depositary shares, senior or subordinated debt, warrants, purchase contracts, and units, with specific terms to be set in future prospectus supplements.
The company states that net proceeds from its own securities sales will generally be used for general corporate purposes, including investments in bank and non-bank subsidiaries, acquisitions, debt repayment or refinancing, holding company investments, and potential stock repurchases. United is a regional bank holding company headquartered in Greenville, South Carolina, with total assets of $28.1 billion, total loans of $19.2 billion, total deposits of $24.0 billion and shareholders’ equity of $3.6 billion as of September 30, 2025. The filing emphasizes that investing in its securities involves significant risks and incorporates detailed risk factors from its latest Form 10‑K and Form 10‑Q.
United Community Banks Inc. (UCB) reported a routine insider transaction by its SVP and Chief Accounting Officer. On 11/15/2025, 207 shares of common stock were withheld at a price of $30.24 per share to cover tax withholding obligations upon the vesting of restricted stock units. After this tax-related withholding, the officer beneficially owns 33,029 shares directly. This type of transaction does not represent an open-market sale, but rather the automatic use of a portion of vested shares to satisfy tax requirements.
United Community Banks, Inc. reports substantially stronger results in its quarter ended September 30, 2025. Total revenue rose to $276.8M from $217.3M a year earlier, while net income nearly doubled to $91.5M, and diluted EPS increased to $0.70 from $0.38.
For the first nine months of 2025, net income was $241.6M versus $176.6M in 2024, supported by higher net interest revenue and a sharp swing to gains on loan sales. Loans reached $19.17B and deposits $24.02B, both above December 31, 2024 levels. The ANB acquisition added $428.5M of assets and generated $18.0M of goodwill, while the allowance for credit losses on loans stood at $215.8M. Capital remained strong, with consolidated CET1 at 13.44%.
United Community Banks (UCB) reported an insider transaction by its EVP, Chief Banking Officer.
On October 30, 2025, the officer recorded a transaction coded G involving 530 shares at $0, and now directly holds 74,696 shares.